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Baliff Property Statement

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I have a question for anyone who’s submitted a property statement to a baliff. I find myself deep in debt, I earn minimum wage and was in a road accident, without third party insurance. I had to pay about €6000 in various fees, fines and lawyer costs and received a letter a year ago from the court asking for another 1800€, my lawyer told me to disregard it as it was no longer relevant, however I recently received a baliffs letter demanding payment and when I returned to my lawyer with it he admitted he had made a mistake and it has to be paid. I’m broke as hell from paying the previously mentioned costs in installments and he’s demanding monthly installments that would leave me with €20 to live on every month, and when I attempted to renegotiate the installments he said I could not, and that I could come to his office and submit a Property Statement. Does anyone know what this is and what happens afterwards? My German is currently B1 and any Schuldnerberatung I’ve emailed has said they can’t help me at my level, and I’m unable to find someone to come with me to the appointment. Will my debt be written off? Or will I face punishment? I would have no problem paying it if the payments could even be delayed a few months till I have cleared my other debts, but this is not an option according to the baliff. Any experiences or advice would be much appreciated!

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6 minutes ago, Cdaniels said:

he’s demanding monthly installments that would leave me with €20 to live on every month,

 

You are allowed to keep more of your salary than that (see the Pfändungstabelle) . 

 

6 minutes ago, Cdaniels said:

and when I attempted to renegotiate the installments he said I could not, and that I could come to his office and submit a Property Statement. Does anyone know what this is and what happens afterwards?

 

You are required to go to the bailiff's for your appointment and take all the documents he has requested. Don't forget to take proof regarding your other payment plans.

 

6 minutes ago, Cdaniels said:

My German is currently B1 and any Schuldnerberatung I’ve emailed has said they can’t help me at my level, and I’m unable to find someone to come with me to the appointment.

 

Does the bailiff understand you?

 

6 minutes ago, Cdaniels said:

Will my debt be written off?

 

No, if there a judgement against you it is valid for 30 years.

 

6 minutes ago, Cdaniels said:

Or will I face punishment?

 

Don't miss the appointment. Missing the appointment or not cooperating will cause you many problems. 

 

6 minutes ago, Cdaniels said:

I would have no problem paying it if the payments could even be delayed a few months till I have cleared my other debts, but this is not an option according to the baliff. Any experiences or advice would be much appreciated!

 

Going to the appointment prepared is the first step, however, you really need to find a Schuldnerberatung to help you. 

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