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Baufinanz widerruff

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Situation: I went to BANK1 who said they will give me house purchase loan (from other banks), but told me that i have to sign the papers and if bank says ok the contract is done i.e. no separate sign for application and contract from my side. I signed it on 28th Nov 2018. Till 18th December 2018, i did not received any contract from Bank1 (or other banks which gives money). On 18th Dec 2018, i have informed the colleague in Bank1 that i am no more interested in the loan please cancel it. 


Query: Is the widerruff applicable from the date when BANK (lender) and I (receiver) both signs or only one party signs the contract in this case myself (lender)?




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