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  1. Hello Toytown Germany,   Do you have a recommendation for a good Brexit immigration lawyer and English-speaking insurance agent who can advise about health insurance for UK self-employed in Germany? I have spent more than 40-hours researching this topic on the internet, only to find contradictory information. And today I discovered that my health insurance may be legally insufficient for post-brexit residency requirements.   I would appreciate advice on the following:  1. As self-employed (gewerblich), is it required to have long-term care insurance (pflegeversicherung) in addition to health insurance?  2. Regarding health insurance, to maintain new residency requirements as per the Withdrawal Agreement, must I have full private or statutory health insurance, or can I choose expat insurance from a German provider like Hanse Merkur? I understand that 2021 onwards, UK nationals must be 'living in Germany' to be protected under Withdrawal Agreement law, which is defined as having 'Wohnsitz' or habitual residence in Germany and not being abroad for more than 6-months each year. While I intend to be tax resident in Germany going forward, I will also be spending a lot of time back in UK and overseas. Therefore expat insurance is better for my lifestyle, however since by definition it is a travel insurance product for foreign nationals on temporary stay in Germany, I am concerned that it may be legally insufficient to meet residency requirements.  3. Would long stays of more than 6-months at a hotel or a friends' place be compliant with residency requirements? Since I will be spending few months each year out of Germany, I would like to avoid paying for a full-year lease if possible. German law on this point states that owning or leasing a property is not the main criteria to establish residence and that one could be staying at a friend's place, but my friends' point out that I would need to re-register and de-register each time I leave and enter Germany or else they could be fined. Is this how its done? And how would it work with booking long stays at a hotel or serviced apartment?   Thank you so much for your insights.    Best wishes  Newmunchnerin    
  2. My gaffer recently expressed concern that the two excavations we have are seriously under-staffed and that if I knew anyone with skills and availability could I mention it. Well I mentioned in one my Facebook page and expected replies from German colleagues. Replies I got, but also from an unexpected quarter - back home in the UK. I would have thought that everyone was working on the HS2 project but no, some people are not for various reasons.  "So Taff, what do I have to do to get over there digging". Well that threw me a bit: of course previously it was not an issue but here we are. The projects will likely last until March. Would my pal need a solid offer from my firm before applying for a Visa; how does this work? Thanks in advance, Taff  
  3. Has anyone recently (like in last couple of months) received a package from the UK and had to pay the delivery folks (DHL, UPS...) some additional amount because of paperwork at customs?  I'm not necessarily referring to customs dues themselves.   I recall reports about this being an issue earlier this year.   I was just about the place an order for some items (via and noticed that one item was set for delivery by Amazon UK and before pressing the "Buy now" button wanted to make sure we were not walking into some hidden charges (which are not the responsibility of Amazon de).
  4. Hi all,    I have received a letter from my UK bank advising that if I am not a UK resident they will close my UK bank account. They sent the letter to Germany as I had updated my accounts ages ago with my German address. Having googled the matter, it appears that there is confusion on this topic and some banks are being more lenient than others. I was just wondering if Toytowners had any advice for me, perhaps there is a way around this?