kthxcia

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Everything posted by kthxcia

  1. Making a last will and testament

      that's very interesting. I presume the Heirs in this case would have to be over 18?
  2. Making a last will and testament

    wow. Thank you all for the great advice. Unfortunately, my Steurberater has advised that he cannot assist in this matter.   One more question. So, we own a mortgaged flat here. Regarding the drawing up of the will, as I see it, we have 2 options: 1) I have been quoted around 1% of half the value of my property to write up my will with a solicitor. 2) I could have my UK will translated into German and write it out by hand, which is cheaper.   My understanding is that with the second option my beneficiaries would have to pay around 1% of the value of the property to get a certificate of inheritance - which they would not have to do if we went with option 1. So, it kinds works out to be the same.   Fast forward 30 years or so, I presume it could work out cheaper for my beneficiaries if i go with option 1 since the flat could have increased in value... OR would they make my beneficiaries pay the difference anyway?   Thanks in advance.
  3. Making a last will and testament

    So, now that we are in Coronavirus Lockdown, my husband and I have been looking into making our wills.   Anyway, My husband is Italian and I am British. The notar claimed that despite we have a UK will, it would not be applicable to our German assets and we would need to make a German will for our German assets and since this is where we live, it will likely override our UK will also. That does not seem to be the consensus here...   The Notar fees seem to be an eyewatering 1% (he can't be sure since he is working from home and doesn't have the exact figures). I am now considering writing up a handwritten will. One question I have, would it be possible to lodge the will with the Amstgericht, as is the case with a will written by a notary? I understand that the Amstgericht will contact the benefactors listed in the will, which is a huge advantage for me, since my own kids are so  young.   Also, the notar could not advise me on wether it would be ok to nominate as a guardian someone who lives in Australia. Does anyone here know if this is possible?
  4. Making a last will and testament

     I know this post is from 4 years ago, but I just wanted to update with the info I learned from my notar today. Regarding how they calculate the worth of a mortgaged property. They will value it at either the equity in it, or  50% of it's marketable worth, whichever is higher.   So, in the example given above, if a property is worth 300,000 and has a mortgage of 200,000 ie it has equity of 100,000, it will be valued at 50% of it's worth ie at 150,000. If however, it had no mortgage it would be valued at 300,000. That is my understanding anyway.
  5. Cowboy plumber

    I have just had to deal with a cowboy plumber. It's a long story. I needed an urgent repair and he promised to get the job done, but then he didnt. I ended up paying 600 euros for a job that should have cost around 60 euros!!   I let my guard down as I was under the impression that plumbers in Germany were well qualified and this guy seemed to come from a large company (I later found it, it is nothing of the sort). Anyhow, is there an independent body I can complain to?   Also, can anyone recommend a good plumber in Munich?   K Thx ciao
  6. Cowboy plumber

    He didn't actually do the job I called him out to do (as the hausmeister wasn't around to turn off the water). I stupidly prepaid him when he said he would do the job the next day and he said I needed to pay him for materials and to save the appointment. A few days later, he changed a tap with one of vastly inferior quality and it was wonky. Then he disappeared to buy materials again. When I called him and asked him to purchase a nicer tap while he was there, he had a strop and refused to come back to finish the work, and I am now trying to get my money back. 
  7. Cowboy plumber

     My bad. I didn't see that they are in Munich also. Thank you.
  8. Cowboy plumber

    Thank you Panda. But it appears they are 2 hours away! Not sure they will be interested in this job...