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About SophG

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  • Location Schwabing, Munich
  • Nationality New Zealand
  • Gender Female
  1. Hi Kilnao,   A short term con would be the process of even getting into the country. If you are not looking to move in the next 6-12 months then this is not an issue, but if you are then the quarantine system is extremely difficult. There are a few facebook groups with a lot of information (see New Zealand Hotel Quarantine and Kiwis Coming Home) but ultimately there are not enough quarantine spaces and they are extremely difficult to book (e.g. the ones for November were released at 2am German time and fully booked within 30mins).    Another con is house prices availability of family rentals, especially in places like Auckland. Perhaps have a look on trademe to see the what is available in the area you want to move back to.   On the pro side, the children can be in a school system where you are not split into streams already at 11y, with kids from all academic backgrounds in the same school rather than being segregated like in Germany. I think that is much better for the community than separating the Hauptschule and Gymnassium kids like in DE. Less pressure on kids to decide on a career at a young age in NZ. Otherwise the nature, the beaches, the more relaxed lifestyle are all big pros.   Good luck!
  2. I am not sure what kind of visa your parents will be on but friends of mine without permanent residency just had extreme difficulty getting a mortgage.   She is German earning close to 3700 net, he was non-EU with a working visa (here now for four years) earning closer to 5000 net. Interhyp and their local savings bank initially said it would be no problem lending to them despite one person not having permanent work visa as he was due to receive it later in the year. When it came down to the line, the bank would not lend to him as he does not have a permanent working visa. The bank in the end would loan to her only, and would not even consider the non-permanent resident. They are not married which likely played into the equation as well.   So, I think as a first step you should check their visa status and if a bank would lend to them. My understanding is that it is a well known problem that banks are very reluctant to lend, even to high earners working in good fields, unless they have permanent residency. You may need to go via a broker who can find lending solutions for foreigners.   The numbers also look realistic. The only thing which may not be realistic is a 120m flat/house for 750k in Munich, but as you say that it is separate discussion   Good luck!