kthxcia

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About kthxcia

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  • Location Munich
  • Nationality British (Indian)
  • Gender Not Telling
  1.   Yeah, probably they do ... somewhere. I imagine the T & C are online somewhere. I should dig 'em up.   I guess I could give a UK address, but it would be inaccurate to class myself as a UK resident.  
  2. Hi there,   So, Barclays have sent me an updated Terms and conditions and one of the clauses is that they 'can close the account if the account holder or one of the account holders lives outside of the UK'.   The wording is interesting. It says CAN not WILL.   Does anyone know if they can just close my account without giving me 2 months notice? 
  3.   Starling Bank certainly looks interesting! I chatted with them today, but was advised they don't offer accounts to Brits in Europe. So, it would be the same as the other banks! HSBC looks interesting though! 
  4. Thanks everyone! Will look into HSBC.
  5.   Thank you. At 8.10, the interviewee mentions that some banks have confirmed they will be allowing EU expats to hold accounts, but he is not asked which banks these are... which rather annoyed me!
  6. I guess it's not so pie-in-the-sky after all...   https://www.dailymail.co.uk/news/article-8752653/British-expats-Europe-stripped-UK-bank-accounts-weeks-post-Brexit-rules.html    
  7.   Newp. Nothing. Nada. Nothing apart from the letter from Barclaycard citing Brexit as the reason for closing my account...   Also, this is a thread about Brexit and bank account so I wanted to keep my concerns regarding no-deal Brexit specific.
  8.   Kinda off topic at this point, but coming back to 'no deal' brexit issue... A bill has been passed in the Uk allowing for the UK to backtrack on it's Brexit deal, which: https://www.bbc.com/news/uk-54147365  and so it could be argued, that British expats might have cause for concern over the future of their UK bank accounts.
  9. I see. Ok. It's very confusing how they insist on still calling it a no-deal Brexit .... couldn't they call it no-deal2 or something?
  10.   I don't think that's true. Have you tried googling 'no-deal Brexit'? I assure you, the articles discussing this possibility are very current.
  11.   Good Point. Admittedly, this is a pretty dormant account and so I am not particularly bovvered. However, I was concerned because they specifically stated it was due to the UK leaving the EU. A bit of googling revealed that there does indeed  appear to be some confusion among banks regarding the future of  non-residents accounts,   Oddly, most of the articles discussing the possibility of Brits abroad losing their UK bank accounts are from circa 2 years ago : https://www.theguardian.com/politics/2018/aug/23/britons-in-eu-could-lose-access-to-uk-bank-accounts-under-no-deal-brexit    The articles seem to focus on the no-deal aspect which is a real possibility.  
  12.   How does one do this? ... asking for a friend.   My UK bank account always had my German address and I presumed they shared all relevent info with the German Tax authorities. Actually, I have received paperwork to this effect - telling me that they would be sharing my info.
  13.   Can I ask who you bank with?
  14.   Barclaycard.   The heading on their letter to me states 'Your account will be closed on 16th of November 2020' I have family and friends in London, but it appears Barclaycard want to know that I am a UK resident - and I don't wish to mislead. Thanks for everyone who responded...Good to know that my other UK accounts are probably safe!!