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About apel

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  • Location Heidelberg
  • Nationality UK
  1. German Pension advice from Ausland?

    The qualifying period for a German pension is 5 years, but in order to determine qualification, they aggregate all periods of contributions in EU countries. So I receive a small German pension on the basis of 3 years' contribution in Germany aggregated with my period in the UK.   At the time of pension commencement, you apply for your pension in the country where you last contributed (so The Pension Service if that is the UK), and they liaise with all other countries. But each pension is actually paid separately.   If you're making enquiries about benefits before retirement, I guess it's best to go to Deutsche Rentenversicherung, who I found to be very helpful, if slow. I think dealing with benefits for people who live outside Germany is somehow centralised - I dealt with Berlin.   @GaryC is very knowledgeable on these matters.