Posted 13 January Hey there! first of all so happy ot find out this fourm with all this awesome info, really helping me wrap my head around the whole matter of health insurance in germany. happy to see this old school concept of internet people sharing theyre knowledge. as to my matter, i cant seem to figure out how to come out of the mass i stupidly created: 25y/o, german citizen but from outside the eu, was and still am coverd by public health in my country of origin. 1.2021 I moved to Berlin and did my anmeldung here. was on and off in germany. started filling tk forms of application but did not finish. 6.2021 registerd as a freelance buisness (cam op and other video work), was making very little money. 11.2021 moved to a new flat, registered again (moving my address from my old sublet) was finelly asking again for tk forms, as im filling them i was getting aware of the problem of the backpayments, that would be possible but fairly hard for me to pay. i did not have any insurance but the public one back in my home state, maybe a international one for my first month in berlin for like a month. my question is: as a freelance german citizen that registered here 12 month ago, is there a possibilty for my to avoid the back payments? i know i was irresponsible and lazy, but better face that now than never.. as im reading here i understand i have de registering option, and international health insurance option? i just want to be coverd good, im 25 and have no background illness. thanks for anyone to help me. and thank you for participating in this great platform. may i be the one helping others one day 0 Share this post Link to post Share on other sites
Posted 13 January Sounds like a case for john g - resident expert on Health Insurance!! 1 Share this post Link to post Share on other sites
Posted 13 January 2 hours ago, Wurst Case said: Hey there! first of all so happy ot find out this fourm with all this awesome info, really helping me wrap my head around the whole matter of health insurance in germany. happy to see this old school concept of internet people sharing theyre knowledge. as to my matter, i cant seem to figure out how to come out of the mass i stupidly created: 25y/o, german citizen but from outside the eu, was and still am coverd by public health in my country of origin. 1.2021 I moved to Berlin and did my anmeldung here. was on and off in germany. started filling tk forms of application but did not finish. 6.2021 registerd as a freelance buisness (cam op and other video work), was making very little money. 11.2021 moved to a new flat, registered again (moving my address from my old sublet) was finelly asking again for tk forms, as im filling them i was getting aware of the problem of the backpayments, that would be possible but fairly hard for me to pay. i did not have any insurance but the public one back in my home state, maybe a international one for my first month in berlin for like a month. my question is: as a freelance german citizen that registered here 12 month ago, is there a possibilty for my to avoid the back payments? i know i was irresponsible and lazy, but better face that now than never.. as im reading here i understand i have de registering option, and international health insurance option? i just want to be coverd good, im 25 and have no background illness. thanks for anyone to help me. and thank you for participating in this great platform. may i be the one helping others one day Good evening, Wurst Case scenario!😂 You are not alone with your situation and at your age ! I was uninsured for at least 7 years in my youth! The German system is tough to understand for everybody and you are no exception. You may be German from some exotic location but that doesn't help. If a "new " German publicly insured elsewhere and can prove it bit not self-employed the past five years, you could enter German public insurance BUT you have been here a while so likely impossible to escape from back payments- infeed wurst! They won't take you anyway. So no backpayments but no insurance. So what is left? International insurance or private German insurance till you become an employee. If you wish, I can advise you and maybe sort out a contract. I'm an independent insurance broker specialising in expats and their hassles. If you wish, please send me a PM and including an email address. I am a professional independent insurance broker and authorised advertiser. Contact me. 2 Share this post Link to post Share on other sites
Posted 14 January 16 hours ago, john g. said: Good evening, Wurst Case scenario!😂 You are not alone with your situation and at your age ! I was uninsured for at least 7 years in my youth! The German system is tough to understand for everybody and you are no exception. You may be German from some exotic location but that doesn't help. If a "new " German publicly insured elsewhere and can prove it bit not self-employed the past five years, you could enter German public insurance BUT you have been here a while so likely impossible to escape from back payments- infeed wurst! They won't take you anyway. So no backpayments but no insurance. So what is left? International insurance or private German insurance till you become an employee. If you wish, I can advise you and maybe sort out a contract. I'm an independent insurance broker specialising in expats and their hassles. If you wish, please send me a PM and including an email address. I am a professional independent insurance broker and authorised advertiser. Contact me. Thank you so much for your time answering this! im sending you a private messege i didn't plan on being emplyoed anytime soon, i can possibly take some side mini job for the sake of avoiding the full 2400€ of backpayment (200 a month i assume?) or i was also told i might be able to pick an international insurance for a while, then to apply for public and not get charged the full amount but with the monthly cost of the international insurance? i guess im desperetly looking for a loophole of somesorts.. was saving the money to make a step up in the buisness but it will now all flush on the payments (not that im anaware that's entirely my fault) pretty confused but a hopefull little wurst. 🌭 0 Share this post Link to post Share on other sites
Posted 14 January I have written to you, Wurst, in reply to your pm. Just a note here and for others-a Minijob doesn't help with health insurance. It is not related to the issue. Traditionally, most Minijobbers take a bit of work on to help the family earn some extra money and to stay on their spouse's public insurance contract. I am a professional independent insurance broker and authorised advertiser. Contact me. 0 Share this post Link to post Share on other sites
