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About dj_jay_smith

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  • Location Wiesbaden
  • Nationality British
  • Hometown UK
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  1. Life insurance/assurance

    Hi All,     So I am considering getting some life insurance/assurance (not sure which yet). But I was wondering if there is some way of determining how much one should in insured/assured for?   It is just done to how much you want to receive (or pay in premiums), or should it be based on your annual salary?   i.e. Total insured amount = 25% of your annual salary? 100% of your annual salary? Should it differ if you get life insurance compared to assurance?   If you get life assurance, when should it pay out? After retirement?     Any advice would be useful,   thanks.