MollyWolly

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About MollyWolly

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  • Location Koblenz
  • Nationality USA
  • Gender Female
  • Year of birth
  1. another fbar question

    It’s theoretically possible, in that FinCEN (part of Treasury, not the IRS) retains the right to do so. But I don’t know why they would. I always assumed the real purpose of FBAR is to establish an easy way to prosecute people who get caught cheating rather than any proactive investigatory purpose. Also you are certainly not the first client of Deutsche Bank to fill in an FBAR, so even on the off chance they are contacted it’s probably something they know how to deal with.
  2. claiming children as dependents or not?

    Wow, just read the article and agree with DoubleDTown. Not good advice there. Claiming or not claiming your children on your US taxes has no impact on whether they are citizens, from what I understand. Unless you naturalized in the US after having the kids (but without them, which would be strange), and you otherwise fit the jus sanguinis criteria, their citizenship status is already determined. Doesn’t matter if you haven’t “claimed” it for them i.e. by CRBA, social security, passport, etc.   So long as one is a US citizen, one must file US tax returns for life (usually from adulthood, depending on income and IRS requirements). One must also enter the US with a US passport. There can be some major penalties for not following the rules and getting caught. “Exposing” someone to the IRS is kind of like not registering to vote thinking your state won’t find you for jury duty… they will, they have other databases, it just takes time.
  3. American-German Dual Citizenship for Child

      Miscommunication! I read your first statement as suggesting someone can decide whether the kids have citizenship based on where they choose to live. But, as we are both saying, it doesn’t matter where they live because they will always have to file tax returns.
  4. American-German Dual Citizenship for Child

    The only agency who can decide if your children are US citizens or not is the US government, which as mentioned is done via the CRBA. The Amt gets to decide whether they are German or not.   As DoubleDTown said, the CRBA is just recognizing the citizenship, not granting it (i.e. naturalization). When the US Embassy/Consulate processes your CRBA, they will make the eligibility determination. It’s usually pretty clear who qualifies, and lawyers aren’t needed unless you get denied and want to appeal.   To determine your eligibility, here’s the State Department’s info that sounds like your personal situation (are married, spouse is not a US citizen - if wrong, there are other options to read about at the link). The key in the mumbo jumbo here is your birthdate, not the child’s - were you born before or after Nov. 14, 1986?   Child Born Abroad in Wedlock to a U.S. Citizen and an Alien  A person born abroad in wedlock to a U.S. citizen and an alien acquires U.S. citizenship at birth if the U.S. citizen parent has been physically present in the United States or one of its outlying possessions prior to the person’s birth for the period required by the statute in effect when the person was born (INA 301(g), formerly INA 301(a)(7)).  For birth on or after November 14, 1986, the U.S. citizen parent must have been physically present in the United States or one of its outlying possessions for five years prior to the person’s birth, at least two of which were after the age of 14. For birth between December 24, 1952 and November 13, 1986, the U.S. citizen parent must have been physically present in the United States or one of its outlying possessions for 10 years prior to the person’s birth, at least five of which were after the age of 14 for the person to acquire U.S. citizenship at birth. In these cases, either the U.S. citizen parent or their alien spouse must have a genetic or gestational connection to the child in order for the U.S. parent to transmit U.S. citizenship to the child.
  5. fbar question non us citizen

    Can’t say for sure, but none that I know of/have experienced. My husband is German and I’ve been reporting since I moved here. When FBAR started, some banks chose to ditch American customers because they didn’t want to comply with the reporting requirements. But, we had no problem adding me to the Sparkasse accounts.
  6. fbar question non us citizen

    If the account is valued at less than $10,000, I think you are not required to file an FBAR. Otherwise, this is just one of those things that happens when you marry an American. Positives and negatives to all life choices, I guess.    You could choose to maintain entirely separate bank accounts with no co-signing / financial interest by the US citizen.
  7. I know several dual citizens who got security clearances, including myself. However, clearances come with strict and sometimes arbitrary rules, and it’s highly unlikely they will let you work in the country of your dual citizenship. The processing will also take a loooong time. And, the people I knew in those positions all got their clearances for jobs located in the US (at least at first).    Like @JG52 said, your husband can get a clearance much easier. It’ll still take longer than normal to process if he has any foreign contacts such as your German relatives. 
  8. Travel to the US and back.

    Don’t forget to fill out the Einreiseanmeldung. The US is now is the middle category, “high risk countries”. So in addition to your vaccination proof, fill in the form the day before you travel.
  9. Making a bid on a house contingent on an inspection?

        Maklers do not offer any value - you’ve learned quickly on that one! If you’re lucky, a seller’s Makler will be able to provide minimal information about the place. In my experience - looking for a place to live in myself, and now looking for an investment property - many know nothing about the place. Even less than what the owner would know. They are not nearly as useful as even the crappiest American realtors.   Do you already have a local bank? We are on a real estate list with our bank branch. For properties they are listing (as seller’s Makler), they will contact us before putting it on the open market. It’s probably a big list, but maybe we can beat out someone that way.   Another suggestion is good old word of mouth. Tell all your friends and coworkers that you are looking and to forward your email when they hear about someone looking to sell. We’ve gotten a few tips that way, like a friend’s boss, a neighbor’s cousin, etc.   As to your original question, I don’t think contingencies are a big thing here in general, and definitely not for an inspection. The best you can do for inspection is a Gutachter, which I would consider more like a surveyor/insurance estimator/appraiser type role. They can check to make sure a building is structurally sound or has the correct property lines marked off, but don’t expect the American-style check of everything. My experience is that you are buying as is in Germany, especially in a tight market.
  10. Making a bid on a house contingent on an inspection?

    @burningkrome  From all your posts, it seems like you aren’t very familiar with the house buying process in Germany. Many of us have been in your position before. I was fairly confused by all the differences myself when looking for a place here, but fortunately my husband is German and had already bought before.   I strongly suggest you talk to some locals with actual experience before making any further moves. Also, consider making some appointments to see houses, even if they aren’t for you, so you get used to how it works here.   Your questions and assumptions very much reflect the US housing market/process and show little understanding of the German market/process. I am not saying this to be rude or mean, but as a warning of what can go wrong. Because it is fairly different here, you should do an information deep dive rather than checking your American-based assumptions one-by-one. There is a real danger you have assumptions you don’t realize, and could get screwed in the end by the bank, the realtor (Makler), the Notar, etc.
  11. Travel to the US and back.

    Good info, but just to put it out there: an antigen test or NAAT (not PCR) is only good for 48 hours before arrival in Germany. And it’s by actual arrival time to Germany, including time zone adjustment, not just arrival day like going to the US. We had a very narrow window to get tested first time around (before fast turnaround PCR tests were easily available in the US).
  12. Travel to the US and back.

    Like Santitas, we also had to show ours before boarding in Germany. Ours is a US marriage certificate and we have different last names, and had no problems.   Just remember it can take time at the counter. Both flights to the US we waited around 20 minutes for approval at Frankfurt. The airline has to call Homeland Security for a special sign off.
  13. Travel to the US and back.

    For United, it’s included in the online check-in process where they now let you upload your test result and then digitally sign a bunch of documents. For Lufthansa, we just printed and filled it to bring to the airport. In neither case did anyone in the US ask to see the document.
  14. Travel to the US and back.

    Also technically it’s not 72 hours before, but three days. So, for example, you can actually get your antigen Schnelltest done Wednesday morning for a Saturday afternoon flight to the US. At least according to the CDC rules. I personally wouldn’t cut it so close - both times I did my test the day before.
  15. Travel to the US and back.

    I wasn’t able to get a free test at Walgreens, CVS, or any other place back in April. Perhaps it has changed now, or perhaps there are different rules in different states.   Where I was, you could only get a free test with health insurance card or, if no insurance, then with actual COVID symptoms. Many places wouldn’t even test you at all without symptoms. I called more than 25 places and could not find any that would both test a symptom-free person and guarantee results within the needed time period (72 hours before arrival in Germany, so effectively a 48 hour turnaround).    In the end my only choice was spending a ridiculous amount of money for a test at the airport. Good that things have changed because it was a bear of an ordeal. At least for my second trip I showed my vaccination card instead.