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About SteveRay

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  • Location New York City
  • Nationality American
  • Year of birth 1977
  1. Given that it's now required for an expat to purchase German health insurance (and if I'm not mistaken, from a German -- i.e., not international -- health insurer), how are pre-existing conditions treated by those insurers?   That is, will they deny any and all claims that seem to relate to that condition?   If so, where does that leave the expat if he/she needs medical care for a recurrence of a former problem, or for a new problem which the insurer decides has a cause-&-effect relationship to the former condition?   Are any regulations in effect to limit the ability of insurers to deny such claims?   Thanks.   [if there's a difference, I'm primarily interested in private insurers a/o/t public ones.]