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  1. Because our landlord refuses to repair the heating (it's on in our child's bedroom and I can't turn it off), I have just sent them a letter saying that I am paying 10% less rent until it is fixed (Mietminderung). At the same time I sent a letter to cancel the direct debit authorisation (Lastschriftverfahren), so I will need to transfer the rent myself (and thus can deduct the 10%).   I just noticed there is a clause in the rental contract that states that when I transfer the rent myself, they will charge 15 euros extra. Are they allowed to do that? I googled it, but couldn't find anything on it.   Bei Selbstzahlung hat der Mieter dem Vermieter dessen Buchungsmehraufwand mit einer monatlichen Zahlung von 15,00 euro zu vergüten.