My wife lost her job due to Covid restrictions (being contested with a lawyer as others not treated the same) and having previously used up her entitlement for Arbeitslosengeld/minijob she is now being asked to pay a lot of money out of her own pocket for her Krankenversicherung. I am privately insured so could not cover her but am hearing I basically need to pay the same for her until she finds new employment. Is this correct or can we just find something cheap like TK for 3 months to cover her. They are asking for my earning details so they can decide how much she has to pay but do not take into account what outgoings we have. Or is there another option short term?
I recieve Austrian, German and UK state pensions. My UK pension is almost a full pension as I have paid 32 years contributions, however most of those contributions were Class II voluntary contributions. I pay the usual 7,3% health insurance and 3,3% care insurance to my Krankenkasse from both my UK and Austrian pensions and it is automatically deducted from my German pension. Now someone on a UK forum has suggested that my UK pension entitles me to free health insurance from the AOK. Does anyone know anything about this?
I did read many posts about this topic. A hot one, sadly.
I am actually looking for a consultant to help me go through this as I seem to fail to get into the system.
Even after speaking to the representative of AOK a couple of times, it seems too complicated to give them my money.
So - do you know a Krankenkasseberater/in or Wirtschaftberater/in to refer me to?