Seeing a doctor without German health insurance

[kiplette 8,802]

Good clarification of the 18c - well done you for making that effort.

 

Hopefully your doctor's trip won't cost you the earth. Good luck, ya wanker! (word used following clickety's thread rule)

 

 

[toBnruG 1,173]

19 hours ago, Barrel of Monkeys said:

@someonesdaughter that is not correct. Under my Visa I have to have valid travel health insurance. Once I find a job then I need to have the German Heath Insurance

Most awesome thread ever. Barrel of Monkey's first post was a question (questions can't be wrong). His second post (this one above) was 100% factually correct and got 16 negs. But in his third post he berated somebody for being a wanker, whereby Barrel of Monkey's definition of "wanky" behaviour is pointing out a useful fact about life in Germany.

50 shades of awesome!

Then he removed his profile picture, presumably because of some particularly scathing PM's the rest of us weren't privy to.

 

*edit: everyday can be Friday when work is slow...

 

*edit to my edit: looks like I got my timeline of events wrong, Barrel only presented the facts after calling somebody a wanker, hence the neg infection.

[yourkeau 7,723]

@Barrel of Monkeys, great that you were right, but it was definitely worth going to the Ausländerbehörde and clarifying it once again. You are the first person on TT with travel insurance who indeed has a right to use it, mostly we have people who don't have such right and get problems. That's why being 100% sure is a must.

[clickety6 4,157]

14 minutes ago, toBnruG said:

Most awesome thread ever. Barrel of Monkey's first post was a question (questions can't be wrong). His second post (this one above) was 100% factually correct and got 16 negs. But in his third post he berated somebody for being a wanker, whereby Barrel of Monkey's definition of "wanky" behaviour is pointing out a useful fact about life in Germany.

50 shades of awesome!

 

To be fair , the comment he (over-)reacted to wasn't a useful fact about life in Germany, but a comment about behaviour on this forum: 

"Someone will be along to remind all  that Health Insurance is an issue to be taken very carefully!". 

 

So now we have a thread where factually correct information has been given 16+ reds and false and irrelevant  information is marked with up with greens. 

 

[Krieg 15,105]

The reputation system is basically nonsense, it is better just to ignore it. If you check day to day threads with people asking for help you will find that most times the useful replies have no greens, not even a single green from the person asking the question. And you will see that popular replies with tons of greens are mainly jokes or condescending replies that do not really help.

[lisa13 12,246]

you could have avoided so much negativity by:

 

1) not calling RedMidge a wanker. 

2) you could have stopped there, but no.  you had to try to argue and refute the content of just about every post that followed.  Exchanging nastiness, telling everyone they are incorrect and honestly, acting very silly IMO.  You already had the information you needed right?  So just go do something with it. 

3)  you COULD have specified your visa category and explained the terms as you understand them, right away, to lay the whole thing to rest.  Had you done that, I would agree that you deserved an apology.  But you didn't do that.  As was already pointed out, we aren't clairvoyant when it comes to your specific situation.  When you finally did say what visa you had you DEMANDED an apology?  what pluck!

 

your explanation about how you didn't really mean to call RedMidge a wanker in a  bad way or whatever you're going for there is just pathetic.  You called her a wanker.  Own it.  And just apoligize to her straight, without the caveats, conditions and explanations. 

 

Further,  you could not even be bothered to look at RedMidge's profile to determine "he" is actually a SHE? 

 

1 hour ago, Barrel of Monkeys said:

I really hope that you are nicer people offline than you are when you are online. 

back at you.  Do remember that a large amount of the "abuse" you received was PURELY a result of your cocky and rude attitude towards respected members who actually *do* know more than you about most things.  The fact that you finally gave more complete details that changed the picture slightly quite late in the argument does not change that.  garbage in, garbage out.

[Uncle Nick 6,245]

 

18 hours ago, Barrel of Monkeys said:

@yourkeau 

1. I have valid health insurance, valid for the entire duration for my visa - an 18c visa, one of the requirements of this visa is to have health insurance issued from your home country, valid for the entire period of the 18c visa.

2. When I change visa (to a working visa) then I need to have German insurance

 

 

On 11.7.2016, 09:21:07, Barrel of Monkeys said:

Is anyone able to offer updated prices for seeing a GP doctor in Munich without health insurance? Do they have set prices for short and long consultations?

 

So, if you have valid health insurance why are you looking for a doctor to treat you without health insurance??? 

[SA_Drone 757]

I thought he addressed that already, because in a lot of cases it was simpler to just pay the amount if it's small enough than having to deal with explaining travel insurance to the doctor's office or working through a cumbersome claims process?

[Uncle Nick 6,245]

What if he gets a prescription from that doctor, would he have to pay for the medication out of his own pocket? If so it would make a trip to the doc much more expensive!

 

 

[clickety6 4,157]

 

1 hour ago, lisa13 said:

you could have avoided so much negativity by:

 

1) not calling RedMidge a wanker. 

 

I think he realises that now :)

 

1 hour ago, lisa13 said:

2) you could have stopped there, but no.  you had to try to argue and refute the content of just about every post that followed.  Exchanging nastiness, telling everyone they are incorrect and honestly, acting very silly IMO.  You already had the information you needed right?  So just go do something with it. 

 

It's hard to not argue and refute content when people are telling you  are wrong when you're right and doesn't answer the question.

 

"How much does it cost to get my car TUVed?"

"You need a driving license to drive in Germany"

"I have one"

"No, you need a driving license"

"I have one"

"Listen to what I'm saying, you need a driving license"

 

 

1 hour ago, lisa13 said:

3)  you COULD have specified your visa category and explained the terms as you understand them, right away, to lay the whole thing to rest.  Had you done that, I would agree that you deserved an apology.  But you didn't do that.  As was already pointed out, we aren't clairvoyant when it comes to your specific situation.  When you finally did say what visa you had you DEMANDED an apology?  what pluck!

 

Why didn't other asked him? And even when he did explain his visa category, he was still told he was wrong. And then he took the time to go and check his facts when others still told him he was wrong. I'm not surprised he feels annoyed.

 

 

1 hour ago, lisa13 said:

your explanation about how you didn't really mean to call RedMidge a wanker in a  bad way or whatever you're going for there is just pathetic.  You called her a wanker.  Own it.  And just apoligize to her straight, without the caveats, conditions and explanations. 

 

Further,  you could not even be bothered to look at RedMidge's profile to determine "he" is actually a SHE? 

 

back at you.  Do remember that a large amount of the "abuse" you received was PURELY a result of your cocky and rude attitude towards respected members who actually *do* know more than you about most things.  The fact that you finally gave more complete details that changed the picture slightly quite late in the argument does not change that.  garbage in, garbage out.

 

I'm sorry, but the cockiness and rudeness came form both sides. BoM for over-reacting and otehrs for thinking they were 100% in the right and not bothering to check their facts. The details came out quite early and were still argued against because otehrs didn't seem to think BoM was competent enough to check his own visa requirements. Even if they did have good intentions, they could be seen as condescending. Even after he said he had an 18c visa you yourself said 

"I got a valid residence permit with 'only" travel insurance too.but that was only provisionally accepted til I got real cover.  3 days later.I'm guessing you are woefully misunderstanding the requirements. "

 

 

 

 

 

 

 

 

 

[yourkeau 7,723]

6 minutes ago, clickety6 said:

"How much does it cost to get my car TUVed?"

"You need a driving license to drive in Germany"

"I have one"

"No, you need a driving license"

"I have one"

"Listen to what I'm saying, you need a driving license"

 

No, it's more complicated:

"How much does it cost to get my car TUVed?"

"You need a German driving license to drive in Germany".

"I have a Turkish one".

"No, you need a German license otherwise you commit crime!"

"I have a Turkish one which was approved by Führerscheinstelle".

"Listen, you need a German license since Turkey is non-EU".

...

 

And then it appears that he plans to stay in Germany for 1 year and has approval from Führerscheinstelle to use his Turkish license. This situation is not common, no? Not many people can use their foreign licenses for more than 6 months, that's why it's better to give wrong advice about German license than say "ok, you can drive" and then get OP into trouble because they are not entitled to this exception.

[Krieg 15,105]

And at the end of the day we are not lawyers, doctors, mechanics, etc, we do our best but we might make mistakes, no reason to call anyone wanker for that.

If you want proper advice then go toa lawyer, pay a lot and then you can call him a wanker if he is wrong.

[Guest]

Great clarification barrel. 100 negs later and the main perpetrators are no where to be seen.

Lets hope you dont flounce or have a toyxit vote like has happened before 

 

[clickety6 4,157]

 

12 minutes ago, Krieg said:

And at the end of the day we are not lawyers, doctors, mechanics, etc, we do our best but we might make mistakes, no reason to call anyone wanker for that.

 

Are you sure the advice givers were wrong? I saw one or two  grudging admissions that this might be the case in this very rare instance, but if they are wrong, then it's BoM's fault for not telling them all his personal details,even though he never asked for their opinion on this issue in the first place.  It seems a lot of hackles got raised and nobody wanted to back down. 

 

[Edit] P.S. I'm just as guilty of the same behaviour at times, so I have no moral authority to be lecturing to anybody on this thread - but I did it anyway  

[lisa13 12,246]

1 hour ago, clickety6 said:

1 hour ago, clickety6 said:

Even after he said he had an 18c visa you yourself said 

"I got a valid residence permit with 'only" travel insurance too.but that was only provisionally accepted til I got real cover.  3 days later.I'm guessing you are woefully misunderstanding the requirements. "

right.  I did say that.  You overestimate how often I refresh for new comments, not to mention my level of interest  in reading any more of BoM's posts after the first few rounds of "yes it is" "no it isn't" "yes" "no, you are all wrong" without him giving ANY supporting information whatsoever.  Perhaps others also had BoM fatigue as well as the quick pace of posting, and that contributed to the lengthy time it took to get back on track, but who knows. 

 

Further, you somehow seem to think that someone who leads with "RedMidge... wanker" and follows up with "engelchen that is incorrect...Please only respond if you actually have correct and helpful Information", the classic "You must be bored to add your very unhelpful two cents to this post!", usw should be treated with respect, consideration, benefit of the doubt., and help

 

I do not in any way believe that. 

 

ah yes, and shame on other posters for not doing additional fact checking (before he named his visa class)?

 

I can tell you, I myself searched high and low for details on the insurance requirements for an 18c - after he finally said that is what he had - and you know what I found?  almost nothing.  The only two documents I did uncover that mentioned insurance cover for job seekers didn't agree (one was from Berlin, the other from manilla?), and neither really matched what he has said either.  As many of us have experienced first hand, the whole health insurance thing is like a stealth attack for the reasons @john g.explained so well, which is why there are so many threads on it, and likely why RedMidge kicked things off with her innocuous comment. 

 

so there you are.  You seem to think the early posters should have racked their brains and browsers to identify corner cases for visas that don't require German health insurance to correct or accept the understanding of someone who is calling them names and telling them not to post if their information doesn't match his.  

 

I completely disagree

 

 

 

 

[RelativeDimensions 1,299]

Well, this is edifying 

[lisa13 12,246]

23 minutes ago, clickety6 said:

[Edit] P.S. I'm just as guilty of the same behaviour at times, so I have no moral authority to be lecturing to anybody on this thread - but I did it anyway  

 

you son of a bitch!

 

I respect that :)

[Guest]

12 minutes ago, clickety6 said:

Are you sure the advice givers were wrong? I saw one or two  grudging admissions that this might be the case in this very rare instance, 

 

That's the point. None of the statements given were factually "wrong". Health insurance is mandatory in germany, in most cases travel insurances are not sufficient, Engelchen even mentioned the rare exemptions. 

 

I wrote it before: None of us is a clairvoyant. But BoM didn't care and instead of clarifying his personal circumstances he preferred to shriek 'you are wrong, incorrect, it's not true, wanker, you must be bored' and ramped. He's a waste of time.

 

[toBnruG 1,173]

3 hours ago, clickety6 said:

So now we have a thread where factually correct information has been given 16+ reds and false and irrelevant  information is marked with up with greens. 

... just gave you a green for that!

[RedMidge 6,638]

On ‎2016‎-‎07‎-‎11‎ ‎9‎:‎47‎:‎05‎, Barrel of Monkeys said:

. 

 

 

Well, that went well!

Actually, you did  call me a wanker ( Female -Wankeroo??)   I think you have given an apology- so accepted.

I certainly did not expect the thread to escalate, and yes, I was  commenting in general on the intricacies of Health coverage, knowing there are many experts on this issue.  If you did any TT search, you would have found many threads on this subject, and how often people did not always understand the requirements regarding visa/health coverage.

To get an accurate reply, posters need to give  a bit more info at the beginning. Otherwise  replies may not be accurate.

Anyway, hope you have seen an MD, and ailments  diagnosed and treated.