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About Vanessa

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  • Location Munich
  • Nationality American
  • Year of birth 1973
  1. I really like living in Germany, but I also am really sure that I am not going to grow old and die here. So, the question is.. do I really need to pay for a pension scheme over here out of my hard earned cash that I never intend to use? I would rather use the cash to pay my rent, feed myself and have enough $$ to pay heating etc.   If I ever moved back to the States, would I ever be able to claim this sizeable piece of my income back? What about while Im living here? Any opt outs?   Thanks   Advertisement: Financial advisors