Seeing a doctor without German health insurance

[hellfire99 4,388]

4 hours ago, Barrel of Monkeys said:

 If I wasn't feeling so unwell I probably wouldn't have even commented on your post.

 

Chin up, mate!

 

Hope you are feeling better! 

 

Hf99

[yourkeau 7,723]

Ok, I found it:

Quote

(11)Ausländer, die nicht Angehörige eines Mitgliedstaates der Europäischen Union, Angehörige eines Vertragsstaates des Abkommens über den Europäischen Wirtschaftsraum oder Staatsangehörige der Schweiz sind, werden von der Versicherungspflicht nach Absatz 1 Nr. 13 erfasst, wenn sie eine Niederlassungserlaubnis oder eine Aufenthaltserlaubnis mit einer Befristung auf mehr als zwölf Monate nach dem Aufenthaltsgesetz besitzen und für die Erteilung dieser Aufenthaltstitel keine Verpflichtung zur Sicherung des Lebensunterhalts nach § 5 Abs. 1 Nr. 1 des Aufenthaltsgesetzes besteht

 

It says: health insurance obligation only applies to those non-EU citizens who have Aufenthaltstitel valid for more than 12 months and there is no obligation to secure one's existence according to §5 AufentG.

 

I'm not really sure if this applies to §18c, but it only gives visa for maximum of 6 months without possibility to renew, so this can be the case.

[Uncle Nick 6,245]

6 hours ago, Uncle Nick said:

What if he gets a prescription from that doctor, would he have to pay for the medication out of his own pocket? If so it would make a trip to the doc much more expensive!

 

 

 

Don't know why I was negged for this, googling it came up with this answer:

 

Die Reaeptgebühr beim Arzt ist nicht so hoch. Aber wenn die Medikamente rezeptpflichtig sind, dann brauchst du halt eins. Hast du keine Krankenversicherung, dann bekommst du jedoch ein sog. Privatrezept. Damait bekommst du die Medikamente in der Apotheke, mußt sie aber komplett selbst bezahlen.

 

The fee for a prescription from the doctor is not that much, but you need it for prescription medicine. If you don't have medical insurance you will get a so called private prescription and can get the medication from the chemists, you will however have to pay the full price yourself.

[robinson100 12,854]

On 11.7.2016, 09:21:07, Barrel of Monkeys said:

1 hour ago, Uncle Nick said:

 

Don't know why I was negged for this, googling it came up with this answer:

 

 

I

 

Red is the new green Nick, so don't worry about it!

(at least it shows that somebody has read your post!)

 

I hope that BoM went to see a doctor and that he is feeling better and maybe a little less irritable by now.

[Smaug 5,849]

1 hour ago, Uncle Nick said:

 

Don't know why I was negged for this, googling it came up with this answer:

 

Die Reaeptgebühr beim Arzt ist nicht so hoch. Aber wenn die Medikamente rezeptpflichtig sind, dann brauchst du halt eins. Hast du keine Krankenversicherung, dann bekommst du jedoch ein sog. Privatrezept. Damait bekommst du die Medikamente in der Apotheke, mußt sie aber komplett selbst bezahlen.

 

The fee for a prescription from the doctor is not that much, but you need it for prescription medicine. If you don't have medical insurance you will get a so called private prescription and can get the medication from the chemists, you will however have to pay the full price yourself.

 

I swear I didn't neg you, Uncle Nick. Anyway, I wanted to contribute that this paragraph is a bit misleading. Private prescriptions are also issued to those who are privately insured, not just to the uninsured. If you are privately insured you pay the full amount, but you might get this back from your insurance depending on what it is, what your policy covers and your excess.

[RedMidge 6,638]

Uncle Nick- I think there is a serial redder! Since yesterday, someone has given me reddies for several old posts.  I like to think they were colour blind and meant to green me! As others say- I take these all with the salt proverbial

 

[katheliz 17,879]

I guess red rage is better than road rage, or running out and shooting everything in sight.

[lisa13 12,246]

@RedMidge, definitely.  

 

I'm finding it funny to see whole series of on point, non offensive, often helpful comments redded but never rebutted.

 

I totally understand getting out some frustration with a good rant or whathaveyou (ahem), but just running around negging?  Is that really satisfying?  I just can't grasp the motivation nor payoff.  It just strikes me as sad.

[lisa13 12,246]

3 hours ago, yourkeau said:

Ok, I found it:

 

It says: health insurance obligation only applies to those non-EU citizens who have Aufenthaltstitel valid for more than 12 months and there is no obligation to secure one's existence according to §5 AufentG.

 

I'm not really sure if this applies to §18c, but it only gives visa for maximum of 6 months without possibility to renew, so this can be the case.

 

Ahhhhhh good one.  

 

But what permit can one get that drops the requirements for "secured livelihood" under §5?  Job seekers (who inherently have no income) definitely have to prove they can support themselves for the duration of their stay, so I don't see how 18c could really be covered under this rule.  

 

honestly I think the rules for blue card candidates are skirting way outside the norm for immigrant requirements, and it's sort of treated as a special case without a lot of explanation or consistency.  They really want to make it easier for these people to come here to work, which makes sense, but it's very hard to navigate.  Which makes it harder to come here to work :/

 

[john g. 37,776]

1 hour ago, RedMidge said:

Uncle Nick- I think there is a serial redder! Since yesterday, someone has given me reddies for several old posts.  I like to think they were colour blind and meant to green me! As others say- I take these all with the salt proverbial

 

I think you should change your moniker thing to GreenMidge, RedMidge! That would confuse a serial negger!

[yourkeau 7,723]

12 hours ago, lisa13 said:

But what permit can one get that drops the requirements for "secured livelihood" under §5?  Job seekers (who inherently have no income) definitely have to prove they can support themselves for the duration of their stay, so I don't see how 18c could really be covered under this rule.  

I also ask myself this question. 18c indeed requires to "secure livelihood" but doesn't refer to §5 (which doesn't specify what it is anyway). This can be used as a loophole by Beamte who act according to their internal Verwaltungsvorschriften... I.e. they allow themselves to be more lenient regarding health insurance and own apartment as soon as you have enough money.

[AlexTr 19,771]

I think the problem all along was the title of the thread, so I changed it.

[toBnruG 1,173]

Why change the title? The original thread is about doctor's fees when insurance isn't paying. That's still what it's about. All this crap about the 18c is a side-track due to Barrel's specific situation, but his question was what fees he would encounter when paying himself.

[Smaug 5,849]

I agree with toBnruG. I think the title should remain "seeing a doctor without health insurance".

[slycookies 1,040]

If you guys don't like the title, why not simply change it?  It seems like both of you have sufficient privileges to do so directly.  Unless you are concerned this will start some title war?

[RelativeDimensions 1,299]

Perhaps "seeing a doctor without claiming on health insurance" would be more accurate?

[Smaug 5,849]

6 minutes ago, RelativeDimensions said:

Perhaps "seeing a doctor without claiming on health insurance" would be more accurate?

 

That doesn't make a lot of sense to me. Seeing a doctor in Germany with private insurance, travel insurance or no insurance is essentially the same thing. Private patients also often don't make a claim on medical costs (e.g. not bothered, a condition they don't want their insurer to know about, they want to keep their no-claims bonus, it's below their yearly excess...) . Whether you make a claim or not is opaque to the health care provider anyway: it makes no difference to them.

 

7 minutes ago, slycookies said:

If you guys don't like the title, why not simply change it?  It seems like both of you have sufficient privileges to do so directly.  Unless you are concerned this will start some title war?

 

I think it's a matter of courtesy to AlexTr to change it herself if she agrees with the argument give by toBrnuG.

[RelativeDimensions 1,299]

Ffs. Why are people getting redded for making suggestions? Can we not even discuss possibilities anymore without attracting the ire of special snowflakes?  Seriously, whoever is doing this drive-by negging, take a look in the damn mirror or piss off back to YouTube comments. 

[clickety6 4,157]

"Seeing a doctor without German health insurance" seems to cover all the suggested possibilities...

 

 

 

 

[yourkeau 7,723]

38 minutes ago, Smaug said:

That doesn't make a lot of sense to me. Seeing a doctor in Germany with private insurance, travel insurance or no insurance is essentially the same thing.

Agree. How about this title?