JonnyEnglander

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About JonnyEnglander

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  • Location NRW
  • Nationality Biritish
  1. Transnational family in a pandemic world :-(

    Yes, it does seem to be the case that some flights are still taking place. Unfortunately I have already had the experience of booking a flight at fantastical cost only to have the airline cancel it and keep the money. The trouble is I want to take my 1.8 Tonnes of scrap metal to the UK where it will magically transform into a motor vehicle upon crossing the border. Its a bit big for hand luggage on the plane although not greatly larger than some of the passengers I have sat next to on previous, flights.    The  usual road routes to the septic Isle are  Rottendam-Hull, Dover-Calais, or Dover-Dunkirk. Using the French routes means driving through Germany, Holland , Belgium , France and UK. That means 5 sets of pretty uniforms to encounter, all of whom have their own individual ideas of what constitutes an "essential reason for travel". Worst of all , while in most countries the government make the law and the Police enforce it, in France its the other way round with everyone in a  uniform making it up as they go along. Its called the "Droit de Idiotes". In September when I last travelled from UK to Germany, the rule was EU residents could transit France. It was even written on the French embassy website. I went Hull-Rottendam and the check in lady confirmed they were carrying a number of sub-happy passengers who had been denied entry to France. Makron says Oui but the Monsieur Gendarm says Non    I'm especially keen to get the car back because there is a huge risk that an EU driver driving a non EU car is a "tax evader". I have read several horror stories of Germans driving Swiss cars and having them confiscated and being presented with a tax bill more than the car is worth. I can't register it here because the TÜV tester recons it was built wrong and the EU approved solution is to dissemble it and build it again using parts which are unfortunately not available. As its 6 years old the manufacturer denies all liability so the best thing to do is get it back to the UK where 5 MOT testers recon its just fine. Obviously I have my excuses for having a UK car in the EU  and hope under the circumstances that I will not be accused of tax evasion, however its always unwise to rely on logic and common sense when dealing with any tax authority. For now I keep it hidden in a garage and won't drive it until the trip home. I bought a German car for less than the "repair" quote on the old one.   As far as I can see, the only thing I can do is wait until non essential travel through Holland is allowed. Currently we are not allowed to even enter Holland unless its officially approved "essential". There are reports that the ferry is not even allowed to dock at Rotterdam although I suspect the reports are wrong. Even so the ferry company say travel only for "essential reasons". All I can do is sit it out and wait until the pandemic is over, which given the immunisation disaster here is unlikely to be this year.    To add to the fun and games, its only a matter of time before one or more governments decide that an officially approved and certified immunisation is required to cross a border. That will probably need a double dose of AstraZeneca in the UK, certified in English  and a double dose of Pfizer in the EU certified auf deutsch.    
  2. I don't suppose I am the only one in the same situation. I normally divide my time half and half between my  Partnerin / Step children / grandchildren in Germany and my Octogenarian parents and wider family and friends in England.    Now we have the Super-Gau of the pandemic with all the worlds media singing its the end of the world and if you step outside your house you will be fined / imprisoned / shot etc.   Has anybody attempted to visit England , post Brexit and if so did you make it there and back, were you arrested / imprisoned / made bankrupt / shot ???    My understanding is that I am allowed to visit my parents if they are dead or if I have "proof" that they are about to be dead but I am not allowed to visit while they are alive and kicking. Being 87 and having a long list of ailments with exotic names is probably not close enough to death to cross a border, where I believe the border police are really looking for evidence of at least Rigor Mortis  if not advanced decomposition.    I have been waiting patiently for things to get better since December for my Christmas visit with my ferry being cancelled numerous times. The plan was to drive through Holland but it seems I am not even allowed to enter Holland without an officially approved excuse.  Instead of things getting better, they are getting worse. Even though in England the pandemic is drawing to an end, it seems very week there is a new restriction or more bureaucracy. The latest is , even if there is a miracle and I can get to England, as well as 2 tests to travel to board the ferry and 2 tests to come home, I apparently am required to have 2 tests while sitting at home on my own in quarantine. It looks like 6 tests per visit at 100 quid a go. Why I need 200 quids worth of tests while sat at home on my own for 2 weeks is a mystery.I have more chance of catching Covid from the person giving the test than achieving anything useful.    Annoyingly , sat on my desk in England, is an invitation for a Boris Jab which I would quite like to have done. Here, as I am what we call in aviation "Priority Zulu" , I expect to get a, carefully tested and approved by the very finest of experts, Eu-jab sometime between Oct 2021 and summer 2022. I realise that the worlds most reliable media says that a Boris Jab will cause me to get a  DVT / grow horns / dematerialise and transport to another dimension, but hey-ho, I'm feeling like being wild and reckless so a Boris Jab might be fun.    To add to the fun, my UK registered car is still here and on the wrong side of the border. I gave up trying to register it here and bought a German car. I was planning on returning my UK car to England before Brexit, but now its stuck here, unused and end of April the MOT expires , so no idea how I will get it home after.  I am terrified to drive anywhere in the EU with the letters GB written on my car.    If anyone can recommend a good place in Calais to buy a rubber dingy or if you know anyone willing to pay 10 grand for 1.8 tons of scrap metal then please let me know.    In the meantime, how do you spell "aaaaaagggggggggggggggghhhhhhhhhhhhhhhhhhh!!!!!!!!!!!!!!!!" in German ?   Frustration Mode _/END
  3. You would have to look up country by country restrictions but most if not all countries have a limit on how much you can carry in cans and how much you can keep at home. In the UK I believe ( but don't hold me to it ) that you are allowed a single 20L can in the car and at home you can have a 20L and 2x    5L. Many people need to carry more , for example to fuel a boat or aeroplane and they are sometimes refused service at petrol stations.   I think anything more than a 20L jerry can is likely to be problematic, especially if travelling long distance or across borders..   With regards to ferries, each set their own rules. Eurotunnels is the most generous allowing 30L , see https://www.jerrycans.co.uk/how-much-spare-fuel-can-i-take-to-france/#:~:text=For%20anyone%20travelling%20to%20France,to%20a%20maximum%20of%205   As for LPG , I ran an LPG car for 10 years travelling between the UK and Germany every few weeks and never had a problem.
  4. Returning to Germany with aufenthaltstitel now?

    Thanks Yesterday, I agree, best policy is to take everything that could be asked for.  I don't have an employer, I am completely freelance but I do have paperwork when  registered my business. 
  5. Returning to Germany with aufenthaltstitel now?

    I read the documents in the above link and they refer to registering your movement and quarantine but don't mention exactly what documents would be needed to prove you are resident. I am probably in a similar position to Mallard. I changed my residence to Germany on 1st jan a year ago. The only documents I have so far are a Medlebescheinigung from the local council plus I have various things related to tax and being self employed. I also have a German driving licence.  Would that suffice at the border or is there some extra special certificate that I need which says I am officially a resident. I did register at a foreigners office at my local council but as we were in the EU there was not much to do. I do recall the lady indicated there may be some more paperwork post  Brexit.   Normally I am back and forth between the two countries every few weeks as I have elderly parents in England and partner and her family here. My parents Poor health means sooner or later I will be forced to return to the UK. Currently I am planning on March in the hope that some of the corona panic will have subsided by then.  One thought is once immunisations are well under way, some countries may insist on proof of immunisation to cross borders and I expect to be at the back of the queue for mine. 
  6. Dear Johnny Englander 

    I think I am in a similar situation to you - what did you find the solution was for your UK pension pot ?? I have 100,000 to either drawdown or buy an annuity or transfer into Germany via QROPS. The only difference is I am registered here and live in Gemany permanently pay tax and healthcare here but work for a UK company. Did pandamunich help you on this ?

    hope you do not mind my asking...

    1. JonnyEnglander

      Hi, the answers were not certain, but there is a risk that in the year the pension matures, the entire sum could possibly be  treated as income for that year. I was advised to seek expert advice which I have not done as I am some way off retirement yet. 

       

      I have no expert knowledge but a couple of solutions might be either transfer the UK pension to a German pension company , or to move back to the UK in the year the pension matures. That would require citizenship in order to get back after. 

       

      Also it may be less problematic if you have your annuity from the same company that you invested with. In my case one provider does not do annuities and with the other I would loose a quarter of the value compared to choosing another annuity.

       

       

    2. ramrod

      Ok I must confess I think I do need to speak to an expert but they just seem to be few and far between here - you just keep get tge feeling they will rip you off! To many sharks ! 

  7. I have tried  Mirascon  and await a response. The responsible person is not in today.   I have tried Europa. On the phone they said that my confirmation letter must include proof that has only been issued once. This is a new condition which the others have not mentioned. Nevertheless I have emailed both my renewal documents and my stamped and signed No Claims confirmation and await a response.   HUK looked at my documents but said they are insufficient as the pdf confirmation does not contain my name ( an over site by LV which I will try and get corrected )   ADAC I sent both the renewal document and the confirmation document with signature and stamp and they simply said it was not sufficient without saying why or what they want.    Any more I can try ?    Currently it looks like I will have to simple give up, drive to England before 31st Dec. and sell my UK car after the pandemic. For the next few years  I will have to drive back and forth between England and Germany in a sub 1 litre car while paying through the nose for insurance.    
  8. Thanks jeba, I asked my family member about insuring their car in my name but they were not so keen. There were insurance termination issues. Currently the plan is to buy a very cheap old German car this week.    I have heard back from one of the German Insurance companies and they say " Grundsätzlich" the documents I have provided are sufficient to transfer my UK no claims bonus, however they now require "proof" that I have terminated my UK car insurance.  That's throws a spanner in the works as I need the UK insurance to drive the car home ( and ideally until its sold ).   I'm now hoping I can find a German Insurance firm which will allow me to transfer my No Claims without terminating my UK policy... if that's possible.
  9. Thanks for the answer. As I live in Germany, I believe I am legally required to use a German Driving licence and have any car I drive in Germany registered here.  My understanding is it would not be legally possible to live in Germany and drive a UK registered and insured car.  Its my understanding that if you move to Germany, you have 6 months to re-register the vehicle. Its the same in reverse if you were to move from Germany to the UK.    My plan was to re-register my UK car here in Germany but I cannot do that because the parts needed to pas a TÜV test are simply not available.  I now have to buy a German car here in Germany, register it and insure it , get my UK no claims bonus  transferred to Germany and at the same time drive my UK registered car back to the UK  sell it  and  all in the middle of a pandemic, and all before 31.12.20. Its looking like mission impossible but I will give it a try. 
  10. Any suggestions how I can rescue my 9 years UK no claims Bonus and turn it into a German schadenfreiheitsklasse before Brexit.   Nobody is saying anything but I am working on the assumption that after 31.12.20 a UK No claims will no longer be transferable to Germany.   Yes I have read previous threads about doing this but now we have a Brexit deadline and a pandemic. The whole country seems to have ground to a halt and everything seems impossible.   I switched my main residence to Germany 1st Jan and in October I brought my British car over. I have tried to re register it but now it has proved impossible. Despite the 6 year old car passing 3 MOTs and having an annual main dealer service the TÜV test has managed to find a production fault from when the car was built. Not only is the dealer asking for 4500 to get it through an MOT. The parts are not actually available  so there is no chance of doing it before Brexit. The parts are not available second hand.   While attempting to insure the UK car in Germany , I tried 2 German insurance companies, VHV and ADAC and both would not accept my renewal notice as proof of no claims discount. They wanted a special form filling in, signing and stamping. I have provided the special form but now I am not receiving any answer from them as to whether its acceptable. They don't know on the phone and emails remain unanswered.   To be brutally honest I have the impression that their offer to accept UK no claims on the phone is a sales tactic which in the end they will find an excuse not to do.   Currently the plan is to buy a German old banger with an  MOT / TÜV and attempt to register it in my name and insure it then drive my UK car back to the UK before Brexit and sell it in the UK. The only problem with that is it seems at least one of the German insurance companies requires that the UK Insurance Policy be cancelled before I can transfer my No Claims.  Does anyone know if that is generally the case ? I'm also not certain that I can register a car within 3 weeks as my local Strassenverkehrsamt  has ground almost to a halt.   Another option would be to somehow insure a family members car in my name. is that viable? Would i have to register the car in my name ? Can I insure a car that I do not own ?    Does anyone have any other suggestions?   Its a big thing for me because without a No claims bonus it will cost over 1500 Euros to insure a normal car whereas with its only 450.   Also I am working on the assumption that if I am caught driving a UK registered car with a German Driving licence after 31.12.20 I will be treated as a tax evader and face catastrophically expensive punishment including confiscation of the car  ( I have read of similar for a German driving a Swiss registered car in Germany )  Thus getting fined 200 GBP for breaking UK Lockdown is not really a concern !                  
  11. Moving to Germany before Brexit ?!?

    For the last 16 years I have been living a life in England and Germany travelling every few weeks between the two unhindered and with barely any contact to Bureaucracy with the proviso that I always make sure I am in England for more than 6 months. Since the election this month, this will have to change, and I am thinking the best way to secure my family life is to switch my residency to Germany and make sure I say this side of the channel for 6 month plus each year with UK visits being less than 90 days. Am I correct in thinking  this can be done certainly til 31 Jan 2021 and probably the whole of next year ?     I have read quite a bit on this forum and seen the Government advice  https://www.gov.uk/guidance/living-in-germany#eu-exit-updates however there are many things I am unsure of.   My circumstances are mid 50s, self employed ( I'm sorry !!! ) own my own home, fully qualified to UK state pension, have private pension which would be considered very small by most but is a fortune to me.  Currently I am not married to my long term German Partnerin / Lebensgefährtin and while this may well change, I don't want it to change because of bureaucratic expediency.  Most of my income comes from England and this will not change if I switch residency to Germany and for that reason I need to maintain a home in the UK and spend considerable time there. The plan is 5 1/2 months a year spread over numerous trips.   My biggest uncertainty is my house which is paid for and I have lived at for over 20 years. I paid 60k and it is now worth 200k. Correct me if I am wrong but the moment I become resident in Germany , my home becomes a "second home" which , after a period of tie is liable to Capital Gains Tax ( Kapitalzuwachssteuer ) . My understanding is this is a UK liability for the first 5 years and subject to UK rules which allow a period where you can sell the house.  If I keep it , which I would like to do, what are the German rules if and when I sell it at some future point. How would they count the gain, would it be from when I become resident in Germany or when I bought the house in 1998?   Next uncertainty is the car. For normal people its a case of move, swap driving licence, swap car headlights, change random pointless parts as directed by TÜV tester and register in Germany.   I have 3 cars, 1 of which is for sale. 1 is a classic car which will stay in England until at some point old age forces me to abandon an English residence and then my every day car .  If my car stays in England can I leave it registered as a UK vehicle?  If I do that, can I still drive it in Germany for less than 6 months? I read a horror story of a German borrowing a Swiss friends car which was confiscated and he was given a bill based on the new cars Tax and duties, so am wary of this. On the other hand as soon as I register my right hand car in Germany it will become worthless and as a self employed person the requirement to give a 1 or 2 year guarantee on vehicle sales, means I could never sell it, only auction or PX  for buttons, hence I would rather keep it as a UK car. Also headlights will be 1500 to 2 grand. I guess the least cost and least stress option is, take a loss , sell it and buy a German car.   Oh another question, if I move some or all my possessions to Germany after brexit  is there tax / import duties to pay. My assumption is with a free trade deal no and without yes and in the event of the later, best option is to sell / give away everything in the UK and buy new in Germany.    Last uncertainty - UK private pensions savings. I have a 5 figure sum in 2 UK pensions. Currently they mature about 15 years  and I am free to choose an annuity or take part as a limp sum. They are intended for an annuity which in the UK would be tax free except where the resulting income goes above the 10k tax threshold. Would these be treated the same in Germany or would they be treated as a 5 figure income in the year they mature and result in loosing most of my pension to tax in one swoop?    Sorry, just remembered yet another question. I am UK registered for VAT and sell to German customers on the reverse charge procedure. My local German Steueramt knows about me and is happy. I will no doubt need to register for German MwSt as I register for tax ( I will use a Steuerberater ) Should I keep my UK VAT registration for UK customers or deregister. I am worried if I retain a UK VAT registration HMRC might want income TAX from UK earnings. Perhaps I should form a Ltd co for UK income ?