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bike and car accident

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So i own a cycle and had an accident today with a car. I was on the wrong lane. It was a one way road where cars were parked on the right. I noticed that cars were coming one way and before i could change the lane the accident happened. 

 

Now this is what exactly happened. I was going at a very slow pace and the car was coming out of the parked lane which was on the right of the one way road. like i mentioned i was going in the opposide direction. Since i was going at a slow pace the damages done to the car are minisucle. Only there were my cycles tires marks on the bumper which when i checked i was able to remove with my fingers alone after one or two scrubs. I didnt remove them offcourse. i only checked. The number plate went inside a little bit from the bottom right corner. Thats it. The lady called the police. She is welcome to call the police but IMO there was a bit of an overreaction. Well since i am a foreigner and living in saxony i expected this overreaction and the fact that she wont talk in english. Since i talk very little german i am alomst handicapped in a situation like this.   

 

Well the police came and he handled the situation quite nicely. He took the photos and filled out a form which was handed over to both me and the lady. 

 

I was not allowed to take the photo of the damage done to her car as she shouted this is her car and i cant take it. She took the photo of me and my cycle posing as if the pictures of her car were taken. 

 

There was almost no damage done to my cycle. only the bicycle handle was a bit gone which can easily fixed then and there. 

 

Now this what i think happend. Since she was coming out of the parking place. She came out quite fast which is wrong. She should get out of the parking lane slowely. It almost appeard to me that this was done on purpose from her . She did not appear to be in a rush afterwards and given the damages to the car anyone in a rush wouldnt be that concerned. The tire marks can be removed by the tisse and water alone. only the little bump on the number plate would have been left. which could have been there before. But i think it came after the accident. 

 

What can be the possible fine for me in this case. I know its 20 euros for cycling in the wrong lane which i am not that concerned about. 

 

Should i get a lawyer as it appeard to me that this was done on pupose. 

 

To give an idea of the collusion 

If two cycles at the same speed collided.  Only the riders would jump up their seats and probably the stearing a bit out of shape which could have been fixed then and there.  

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Do you have a personal/third party liability insurance? Possible damage to the car will be covered by this insurance. You should have one as a biker since car damage or other damage can easily run into 4-5 digits. We are not in Bulgaria where you give €50 cash and off you go.

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2 minutes ago, Reexvan said:

Well since i am a foreigner and living in saxony i expected this overreaction and the fact that she wont talk in english.

 

Why should someone in Saxony be compelled to speak to you in English? :huh:

 

2 minutes ago, Reexvan said:

Since i talk very little german i am alomst handicapped in a situation like this.   

 

First of all, whose fault is it that you moved to a country where you don't speak the local language? More importantly, I find you comparing your ignorance of the local language to the situation of someone who actually has a disability to be absurd. 

 

 

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No, no one is compelled to but if you request the other person, there should be some response. And yes i am not saying this is not my problem . I should speak the language but i dont. and how is that helpful in this situation? 

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No i dont. But the damages done to the car are explained quite clearly. i really dont think I can expect a 4 digit bill in such case i will be requesting a breakdown of the bill 

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Maybe the lady doesn´t even speak English! After all, this is Germany, so why would you assume taht she does?!

 

I think that if a foreigner, to whom I could not communicate, were to bump into my car with their bike, I would also call the police - if only to get the identity of the culprit confirmed and a report made  for insurance purposes.

 

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Try and take no notice of the engelchen post, looks like they got out of the wrong side of the bed this morning!

 

Just for clarification were you cycling the wrong way on the one way street? If yes then was it allowed (you can cycle against the one way street on some streets here in Munich)?

If the first answer is no then it is my understanding that you may use whatever lane you like on a one way street, in which case the car driver was at fault not you. If the first and second answer is yes then you are probably still ok, generally speaking car drivers are nearly always deemed to be at fault in accidents involving cyclists.

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Ok @Reexvan, here's why you haven't had too much sympathy: you admit that you were cycling the wrong way down a one way street and yet the focus of your mail implies you feel the accident was the fault of a driver who from your description was 1) pulling out of the correct lane, 2) driving in the correct direction and 3) conversing with you in the correct language. If you've damaged her number plate, I'll be she'll manage to find a scratch too, and her insurance company approved bodywork specialists will try their best to squeeze four figures out of it.

If you want to prove that the car driver was at fault, good luck, and yes, you'll probably need a lawyer to help: definitely worth seeing what your own insurer will cover, in case of a claim from her though.

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7 minutes ago, keith2011 said:

Try and take no notice of the engelchen post, looks like they got out of the wrong side of the bed this morning!

 

Just for clarification were you cycling the wrong way on the one way street? If yes then was it allowed (you can cycle against the one way street on some streets here in Munich)?

If the first answer is no then it is my understanding that you may use whatever lane you like on a one way street, in which case the car driver was at fault not you. If the first and second answer is yes then you are probably still ok, generally speaking car drivers are nearly always deemed to be at fault in accidents involving cyclists.

:)

yes i was cycling and going against the traffic. Entry prohibited.  

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7 minutes ago, dstanners said:

Ok @Reexvan, here's why you haven't had too much sympathy: you admit that you were cycling the wrong way down a one way street and yet the focus of your mail implies you feel the accident was the fault of a driver who from your description was 1) pulling out of the correct lane, 2) driving in the correct direction and 3) conversing with you in the correct language. If you've damaged her number plate, I'll be she'll manage to find a scratch too, and her insurance company approved bodywork specialists will try their best to squeeze four figures out of it.

If you want to prove that the car driver was at fault, good luck, and yes, you'll probably need a lawyer to help: definitely worth seeing what your own insurer will cover, in case of a claim from her though.

i wish i was looking for sympathy. Man that being said I love Germany! Hope that answers your question . I am looking for advice!

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3 minutes ago, Reexvan said:

:)

yes i was cycling and going against the traffic. Entry prohibited.  

Oh well, hope it does not get too expensive for you.

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18 minutes ago, Reexvan said:

No i dont. But the damages done to the car are explained quite clearly. i really dont think I can expect a 4 digit bill in such case i will be requesting a breakdown of the bill 

Someone I know, a Canadian, on his bike, bumped into a BMW at the lights a few years ago. No major damage but the driver took his car to the garage of a friend of his , who milked the Canadian’s liability insurance for 4,000 euros...

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3 minutes ago, keith2011 said:

Oh well, hope it does not get too expensive for you.

thanks man. :)

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Hello, I am not an expert/lawyer, however, I think it will be difficult for anybody to prove that she did it on purpose...how you prove her intention?

On the other hand she was driving a piece of metal that is 2 tones heavy...going out a car park fast...I would say she is responsible for any harm, she is driving the most "dangerous" vehicle.

If you have insurance you will pay nothing...but I guess the insurance company will challenge her behavior?

 

 

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2 minutes ago, john g. said:

Someone I know, a Canadian, on his bike, bumped into a BMW at the lights a few years ago. No major damage but the driver took his car to the garage of a friend of his , who milked the Canadian’s liability insurance for 4,000 euros...

man thats sad for the guy. Like i said i would reuqest a breakdown! 

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10 minutes ago, Reexvan said:

i wish i was looking for sympathy. Man that being said I love Germany! Hope that answers your question . I am looking for advice!

A lawyer will cost money as well but if you don’t have legal insurance...

Basically, this will be a learning curve episode for you. Germans love insurances and expect you to have personal liability insurance for such cases as yours and will often even ask you for your insurance number.

So take out personal liability insurance - though it won’t help in this case. The negligence/ accident has already happened.😟

 

By the way, your personal experience as a cyclist and bumping into a car is a CLASSIC and often quoted as an example of why this insurance is essential. The young Canadian, by the by , was admiring a beautiful young woman on the pavement when his accident happened!😂

 

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Just now, Reexvan said:

Like i said i would reuqest a breakdown! 

Oh they'll definitely provide a breakdown. Of course, it will all be in German.... (sorry couldn't resist!)

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2 minutes ago, travelerworker said:

Hello, I am not an expert/lawyer, however, I think it will be difficult for anybody to prove that she did it on purpose...how you prove her intention?

On the other hand she was driving a piece of metal that is 2 tones heavy...going out a car park fast...I would say she is responsible for any harm, she is driving the most "dangerous" vehicle.

If you have insurance you will pay nothing...but I guess the insurance company will challenge her behavior?

 

 

Thankyou. We are on the same page here. I dont know. I dont have the Cycle insurance. i will try finding out if a nearby shop has a video of this. 

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6 minutes ago, dstanners said:

Oh they'll definitely provide a breakdown. Of course, it will all be in German... (sorry couldn't resist!)

Oh I dont mind a breakdown in German! There is such a thing called google translate!! But thankyou i am humbled by your hospitality :)

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Got the solution! The problem was due to a “ breakdown “of the car’s engine or something!😂 Not your fault!!

QED!!

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