Seeing a doctor without German health insurance

[Smaug 5,849]

27 minutes ago, RelativeDimensions said:

Ffs. Why are people getting redded for making suggestions? Can we not even discuss possibilities anymore without attracting the ire of special snowflakes?  Seriously, whoever is doing this drive-by negging, take a look in the damn mirror or piss off back to YouTube comments. 

 

I agree and it beats the hell out of me. I am seeing a lot of negging that just makes no sense to me and it kind of bothers me a bit.

[AlexTr 19,754]

44 minutes ago, Smaug said:

 

That doesn't make a lot of sense to me. Seeing a doctor in Germany with private insurance, travel insurance or no insurance is essentially the same thing. Private patients also often don't make a claim on medical costs (e.g. not bothered, a condition they don't want their insurer to know about, they want to keep their no-claims bonus, it's below their yearly excess...) . Whether you make a claim or not is opaque to the health care provider anyway: it makes no difference to them.

 

 

I think it's a matter of courtesy to AlexTr to change it herself if she agrees with the argument give by toBrnuG.

 

Thanks, but it's all good. I think everyone got bogged down in the fun of that "without insurance" thing and wasn't paying attention to the original question.

 

@Barrel of Monkeys, the last time I went to my doctor with private health insurance and had a complete physical and blood draw (not the test; that's done at a lab), I received a bill for around €80.

[SA_Drone 757]

I can't for the life of me figure out why people give a shit about greens and reds. They literally mean nothing.

[yourkeau 7,723]

26 minutes ago, SA_Drone said:

They literally mean nothing.

They mean the flag of Portugal, current Euro champion!

[jeba 4,364]

2 hours ago, RelativeDimensions said:

Perhaps "seeing a doctor without claiming on health insurance" would be more accurate?

Yes, otherwise it sounds like the poor doctor has no health insurance - and why would you as a patient care about this

[RelativeDimensions 1,299]

2 hours ago, SA_Drone said:

I can't for the life of me figure out why people give a shit about greens and reds. They literally mean nothing.

Because the rep system is supposed to help newbies assess whether the information they've been given is likely to be true, accurate and well-intentioned, or a load of horse-shit.  

 

I've had posts thoroughly redded when I've given duff information and I accept that - that's exactly what the system is for. Nobody will look at those posts in future and act on the info in them because they're clearly marked as wrong. 

 

Redding (respectfully-worded) opinions, musings and speculation just knackers the system because it downgrades the rating of people who provide accurate information and makes them look less trustworthy to newbies.

 

Also, it's really pathetic. 

[LukeSkywalker 7,643]

4 hours ago, SA_Drone said:

I can't for the life of me figure out why people give a shit about greens and reds. They literally mean nothing.

I don't go to heaven and am entitled to 72 virgins if I reach +2,000 ?

[JG52 1,044]

On 7/12/2016, 7:00:22, Uncle Nick said:

The fee for a prescription from the doctor is not that much, but you need it for prescription medicine. If you don't have medical insurance you will get a so called private prescription and can get the medication from the chemists, you will however have to pay the full price yourself.

 

I am privately insured and my German doctor invoices me €10.76 each quarter for prescription refills.  The cumulative annual doctor bills don't come close to my health insurance deductible, so I toss them at the end of the year since my deductible allowance starts over on 1 January.

 

I pay full price for the medicine, which is about €55 per quarter, and my insurance program reimburses me 75-percent with no annual limit or deductible.

[robinson100 12,853]

2 hours ago, JG52 said:

 

I am privately insured and my German doctor invoices me €10.76 each quarter for prescription refills.

 

Yes, but Nick was actually referring to the case mentioned in the title of this thread - where somebody simply does not have health insurance.

Please also bear in mind that your €55 per quarter for medicine, really depends upon what medicine you get, and that prices can vary an awful lot!