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  1. I bought a house in February this year. Provinzial, the insurance company of the previous owner, contacted me by letter shortly after I moved in, to which we replied saying we would not be taking over whatever policy was on the house. Unfortunately this was not sent by registered email and Provinzial says they have no record of it.   Upon moving in, we signed up for a new policy with another insurance company and life went on.   Until a month ago when Provinzial called us (not sure how they got our phone number) to tell us that we owe them money. They claim they never received our letter and that they have been sending us multiple letters since (upon further enquiry during a face to face meeting, they admitted they sent these letters to the previous owner and not to us).   Apparently since then, and without letting me know, they have renewed a policy for another year. They also cannot tell me what exactly they renewed because the previous owner had a full insurance package (house, car, life, etc.) so that is not directly applicable to me.   Has anyone had this kind of experience when buying a property in Germany? And what my rights might be in this situation? I unfortunately don’t have a legal insurance and while I understand it may not be worth fighting for a relatively small sum, I don't like their their lies (claiming they sent me multiple letters after the first one but later admitting they sent them to the previous owner). 
  2. We are in the process of puchasing a new property, and the first consideration for us is if the property needs to be rewired. If so, we would have this done before moving in because it is messy and invasive.   In the UK, it is possible to have an Electrical Installation Condition Report (EICR) conducted by a registered electriction. The report "assess the safety of the existing electrical installation within a property and is used to describe its condition. Parts of the system that are reported on include consumer units, protective bonding, lighting, switches and sockets etc."   Is there an equivilent to this in Germany?
  3. Hello everyone, I’ve read and seen many useful posts with good advice on house searches. I was hoping to pick your brains and use your experience to help my family narrow our search down.    Having previously lived in Eppendorf we know central areas quite well from this time. However, we are returning to the area with a young child now.   For work we will have to travel to Pinneberg and Eimsbüttel. So somewhere that’s well connected (or not more than 30 mins to Eimsbüttel by car) would be great. We’ve started to look around Altona, but there’s not many places the right size there.   See spread the search a bit to Blankenese, Rissen, Wedel, Halstenbek and Pinneberg. We’ve only visited the first three briefly and never really explored the neighborhoods, yet they could be nice solutions in terms of house/apartment size and transport links. The latter two we’ve never visited. But we did like the idea of a house/garden there.    Would anyone suggest any other areas or have anything to say on these places (particularly Pinneberg or Halstenbek)?    Thanks in advance.