70k EUR gross for life in Dusseldorf

13 posts in this topic

Dear community, 

Need your opinions pls if it's tough to live in Dusseldorf with an offer 70K EUR gross base pay (+5K annual bonus): a family (2 adults,one 7yr old child).Based on numbeo, looks like it covers standard family costs, but interested in real-life thoughts, appreciate your opinions.

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Dear community, 

Need your opinions pls if it's tough to live in Dusseldorf with an offer 70K EUR gross base pay (+5K annual bonus)

 

This type of question(with the amount involved) seriously irritates me. If you earn 75k a year I would have thought you are not stupid.

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13 minutes ago, RAMBO said:

 

This type of question(with the amount involved) seriously irritates me. If you earn 75k a year I would have thought you are not stupid.

 

I find it quite normal, when you come from another country, and have no previous experience regarding the new place.

 

8 hours ago, Conservator said:

70k is fine , it is above average

 

Above average doesn't necessarily mean good, when the average is too low. He talks about covering the needs of a family, not a single person.

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I think it has a lot to do with lifestyle - if you feel the need to purchase the newest gadgets on the market as soon as they come out, them your money obviously won´t go as far as it would for somebody who is happy to use "older" items.

This applies to cars, mobile phones, etc.

Also, how many holidays abroad you want to take each year, and how many visits "home", will also make a huge difference.

 

In general, I think you could get by quite nicely with €75,000 but then, I am thinking of what I would do with that amount, and not necessarily what you would do with it...

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It is worth thinking about health insurance, getting stuck in private insurance can be a problem later.

 

How much would 70.000 a year be monthly, after deductions?

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14 minutes ago, Fietsrad said:

It is worth thinking about health insurance, getting stuck in private insurance can be a problem later.

 

How much would 70.000 a year be monthly, after deductions?

You mean public health insurance. Of course only public health insurance makes sense for this man with a family, assiming he is the sole earner.

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Hi,

you won't have issues with that money. 

You won't be rich, of course.

As somebody said, its all about your life style, and your family's.

Holidays are a chance to go to the local museum and have a picnic at the park? or need to be on a 5 stars sky resort in Switzerland? 

Are you queuing for the latest iphone or your 4 years old android is still ok?

And so on and on.
I assume you are in Germany so if you are living with that or less you won't have issues when moving to Dusseldorf...worst case will be having to rent somewhere a bit farther.

Good luck!

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Thank you all for your thoughts! As i understood, more or less it could be OK for my family in terms of the basic costs, but depends on the lifestyle (where i need to calculate now more carefully).

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On 16.12.2022, 11:10:21, Fietsrad said:

It is worth thinking about health insurance, getting stuck in private insurance can be a problem later.

 

How much would 70.000 a year be monthly, after deductions?

Based on my tax class 3 it's 3982 EUR net monthly income.Will check about insurance, thanks!

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Public health insurance for you and your family together will cost around 940 euros a month and half of that is paid by the employer.

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Probably the rent for a 3 Room Apartment will cost a minimum of 1000 euro, another 500 euro for gas, electricity, internet, another 500 euro for food, so you still have around 2000 euro remaining for you and your family.

I think this is pretty good

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