Brexit preparations for brits - replace bank cards now etc???

[snowingagain 5,465]

26 minutes ago, keith2011 said:

I'm not sure how it worked in Spain but in Germany you must pay for healthcare insurance if you are resident, retired or not.

 

If you have only worked in the UK and have a UK state pension, you can retire at state penion age to sunnier climes such as Spain, or more mixed like here, and the UK picks up the tab for health insurance.  However if you have worked here situation is as you experience. 

[swimmer 3,707]

It would be for him but not for me.   I currently have a right to transfer to the "state system" on retirement, and to start getting the NHS reciprocity that people in Krankenkassen already get.   I might well not want it but that's still the UK taxpayer subsidy that I need protecting, in case I do.  

 

This is what I keep saying.  We are not all the same.   That people here are not recognising what's a totally obvious reality of my situation, while wanting to insist their irrelevant one matters to me, shows how low profile it is.

[keith2011 2,703]

18 minutes ago, swimmer said:

The personal obligation is still there for sure, but we transfer parts to the UK government.   We have to apply though.   It's not automatic and there's quite a lot of anecdotes that Krankenkassen do not really know how it works (or  cynics might think might not bother).  It may not remove all the obligation but it helps.  (And not all of us are in Krankenkassen, I am not).

 

This is an EU process.  Nothing to do with Germany. The UK pays about 500 million Euro a year to other EU states for it.   

 

 

https://www.theguardian.com/politics/2017/aug/31/brexit-healthcare-deal-is-good-news-for-pensioners

 

There's plenty of other threads here about how it works here for the retired.  How we set it up.

 

In those threads there is a great deal of differing opinion, much from years ago that may no longer be accurate, about how that works. I do know that I tried many avenues in the hope of getting some benefit from my National Insurance payments to the UK, but it all came back you don't qualify. I worked in Germany prior to retiring and was insured with a private Krankenkasse. Hell I even have an across the board travel health insurance so would not even burden the NHS if I fell ill on a visit.

500million Euro a year sounds like peanuts compared say to the much stated 350 million GBP per week.

How do you get away with not paying a Krankenkasse?

 

[RedMidge 6,638]

2 hours ago, swimmer said:

It would be for him but not for me.   I currently have a right to transfer to the "state system" on retirement, and to start getting the NHS reciprocity that people in Krankenkassen already get.   I might well not want it but that's still the UK taxpayer subsidy that I need protecting, in case I do.  

 

This is what I keep saying.  We are not all the same.   That people here are not recognising what's a totally obvious reality of my situation, while wanting to insist their irrelevant one matters to me, shows how low profile it is.

Right- we are not all in same circumstances!  Even as English, I was happily handed an Unbefristet Aufenhalterlaubnis. "Just in  case" I was told! This was a few years ago.

[HEM 11,164]

I still have my unlimited Aufenthaltserlaubnis issued in February 1900!

Snag is, it says on the front "for citizens of member states of the EWG"...

 

[RedMidge 6,638]

10 minutes ago, HEM said:

I still have my unlimited Aufenthaltserlaubnis issued in February 1900!

Snag is, it says on the front "for citizens of member states of the EWG"...

 

Really 1900?

Mine is only 4 years old.

[HEM 11,164]

1990.  Still pretty ancient.

[paulwork 731]

Another brexitshambles :

 

https://www.independent.co.uk/news/uk/politics/no-deal-brexit-ex-pat-pensions-illegal-retired-eu-europe-theresa-may-a8461166.html

[Starshollow 6,070]

 

14 hours ago, paulwork said:

Another brexitshambles :

 

https://www.independent.co.uk/news/uk/politics/no-deal-brexit-ex-pat-pensions-illegal-retired-eu-europe-theresa-may-a8461166.html

 

Have just written about this, too, in the FINANCE FORUM !
https://www.toytowngermany.com/forum/topic/379476-payments-from-uk-pensions-in-danger-because-of-hard-brexit/

 

 

Cherio

 

 

Disclosure: I am a professional and licensed financial advisor  and advertiser on Toytown....

[shaunydub 7]

Hi,
I didn't worry about this before but as the days go on it does not look good for a mutual agreement so now I am pondering my status.

 

I have been here since 2013, I have A1 German from Berlitz.

Wife moved here from Russia, 2013 before me.

Met my wife at work following both of us moving here - we did not know each other before.

Married my wife in Germany 2017.

Baby born in Frankfurt 2017 - UK and Russian passports.

 

My wife has a 3 year resident permit again - due to not having 60 months pension contributions due to maternity leave she could not yet get her permanent permit.

 

Based on this is it possible I can get a resident permit thru my wife / family?

 

And what about this process, can it work for me or will be invalid after Brexit?

https://www.frankfurt.de/sixcms/detail.php?id=2914&_ffmpar%5B_id_inhalt%5D=177205

 

Thanks for any info.