Finding an apartment in Leipzig

145 posts in this topic

  As someone who travelled extensively as a child ( military), we all made friends each  posting- many for life. My profession has allowed me to travel and work over the years-again, more friends. So, it is easier, knowing how to make friends. ( Plus, German was one of my languages at school!)

Even so, coming over here  we were lucky to have some family and friends who helped ease us into life.  But, we were the pro-active pair when it came to finding out abut  health, insurance, buying car,  etc.  The Germans  had really no idea of how things worked-! So, you need to realise that you will be on your own with many issues. ( Except for TT!)

 

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On 6/6/2017, 2:27:43, RedMidge said:

  As someone who travelled extensively as a child ( military), we all made friends each  posting- many for life. My profession has allowed me to travel and work over the years-again, more friends. So, it is easier, knowing how to make friends. ( Plus, German was one of my languages at school!)

Even so, coming over here  we were lucky to have some family and friends who helped ease us into life.  But, we were the pro-active pair when it came to finding out abut  health, insurance, buying car,  etc.  The Germans  had really no idea of how things worked-! So, you need to realise that you will be on your own with many issues. ( Except for TT!)

 

I'm a bit late with this reply.  Yes I understand that I would be on my own dealing with issues.  Finding a place to live and most of all health insurance, which it seems would be beyond my budger.

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Hello all once again.  Like I said, I have had some issues here on the home front.  I did contact John G's company, and once again they said I did not qualify for regular German health insurance.  They did give me an application for TK, but when I started filling it out, I realized it was for people already living in Germany!  Since I am not over there, none of the questions it asked would be pertinent to me.  They said I would have to get private insurance, because I HAVE NOT HAD PREVIOUS INSURANCE.

Does not matter that I am a German Citizen.  I simply have never paid into the system.

 

They did suggest that I hire a versicherungsberater.  They said it could cost anwhere from 300 to 500 euros, and that even then insurance could run me as high as 700 euros.  I'm still muddling whether to contact someone or not, but I really do miss Leipzig.  It is 95 here today in the shade!  Way too hot to do anything outside.

 

I am going to contact the man Starshollow suggested, and ask him what he thinks.

 

Thanks all,

Ken

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Well once again, I am back here.  I have not had much time to investigate furthere.  Things on the home front, being a bit hectic this past month.

I contacted a Versicherungsberater that Starshollow had referred me to.  He in turn, once more told me that I would not qualify for Insurance.  I wasn't quite sure what he meant. This was his reply to me:

On 07/06/2017 01:35 PM, Thorulf Müller wrote:

Hello,

 
understandig is not the problem.
 
It’s more a Problem to speak about governmental and other regulations. 
 
When you come to germany to live here, than you need a health insurance, but you don`t get a german healthinsurance.
 
You need a international Police - i think Patrick Oliver Ott www.crcie.com must help.
He had also told me something about needing to live in Germany 24 months before being able to apply for insurance.  None of it made sense to me.
 
So once again it would seem I am back to where I started.
I am fast becoming discouraged with this whole thing.  At my age, time is running out.  Maybe this has all been a pipedream and nothing more.
 
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On 1/15/2017, 6:52:20, garyh911 said:

Kenny,

I can tell you that at your age (you are 3 years older than me and I've been here 7 years) Bafin approved German insurance will cost you a lot more than 300€.  You will have to check with only the private insurance companies since I doubt that you can get into one of the "public" ones.  Check with some of the independent insurance representatives on TT such as Starshollow, etc.  Other people on here may be able to give you more info.  If you want to, you can PM me.

Update to a never ending story!

I tried many times to contact Starshollow.  I finally contacted the company he works for, and got someone to help me.  I was accepted by BKK.  It will cost me 180 euros a month. I must move by March though, or will have to apply all over again. We used a friend in Berlin's address, to make the application.  He gave his permission.

 

Once again I am hitting my head against the proverbial brick wall.  I know I want to move.  The time I spent there last year was one of the best times of my life.  I still worry about finding an apartment.  I loved the "holiday apartment" I had last year, It was two tram stops from the HBF, and they said I could bring my dog.  Unfortunately, they do not allow stays of over two weeks.  I doubt that would be enough time to find something else.  I wish I had known about the insurance back then, I would have tried to find an apartment then, but honestly I was too busy exploring the city.  Most of the apartments I have seen online, that I could afford, are in Grunau, or in the area around Eisenbahnstrasse.  That neighborhood simply looked to gritty for me.  I did go to Grunau, and walked around. It did not seem all that bad.  I don't know how safe it is though, as I know it is a poor area.  Saw the Allee shopping center there, and actually spent some money there at Saturn, bought some phone accessories. It seemed like a nice enough place.  Other areas I liked were in the Zentrum West, Gohlis of course, and the area around the Volkerschlachtdenkmal seemed nice.  I did not like Crottendorf!

 

I went out most evenings, and talked with people.  I did have trouble with my German.  Which worries me, about filling out forms etc.  I know they don't have much patience with people in government offices.  Have already dealt with that, and it was very frustrating.  No I'm not trying to just "chat" here.  I am honestly trying to get some serious information.  For those who say Dresden is a better place, I'm honestly not sure.  I met nobody in Dresden, although the museums etc were wonderful.  It was there, and only there, that I came in contact with Neo Nazis.  It was early evening, in the Neustadt.  A bunch of hooligans dressed all in black, on bicycles, rode around me in circles shouting threats at me.  I was lucky, that was all they did. I think there were too many people there.  It didn't make a good impression on me, for Dresden. 

 

I'm still worried about the neghborhoods I can afford to live in, in Leipzig.  I still worry about finding an apartment that allows a dog.  I worry, that with no SCHUFA I will have a difficult time.  Once I leave here, there is no turning back.  That scares me.  It has taken me a long time to get to this point.  Once again, I am a German Citizen, with a German Passport.  If nothing else I can say I accomplished that much.

 

One last thing, has anyone had any experience with LWB?  They had a large listing of affordable apartments in many areas.  They did not mention anything about pets, however.

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I think you will rarely get people actively recommending one moves to such "bottom end" places unless you are certain you can manage the locale.   They payback is often not there.  In addition, in a period of rapid gentrification, there's often not an easy upward ladder out in a year or two.   And of course, we find less privilege at that end so people will potentially be less accommodating of a pet and such.

 

German can be learned with the commitment of resource (money and time).   Things like translation websites can be used for even complex forms now.  It is of course an obvious statement that holiday is not real life.  Sounds like you might be better off in Berlin, where those friends can also help you along.   There are still little 400-500 a month (cold) places near my home there, because we are regenerating a fairly empty district, and it's perfectly OK.   There's also tons of social / semistate housing which I know less about. 

 

It does sound like you may benefit from trying to hook into social housing options.  Germany is not getting any cheaper and popular locations especially not.   If you are feeling the strain now, it may well not get any easier.

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as far as I know, Leipzig is the cheapest larger city in Germany, with loads of inventory on the housing front (at least for now).  This is all relative of course, but I think Leipzig is a good bet.

 

instead of focusing on neighborhoods first, if it were me, I'd search for places I could afford that look appealing, then evaluate the location.  In the course of this search you'll discover which neighborhoods are most affordable for your needs, and you can start to eliminate the absolute "no-gos" (for your taste) based on that.  I know for myself, every time I've tried to pick a location first, it's just very difficult as I can rarely afford those locations.  YET, I've ended up in some great neighborhoods using the method I outlined.  They are often a bit under the radar, definitely not trendy, maybe up and coming, but they are not all bad by any stretch.  

 

My current apartment is in a WONDERFUL neighborhood, yet when I tell most people where I live they roll their eyes and go "meh" - which is fine by me.  I had a similar situation with my house in one of the ex-urbs of Boston.  Hidden gem :)

 

for apartment hunting I'd encourage you to just keep looking for a short term rental, or in the worst case, park yourself in a hostel as needed.  I'm pretty old and have always found hostel stays quite fun in Germany - it's not so bad at all and you can move around a bit if you want to get to know other parts of the city. 

 

No idea what you could do with your dog, but a quick search for "hostel mit hund Leipzig" reveals it's not hopeless.  See this one, for example:  https://www.aohostels.com/de/leipzig/?gclid=EAIaIQobChMI3f-76N_P3wIVncqyCh2Z2w7mEAAYASAAEgK85vD_BwE

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Kenny, did the quoted health price include pflege costs as well?

You have been talking about a move for the last 4-5 years, and it will get harder   all the time.   If you really want to move, then maybe you just have to take the plunge.

Good luck.

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4 hours ago, kenny1948 said:

 I was accepted by BKK.  It will cost me 180 euros a month. I must move by March though, or will have to apply all over again. 

 

I loved the "holiday apartment" I had last year, It was two tram stops from the HBF, and they said I could bring my dog.  Unfortunately, they do not allow stays of over two weeks.  I doubt that would be enough time to find something else.  I wish I had known about the insurance back then

 

You already knew back in 2017, quoted from page 2 of this very thread:

 

On 2/8/2017, 6:34:54, PandaMunich said:

... you qualify for German public health insurance since you have German citizenship.

Officially, your contribution will be around 11.3% * 908 USD = 11.3% * 908 USD * 0.94€/USD = 96.45€ a month

 

But they may say that you have to pay at least the minimum contribution for voluntary members, which is around 185€ a month.

 

The problem was that you didn't follow through then.

And I'm hazarding a guess that you won't be following through now either.

 

 

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I don't think that's fair.

 

it took me over a year from deciding to move to even find a job so I could do it.  People were often telling me "oh you're never going to do it" - that was not helpful, to say the least.

 

Panda, you told him he qualified for cover in February, but as you can see above, after that he did try to follow through, and in July, he was told by a "specialist" referred by Starshollow that he was out of luck (among other strange things). 

 

As most of us have experienced in one form or another, it's one thing to know you have some right to something, but it can be another thing entirely to get that recognized by the powers that be and have it fully sorted.  While he's not quick with progress, he has still not given up and actually did finally get some traction on this front.  Give the guy a break.

 

I agree with RedMidge though:  there comes a point where you have to poop or get off the pot.  Each person has to decide that time for themselves but waiting for things to feel "certain" is a losing game.  I'd say this timeline to move by March or need to start the insurance application all over again is a good motivating factor.  I think you should run with it, Kenny!

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36 minutes ago, lisa13 said:

Panda, you told him he qualified for cover in February, but as you can see above, after that he did try to follow through, and in July, he was told by a "specialist" referred by Starshollow that he was out of luck (among other strange things).

 

@lisa13

And then, I marked @kenny1948 (same as I have just marked you) in another thread where I told him what he had to do to fight this through:

There was no reaction from Kenny.

 

By the way, the OP of that other thread, @wmlgage is still active, he seems to take an interest in Kenny's very similar plight and has answered in Kenny's other thread:

 

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panda I'm not criticizing your advice or attempt to reach out to him, but the fact that kenny didn't respond suggests (to me) merely that he didn't respond.  It's possible he has notifications turned off.  It's possible he wasn't visiting TT at that time - that post arrived several months after his bad experiences trying to follow the advice he was already given (and responded to repeatedly) so who knows if he was plugged in here at all by the time you posted in that other thread?  In yet another thread he indicated that he spent some time taking care of his ailing parents in the last couple of years.  maybe that had something to do with it? I don't see what his lack of response "says" exactly.

 

he did what he was supposed to do getting in touch with AOK, Ruth Reinhard (no idea who she is), board insurance experts, and the Versicherungsberater and from what I can see on this thread at least, things dropped around that point - he got no feedback after that report so if he gave up for a while I think that's fairly understandable, no?

 

the point of why he didn't respond isn't particularly germane. the point is he has not given up and managed, almost 2 years after he started, to finally get his insurance cleared.  I don't really think that's worthy of so much negative judgment

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23 hours ago, swimmer said:

I think you will rarely get people actively recommending one moves to such "bottom end" places unless you are certain you can manage the locale.   They payback is often not there.  In addition, in a period of rapid gentrification, there's often not an easy upward ladder out in a year or two.   And of course, we find less privilege at that end so people will potentially be less accommodating of a pet and such.

 

German can be learned with the commitment of resource (money and time).   Things like translation websites can be used for even complex forms now.  It is of course an obvious statement that holiday is not real life.  Sounds like you might be better off in Berlin, where those friends can also help you along.   There are still little 400-500 a month (cold) places near my home there, because we are regenerating a fairly empty district, and it's perfectly OK.   There's also tons of social / semistate housing which I know less about. 

 

It does sound like you may benefit from trying to hook into social housing options.  Germany is not getting any cheaper and popular locations especially not.   If you are feeling the strain now, it may well not get any easier.

Thank you!

I am not sure what you mean by "botom end" places.  Do you mean ares like Grunau?  I have looked at many areas.  Grunau was simply a consideration because housing there is very cheap.  I have been using both ImmonetScout and have recently been searching on LWB, which I do believe is the public housing authority.  I think that is what you mean by social housing options.  Or do you mean shared accommodation?  Berlin unfortunately is above my budget, and according to my friends there much too scarce. It was my original plan some years ago to move there.  Unfortunately I had to care for my mother until she was 96. So I had no option to move earlier.  I have no siblings.  I chose Liepzig because of the low rents there.  I did fall in love with the city when I stayed there in 2017 after Mom died.

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22 hours ago, RedMidge said:

Kenny, did the quoted health price include pflege costs as well?

You have been talking about a move for the last 4-5 years, and it will get harder   all the time.   If you really want to move, then maybe you just have to take the plunge.

Good luck.

I am not sure what you mean by pflege costs.  I simply put in an application with BKK through Starshollows agency.  They replied to me that I had been accepted and the cost would be 180 euro if I was living off of savings.  Or if I declared my social security payment instead it would be 130 euro.  They did not mention anything else.  Simply told me it would commence upon registering with the Bürgeramt.

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21 hours ago, PandaMunich said:

 

You already knew back in 2017, quoted from page 2 of this very thread:

 

 

The problem was that you didn't follow through then.

And I'm hazarding a guess that you won't be following through now either.

 

 

 Panda,

back then I was told by several insurance agencies that I did not qualify, period!

It wasn't until I hired the agency to apply for me, under rule nummer 13 that I received a confirmation.  I had to pay for that. All the others AOK etc told me I could not get insurance.  Perhaps they did not understand me, I don't know.  But lets not be accusative here.  This is what I was told in Leipzig when I was there.  That I did not qualify under any circumstances.  What was I to do?  I was only there for a week.  Had I known before, I would simply have taken my dog with me, and begin searching for a flat. I have had conflicting information from almost every one I contacted.  Up until now!

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9 hours ago, lisa13 said:

I don't think that's fair.

 

it took me over a year from deciding to move to even find a job so I could do it.  People were often telling me "oh you're never going to do it" - that was not helpful, to say the least.

 

Panda, you told him he qualified for cover in February, but as you can see above, after that he did try to follow through, and in July, he was told by a "specialist" referred by Starshollow that he was out of luck (among other strange things). 

 

As most of us have experienced in one form or another, it's one thing to know you have some right to something, but it can be another thing entirely to get that recognized by the powers that be and have it fully sorted.  While he's not quick with progress, he has still not given up and actually did finally get some traction on this front.  Give the guy a break.

 

I agree with RedMidge though:  there comes a point where you have to poop or get off the pot.  Each person has to decide that time for themselves but waiting for things to feel "certain" is a losing game.  I'd say this timeline to move by March or need to start the insurance application all over again is a good motivating factor.  I think you should run with it, Kenny!

 

Thank you so much for sticking up for me.  Panda does not seem to understand.  This has been something I have been trying to do for a very long time now.  I know my time has pretty much run out, but I have wanted to make this move for years.  Up until 2017 I was in no position to try it.  Then I went, and was told it was not possible, so I came back.  Then I finally got confirmation only a little over a month ago, that my application had been accepted.  I cannot afford to make a mistake here.  I have limited funds.  Once I go again, there is no turning back.  I have to be sure.  Thanks for your support!

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I simply want to say thank you to everyone, for replying to my rather long explanation.  I have wanted to move to Germany since 1987 when I spent the summer there.  At that time, there was no internet.  I was told by my friends, " you must have papers"  "you must have a profession, you cannot simply look for jobs".  Then I was told I had to be a citizen.  It took me five years, much research and $$$ to finally accomplish that.  Then after all that, I had to take care of both my parents until they passed away.  It was not until recently that it looked like I could pull this off.  So I am sorry, for posting many stupid questions.  I simply wanted to hear from others who had done this.  Who were living in Germany.  Asking questions elsewhere accomplished nothing.

I will ask no further questions other than commenting back to your posts.  If I finally do manage this, I will tell you.  Otherwise I will simply keep it to myself.

 

FYI I receive no notifications, from Toytown.  At my age, without reminders I forget .

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18 minutes ago, kenny1948 said:

I am not sure what you mean by pflege costs.  I simply put in an application with BKK through Starshollows agency.  They replied to me that I had been accepted and the cost would be 180 euro if I was living off of savings.  Or if I declared my social security payment instead it would be 130 euro.  They did not mention anything else.  Simply told me it would commence upon registering with the Bürgeramt.

Pflege is compulsory nursing care and would be included in the price you quoted,

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