SusieT

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Posts posted by SusieT


  1. 4 minutes ago, GaryC said:

    Doesn't actually affect me but being the geek I am, I have been reading a variety of threads and questions on this issue and cannot find a definitive answer on GOV UK or the NHS website.

     

    As I understand it, the country responsible for your social security (competent Member State, including still the UK in this context) assumes the costs of your healthcare, hence the concept of the S1.  To qualify for an S1 from the UK you must be receiving and exportable benefit, aka the UK state pension.  You must not be in receipt of a German state pension, otherwise it would be Germany as the state of residence that is the competent Member State and responsible for healthcare.  So far so good.

     

    But, what is the position if the person receives a UK occupational pension, e.g. a military or civil service pension for government service, or a pension from some other non-German employment.  Logic would suggest that the UK would remain the competent Member State and liable for healthcare provision but logic is not the determining factor of course.   I believe REGULATION (EC) No 883/2004 is the relevant legislation but that is not that easy to interpret and may suggest that the position is different, depending on whether that other income arises by reason of government or private occupation.

     

    Has anyone looked into this and found the answer?   

    If you are resident in Germany (or any other EU country) get a pension from UK, and also a pension from another EU country, then they work out which country you paid into the pension scheme longest to work out who is responsible for healthcare. 
    Example 1
    Resident Germany but no pension from here
    Worked in EU country for 15 years
    Worked in UK for 30 years

    UK responsible for S1

     

    Example 2

    Resident Germany but no pension from here
    Worked in EU country for 30 years
    Worked in UK for 15 years

    UK is NOT responsible for S1

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  2. 3 minutes ago, NorthernLight said:

     


    oh dear is this really true? 
    I wrongly assumed the kids were exempted, but it obviously does make sense. 
    The website could make things a bit more explicit when it comes to travelling with children.

    I think its worth checking , as I think it is children over 12 that need to quarantine, but I would not want to be trying to keep teenagers in quarantine for 5 days, I imagine there would be some tempers fraying very quickly!!

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  3. 2 hours ago, warsteiner70 said:

    It's probably best to check on a government site but on the BBC it mentions - https://www.bbc.com/news/business-58006163

     

    "Under the new rules, from 04:00 BST on Monday of next week, 2 August, fully vaccinated US and EU travellers arriving from amber countries will not need to quarantine or take a test on day eight of their arrival.

    However, they will still need to take a pre-departure test and a PCR test on the second day after they arrive.

    Arrivals will also still need to complete a passenger locator form. Under-18s will be exempt from isolation, and some will not have to test, depending on their age.

    Separate rules will continue to apply for those arriving from France. Travellers who have been in France in the 10 days before arriving in England must quarantine for 10 days after arrival, and take a Covid test on or before day two and on or after day eight, even if fully vaccinated."

     

    This is providing that Germany is still on the UK's Amber list and that could also change whenever the UK government reviews these things.

    A friend of mine who was vaccinated in the UK lives in Portugal and he went back to the UK a couple of weeks ago and he had an antigen test and that was ok for entry but I suppose if you want to be 100% sure of not having any entry problems then a PCR is going to be best.

    I am going to wait and see what happens with France, no point having to quarantine just for travelling through it for possibly 30 mins to get to Calais. Hopefully by the time I want to travel things will have improved a bit.

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  4. 23 minutes ago, HH_Sailor said:

     

    Matches mine.

    Nowhere on my German license (from 1992) does it show that I passed my tests in the UK back in 1980.

    Only dates are when it was issued in DE (4a) and when the Germans first accepted my UK license (10).

     

    BTW

    when I photocopied my original paper UK license (back in '92) it said FAKE all over it.

    Hadn't noticed that on the pink original - only the B/W copy !!

    Seems a bit random! Mine has the gultig von (10) as the date when the previous licence expired (that was the old provisional one), instead of the date the test was passed, which was about 6 months before that. 

    The old green licence does not have FAKE showing on a photocopy, seems they decided to progress a bit when the pink ones came out, and tried to stop naughty people copying them for naughty reasons - not suggesting you are in that category though :D

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  5. As far as I am aware, you had until 30 June (except in Berlin where they have extended the time) to change from a UK to DE license. You were allowed to drive on a UK one while part of the EU, but when they left you had 6 months to do the change. You do not say when you started the process here, but since there is currently no agreement, if you did not start the exchange before end June then yes sadly you will need to take the test again here.

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  6. 2 hours ago, Stuart O said:

    Yes, this person in charge is not willing to communicate by email. I sent a letter and all I get is an email reply saying that can't pay the costs, no further advice.

    Do you know if this person had funds available to pay for a funeral? Is it possible that they had nothing other than day to day money and there is no estate to claim against?

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  7. 1 hour ago, AlexTr said:

    Pro-Tip: Trump always tries to distract from bad news about him - in this case, the criminal charges his company faces - by doing something stupid and outrageous. The bigger question is whether the lawyers who wrote this tripe have their strip-mall-in-Florida offices prepared for closure when the all get suspended. 

    Interestingly the cases were filed at near enough the same time Ghislane Maxwell had all/some of her personal/private documents ruled to be revealed by the court. It may not be anything about him but he was known to attend private parties with them. 
    I think (stand to be corrected though) that before he won the election there was something about a case against him and Epstein by a girl - could that be ressurected?

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  8. At the end of the term you simply pay whatever is remaining. The mortgage will go to their variable rate if it is not repaid which will not affect you since you will be repaying it. To repay you simply advise the bank and transfer the funds to the IBAN of the mortgage.

     

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  9. 5 hours ago, MeelaK said:

    Regarding situation 1, maybe I should have added, the employee who my colleague was substituting is also returning soon. If they can accommodate my colleague all of a sudden, they should be able to do the same for me unless the only reason they won't is my pregnancy and this can be interpreted as discrimination.

    To play devils advocate, it could be that the other person is doing a different job, has different qualifications,  or has different skills to you. It could also be that they are percieved (rightly or wrongly) to be more flexible in their work, more thorough etc.  There are many reasons that one person will get a particular position and another will not and pregnancy may not have entered the thought process when they offered the other person a position.
    Sadly, while being on a time limited contract may get you close to the head of the list when a position becomes available, it does not always mean that you will be the person to get the job.

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  10. 27 minutes ago, anonymaus said:

    I know this question is probably like a needle in a haystack, but if there is anyone who happened to be a member of either Match International (Match.com - International version) or be2.de between the years (approximately) 2000-2010, could you please share what the monthly membership rate was during that time (or PM me with the info)? 

     

    Thank you very much... your assistance would be most appreciated. 

    If nobody can help you, one of the wayback search engines may pull something up for you.

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  11. 48 minutes ago, HEM said:

    (7:40): The promised rain started to fall a short while ago - just what the garden needs.

    Currently without accompanying drumrolls.

     

    Update (7:46): Spoke too soon...

    We had drumrolls and flashies in the early hours, at least there is a bit of a breeze and its not as hot as the last few days!

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  12. 45 minutes ago, Krieg said:

    We spent most of the day in the cellar, drank a gazillion litres of lemonade, now my daughter is cycling to the supermarket to buy ice cream because she does not stand it anymore.

    I am a long way from Berlin, but this heat and reading that is making me think about clearing the shelves out of the cellar and making it somewhere I can sit when its this hot. Working outside is no fun when I am leaking all day, and the house is almost as hot as outside now so at the moment there is nowhere to get any respite

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  13. 1 hour ago, optimista said:

    I came across this. It highlights the vulnerability of Brits in France post WA and makes fascinating, if not eye-popping reading. The issues are doubtless the same for Brits in DE. I was also aware that I personally did not meet the income requirements, being a dependent wife. In case of divorce I would have been in a hard place.

     

    https://www.remaininfrance.fr/rift-sounds-the-alarm-bell

    Although there is a lot of paperwork in DE, its times like this that (provided people have complied) it makes it easy to prove you were registered and living here prior to 31 Dec. Plus DE has a declaratory system, whereas in France I belive you need to apply which is a lot harder, and there not being a minimum income requirement here. I do feel for those in places like France, who have lived according to the rules and are now having big problems though

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  14. 8 hours ago, NorthernLight said:

    I picked up my card today and as expected it has an expiration date of exactly 5 years from the date they sent it for printing.

     

    My passport expires before this date. Approximately 1 year before.

     

    The Ausländerbehörde said that I need to apply for a new card when my passport expires. This can’t be correct surely ?

    Typed a long answer but forum lost it when I hit enter, will try again in a moment.
    The EU regulations state that the card must be issued with a validity of between 5 and 10 years, if your passport expires before the date on the card you can either renew the card, or, wait until the card expiry date and just carry your old passport with it to prove that the card relates to you if that is needed. The WA status does not depend on the card and does not expire, but the card is needed if you ever have to prove that you were in Germany before the exit date. This could be very important in the future for things like pensions. 

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  15. Nobody is forced to live in Germany. If you cannot afford to buy a property either rent or look in a different area. You seem to have a problem with the people - ask yourself why should they like you and why should they want you as a friend? 
    If you want cheap property, live in a country that has cheap property.

    If you want to live where people like you live where your friends are.

    Decide what your priorities are and then ask where you want to live. 

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  16. 15 minutes ago, GillyRose said:


    This will be correct.  It's the same for me.  My passport expires before the end date on my card (which is valid for 7 years).

    They told me this at my appointment and said that I need to re-apply and pay for a new card when my passport is renewed.  I asked why the card then doesn't have the same end date as my passport but she couldn't / wouldn't explain and just told me that the 2 end dates are not related.

    The card does not have the same date because it has to be valid for a minimum of 5 years and a maximum of 10 years. So if your passport needs to be renewed in less than 5 years there will be a difference. There were some earlier cards issued for less than 5 years, but there has been a message sent out recently to all the auslanderamt to remind them that EU law is 5-10 years.

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  17. Gary has covered most things, but if you pay class 3, the year 2019/2020 will cost £780.00 and similarly the year 2020/2021 will cost £795.60 and then all previous years are charged at the current rate of £800.80 so its a few £ in your pocket. It is then just a case of doing the maths to see how many other years you need to get the 35 full years before you want for your German pension, and paying them either annually or monthly by direct debit. 

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  18. If you are certain that you need more years (and it appears that you are), then payment of the prior 2 years, or topping up a part paid year are the first to do since the prior 2 tax years are charged at the rate for that year, whereas before that are charged at the current rate. 
    The reference number is your NI number then IC surname initial with no spaces. I will do a photo of a letter I received from them so that you can see what they wanted, and it also gives the correct bank details (please check with google or whatever that I have not photoshopped my own onto it before paying!!).
    At the moment, a full year will cost about £780 and will give you a fraction over £5 a week extra so will pay itself in a few years. Current full pension is £179.60 a week. I am waiting for HMRC to update mine and then I will double check and pay the final bit so that I can sit back and know its sorted out. 


     

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  19. 3 hours ago, MaineCoon said:

    More on S1 form and Plegeversicherung.

     

    I am a British national, resident in Germany since 2007. As a self-employed person, I paid several arms and legs for Privatschutz (Krankenversicherung + Pflegeversicherung), for years (no employer to help defray the cost).

     

    When I became a UK State Pensioner (yay!), I was sent an S1 form which, I was told, relieves me from the Krankenschutz part of insurance. However, DKV has refused to recognise the S1 form; I am engaged in a battle with them.

     

    Despite hours of searching on here, I have failed to find a definitive answer to the thorny question of Pflegeversicherung as it applies in my particular case.
    Below are my questions and tentative answers which I have cobbled together from various places. I would be eternally grateful if someone who understands this minefield would confirm/contradict my conclusions.

     

    Q1: Do I have to continue paying Pflegeversicherung forever?
    A1: Yes. Pensioners have to pay it 100% out of their own pocket until the day they die.

     

    Q2: What level of contribution must I make?
    A1: The contribution is 3.05% of my gross income up to a maximum ceiling of € 4,837.50 a month.

     

    Q3: My total annual taxable income is my UK State Pension, of £6,600 (gross).
    A3: I must pay ca. € 200.00 per year.

     

    Q4: When I am 75, my UK private pension kicks in, which will be ~£20,000 per year. That will take my total annual taxable income up to £ 26,600. Does this private pension get added in?

    A4: Yes. I must pay ~ £ 811 per year.

     

     

    Snowing again is nearly correct re the S1.
    S1 is given to British pensioners when the state pension starts. However, if you also receive a pension from the country in which you are resident (DE) then that country (DE) is responsible for your health insurance and the S1 from Britain is not allowed. So, the question re the S1 is do you have a German pension as well as the British one, as I know some self employed do not have one? 

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  20. 8 minutes ago, GillyRose said:

    I had my appointment at the KVR Munich at the end of Feb and received my residence card 10 days ago.

    However, opposite to what they confirmed to me at the appointment, there is no mention under section 1 on my card of "permanent residency / Daueraufenthalt".

    My hubbies card shows this as does 4 of my British colleagues who've also received their cards.

    I have no idea why! Have sent a mail already asking for an explanation.

    Screenshot_20210424-080655_WhatsApp.jpg

    20210411_104716.jpg

    It may have been something as simple as the person at the office failing to tick the box for you, but I hope you get an answer and they correct it for you.

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  21. 9 hours ago, Taffyhereford said:

    Sorry about the post above not sure what happened.

     

    What you said is exactly right.

    Because at the end of the day, it doesn't matter how much filderstadt think that letter is everything you need, what matters is what employers know. 

    The fact is nobody has ever actually left the European Union before it's unprecedented. So employers are going to feel cautious about hiring anyone with a British passport, knowing about Brexit.

    Unless you're lucky and come across the one employer that has first hand knowledge. 

    I haven't yet. I've tried to explain to prospective employers but in my experience the applications fall through.

     

    The woman who's the head of foreign immigration told me in annoying because I've sent multiple emails. 

    I couldn't care less. I'm securing my future here and will continue to correspond until they do their job and respect my rights.

    But anyways rant over 🙄

     

     

    It is worth printing out the page about Brexit on the BMI page, that can help them understand the situation from a source that they know is official. There are other references but that one seems to be the best and easiest o understand.

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  22. 3 minutes ago, Taffyhereford said:

    Did you have a similar problem?

    Btw how is your German language coming along. I can't get to grips with der. Die das or what order to put words in. As the position of words seems to skip from the end to the middle depending on what other words are added.

     

    I've only been using an app though so I'm going to look for professional lessons.

     

    I had different problems! My language is improving, since I decided to ignore the order of words and which der die and das etc. goes with them I am learning more words more easily, so the vocabulary is getting a lot bigger, but the grammar stays the same. It works better for me and the people I see on a day to day basis understand me so its a lot more relaxed now in my little world :lol:

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