DanglingPointer

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About DanglingPointer

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  • Location Munich
  • Nationality Indian
  1. Turo rental car - speeding ticket

    A different topic, but I couldn't find any thread. If I want to drive a relative's car in Australia on my German DL, from where can I get Insurance in such case? For rental cars, we get the insurance option while buying it, but in this case I am not sure what to do? Do I check with my Insurance provider in Germany or do my relative need to have some option with his Insurance?
  2. A good Kinderkrippe, ideally bilingual

    Infaterix is really good. though my daughter went to Wichtel Akadamie.   We just chose Wichtel beause it was more closer, but I have heard good things about  Infaterix.    
  3. Websites for online trading of stocks and shares

    I am new to investment and have a bank account with DB.   I asked them about Depot account and they advised that Maxblue is very cheap and easy to use. I can open it online and the Depot is for free. I have to pay only for the transactions. (even though I have to check how much it will cost eventually per transaction)   Does anyone uses maxblue? What is the feedback? I need to start investing couple of thousands initially and then say buy stocks for 500€ per month for long term. Is it a good idea to start with Maxblue?        
  4. Working freelance vs. permanent contract jobs

    Is there some link to calculate net income for freelancing jobs. For e.g. If some one earns 100€ per hour as a freelance what would be the net in hand income after taxes and health insurance. How to calculate that?
  5. Stock market investing in Germany for dummies

    Does any one use Revolut for trading  https://www.revolut.com/de-DE/legal/trading ? I just got an email from them that they now offer trading on standard accounts and the terms looks quite nice.   I have couple of questions:   1. They are UK based company. Is there any tax implication I need to consider? I heard that if you open trading account with German vendors like DB you don't need to do any additional paperwork for tax purpose.  If I buy stocks from the revolut app, I think there would be some way to get a PDF details of purchase/sale and send it to Tax Consultant   2. Right now they say that I can buy stocks in US market. Not sure what do I need to buy stocks from DAX?   Revolut looks good and easy to use as I can just get started from there app and its in English. Last week I opened another account in Consors bank but it involves too much of paper work. I had some query and I wrote an email to them and they replied back asking me to write in German.    This is what I got from Revolut and looks quite promising:   Last month, we made stock trading available to our Metal customers, enabling them to buy and sell U.S. stocks directly from the Revolut app. The launch of our trading feature was a success, and now we’re excited to offer it to our Standard customers as well. You now have access to trading   As a Standard customer, you’ll be able to make 3 commission-free trades per month. Any trades thereafter will be charged at 1 EUR per trade. We’ll also charge a 0.01% annual custody fee, based on the value of your portfolio. How trading works   Fractional shares Often, investors are required to buy a minimum of one share in a company. That’s not a problem if the cost of a single share is low, but shares in many popular companies, such as Amazon, can be a thousand dollars each, or more. With fractional shares, you can buy a fraction of a single share for as little as $1, which means you’ll still own a piece of the company, albeit a much smaller one. Instant market orders Market orders allow you to buy or sell a share, or a fractional share, at its current market value. For example, if the cost of a single share in General Mills is $1.50 (hypothetically), when your order arrives at the market, you’ll usually pay $1.50 for that share. Want more commission-free trades? If you’d like to increase the number of commission-free trades you can make each month from 3 to 8, consider upgrading your plan to Premium. Upgrade to Metal, and you’ll get unlimited commission-free trades per month.
  6. Does anyone know or experience about Deutsche Bank new Financial Assistant - ROBIN   What the heck it is? How to use it ? Is it good?    It looks likes its a tool using which we can do investment or buy stocks but I am not sure about how it  will work?