murphaph

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Everything posted by murphaph

  1. 3G in Restaurants?

    I use hand sanitiser when I have touched something that lots of others have likely touched. So I wouldn't necessarily feel the need after touching a single product in a shop but I would if I pushed a trolley around our used the tongs to get bread rolls or whatever. I still wash my hands for 20 seconds when I get home from being out anywhere.
  2. BREXIT positives and negatives

    https://www.bbc.com/news/world-europe-59547054   The comments are the most amusing part. There are hardly any people readily admitting to voting leave any more. It's like admitting to being a Gary Glitter fan or something.
  3. German Housing Market in 2021 - Where is it going?

    Yeah but I wouldn't confuse "house not worth much" with "land worth a bloody fortune". If they can afford to demolish the existing house it's quite likely because the land is so valuable that it's financially more sensible to maximise the use of said land.
  4. First dose Biontech, second dose Moderna?

    I'd happily take it for my booster but getting an appointment seems easier said than done. Hausarzt says "probably some time in January, you're on the list". Dermatologist that gave us first shots says similar. Couldn't be arsed queuing up for hours in the cold somewhere in Berlin so we'll wait. We're only at the slightly under 5 month mark now anyway.
  5. First dose Biontech, second dose Moderna?

    Yeah it's not recommended by the Stiko for under 30's and as there is an alternative available that is recommended I would wait until that is available: https://www.zusammengegencorona.de/impfen/familien/corona-schutzimpfung-ab-12-jahren-welche-kinder-sich-impfen-lassen-sollten/  
  6. 3G in Restaurants?

    These unvaccinated adults are letting the kids do the heavy lifting. Selfish cunts will clog the shit out of the hospitals this winter. The rate for over 60's is like 99% in Ireland, Spain, Portugal, etc. for comparison.
  7. BREXIT positives and negatives

    No worries John. Curiously I can't find you using @, even when I copy and paste your username directly in. In a strange way, this is the exact sort of thing that can be no problem at all in a single market, but a major problem outside one. Computer "stuff" that simply wasn't required before. Missing fields in forms. All that good stuff that is now a "thing" since Brexit.
  8. 3G in Restaurants?

    Agreed. Something very wrong with that account.
  9. BREXIT positives and negatives

    The wording is actually unclear. The new checks aren't on "imports from the EU". They are new checks by the EU on imports. He is talking about the rules of origin. These are fiendishly complex. You see Johnson didn't get a tariff free deal. Only goods made in the UK are tariff free. The UK cannot import stuff from China, put a sticker on it and sell it tariff free in the EU. Substantial value must be added in the UK. A certain proportion of the finished goods must be "British". It's not a simple matter to establish this. So far UK exporters have just been ticking a box that their products meet the rules of origin. Many (possibly most) actually have no idea if this is true. From January they will need to provide paperwork that proves it. I expect an awful lot of UK exports to the EU will cease for good at that point.   And the UK isn't even really checking imports from the EU yet. Brexit really hasn't happened at all. Things are going to get much worse next year.
  10. 3G in Restaurants?

    Nor are seatbelts etc. They don't get the shades of grey. They can only compute black & white. 
  11. 3G in Restaurants?

    I broadly agree with you, but I think we should give this winter at least one more push to save as many lives as possible. Schools are a major problem IMO. Infection rates are very high and all it takes is a new variant that thinks kids are tasty and bam, we'll be vaccinating them all anyway. And it's rumoured that Omnicron may be that variant already in SA. I'm not prepared to wait around for that variant to infect our 8 year old son, so he will be vaccinated asap.
  12. Tax on UK pension

    Ah ok, yeah that's the way it used to work in Ireland as well with a tax free allowance but they abolished that in favour of a series of tax credits only. I think it was better the old way personally. Does the UK Germany DTA deal with retirement funds at all or just annuities?
  13. 3G in Restaurants?

    Intentionally means people who can be vaccinated but aren't. Youths should generally be vaccinated according to the Stiko, so yes any lockdown should apply to unvaccinated youths 12 or over also.
  14. What's got you flummoxed today?

    Time to take your temperature rectally again sir....oops that's not the thermometer...
  15. Tax on UK pension

    Did you ever get anywhere with your 25% lump sum?   I have the same dilemma with an old IBM Ireland pension (ca 100k value) which I can access in less than 7 years. I was going to forgo the tax free lump sum and just buy an approved retirement fund or ARF (basically further invest the pension fund rather than buying an annuity. The UK has similar options but they are called something I forget) and then take an annual distribution. There seems little point in taking the 25% "tax free" in Ireland when it'll just be taxed here instead. From my understanding of the Irish-German DTA where ARFs are specifically mentioned, Ireland retains the taxation rights to distributions from these ARFs. This suits me as I would (strangely) be entitled to a PAYE tax credit once again as these distributions are taxed through the PAYE system (the pension fund acting like an employer, issuing "payslips" and everything). I have rental income in Ireland, which the PAYE tax credit can be used against. I wonder do UK tax credits work similarly.
  16. What made you laugh today?

    lol! Now I'm imagining Mary Poppins dealing with dick cheese. A funny old world we live in!
  17. What made you laugh today?

    Bottom left seems to taste particularly bad.
  18. 3G in Restaurants?

    For those unable to click Fraufruit's link above, the headline reads:   But it's ok, wee pauly says so lol.
  19. What's got you flummoxed today?

    Sick man tweeting anti-science bullshit while simultaneously receiving latest medical care in ICU. Pretty flummoxing. Surely if you really believed in the shit you were posting you'd discharge yourself and go home and self medicate. ¯\_(ツ)_/¯. If you really believed in it all.
  20. 3G in Restaurants?

    That's largely because a third of the population is entirely unvaccinated. I don't support general lockdowns either any more. I support lockdowns for the intentionally unvaccinated only. 
  21. UK rental income on German tax returns

    I would imagine the EU citizens (except Irish) will lose it soon enough.
  22. 3G in Restaurants?

    Lol @ the little Engwander.
  23. 3G in Restaurants?

    As I said, anyone with an ounce of common sense....
  24. 3G in Restaurants?

    FFP2 masks worn properly by infected and non-infected person reduce risk of infection down to 1 in 1,000!!    https://medicalxpress.com/news/2021-12-maximum-covid-infection-masks.html   Even ill fitting masks dramatically reduce the risk of infection down to 4% from almost 100%   Common sense told us (most of us anyway) that masks would significantly reduce infection but I never expected the effect to be so emphatic. 
  25. What's got you flummoxed today?

    Edison screw cap or bayonet?