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About aeroplane

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  • Location Frankfurt am Main
  • Nationality Swedish
  1. Changing Bank - is internet banking a viable solution

    Changed in to DKB in June. So far so good, no complaints
  2. Changing Bank - is internet banking a viable solution

    found it!
  3. Changing Bank - is internet banking a viable solution

    Did you use their account switching service ? I am thought the signing up process , there was first a form to fill in , than I went through video identification and now got some mail that they will send me details per letter but none mentioned the account switching service they promote on their web page...
  4. Changing Bank - is internet banking a viable solution

    Hi Gary, am i getting this right: are you saying that the introduction of fees that would start 1JUL that Commerzbank announced in a letter we got some time end of April is blocked by a court case?
  5. Changing Bank - is internet banking a viable solution

    @Leon G. Santander sounds interesting, somehow they were never listed in the comparisons when I looked for it at internet. What are the other rules for the account? i.e cards , free withdraws, transfer of funds to aboard ect.
  6. Changing Bank - is internet banking a viable solution

    so this was one of the things I was wondering about. Let's say I want spontaneously a buy a used car and I need cash or bankers check. Can this be done in Santander or DKB ?   
  7. Hi all, I am a bit of "old school" when it comes to banking: so when Commerzbank sends me a letter that they will start charging for our up-to-now free girokonto accounts, I got upset.  How did we end up here: from getting decent interest on our saving and our operating accounts just a decade or so ago to being charged a fee just for having a bank account (i.e a bank borrowing my money to run their business,) and to charging a negative interest on my savings.    So I started looking at what alternatives there are and comparing to what I am getting at Commerzbank there seem to be many better options. So after some research, I stuck for DKB, they offer everything free if you have some minimum income,  including Visa card, free withdrawals ect.. The only thing is that I live in Frankfurt and it seems that DKB is the only bank in the world that does not have a branch in Frankfurt... all seem to be in East Germany, one in Munich. So this would be my first encounter with doing all banking on the internet. Can you tell me if there is something that can't be done with girokonto that a brick-and-mortar bank would have but internet bank don't? 
  8. After few years in Germany I am starting to believe that the medical profession in this country has attracted an unproportioned share of crooks and shady characters. I don’t go to doctor often therefore the likelihood, its just a bad luck seem almost impossible. Since I moved to Frankfurt I got: A doctor whom I seen my first month in Germany to ask for allergy shot, while still on the Swedish EU insurance card,  who has been sending numerous bills to the Swedish Health Insurance for supposed visits that I never had . (got a call from the Swedish authorities a year into this procedure questioning to my surprise all my supposed illnesses, they said with all this I should be dead by now) A dentist who charged twice what he said the cost would be. ( I paid only agreed sum and he continued to bug me for years). A doctor who charged  over €500  for an examination that my health insurance provided me a check for €70 based on expected average cost of it. ( He later admitted it was a mistake but only after I complained) A doctor that said that a bump on my arm needs to be surgically removed, I went to another doctor who said: wait a week or two, it will go away itself…and it did.  I guess the bill for such a surgery would be quite large… And yesterday a bill came from another doctor, this time once again, insurance asked me to take a check, I reached the age when you get to take colonoscopy check, not fun ☹ anyway I specifically asked how much such procedure will cost. My insurance told me they will refund up to €220. The doctor said it will be €350. I decided, what the heck, this is an established institution, 130 extra is worth it. But today when the bill came it was for €550. So I am now thinking what shall I do with it…  I am becoming very tired of those constant battles… .