lunasuenos

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About lunasuenos

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  • Location Berlin
  • Nationality USA
  1. Coronavirus

    No worries, meanwhile in germany the first in country transmIssion in europe and    https://www.nytimes.com/2020/01/28/world/asia/china-coronavirus.html  
  2. Health insurance for US business trip

    I have used care concept for a short duration policy. I never filed a claim though but was recommended by my broker long ago. Not expensive and takes 10 min on line. They have various policies so you have to look carefully. Some info in english but not all.
  3. Coronavirus

    Correct and why i said early research. Just a information source from drs outside china reporting their findings and interpretation,  take as you wish. But it is not something to ignore. As krieg has indicated, personally I put little credibility in numbers reported by china. Others may choose to believe them. 
  4. Coronavirus

    So some early research in the lancet a (respected medicine site) is indicating a 83% infection rate of those exposed and 15% fatality rate. And out of cases  i think 1% infected carriers with no symptoms. Very preliminary but if it is this bad you are not going to see any government start saying it. There is potentially nothing they can do and don't want a general panic and global economic collapse.  Chinas reaction and already having lack of supplies does  not align to how many cases they are reporting. Numbers coming out from there do make any sense. Panic no and not going to help anyway, concerned and not taking it too lightly absolutely. What is strange is no report of infections from anywhere in central or south america which has a very high percent of chinese. So either they are not correctly reporting or there is abnormality in the pattern for some reason. Here is a link its not the lancet site but it references it. If you do some searching on internet you can find the lancet but a lot of the posts are more scientific in format. https://www.bitchute.com/video/On8PysA8FKnN/  
  5. Coronavirus

    There are several comments out of china that should raise the concern. They are already indicating that people are contagious before symptoms and symptoms are 1 to 14 days after exposure. They are also already saying the virus is rapidly mutating and transmission is becoming easier. In addition they are already saying they are out of supplies that does not seem to be a few thousand exposures. No reason to panic but a reason to be somewhat concerned for sure. When china says a situation is grave... do the math.
  6. Problem with Nebenkosten after moving out

    is the owner trying to say you owe the  10 euro diff for all 3 years you lived there? The nebenkosten In the contract is a estimate and you should have received a annual statement showing the actuals he should have asked you then to make up the difference if actuals were really 10 euro more After the year one statement The contract amount is not thereal share of nebenkosten it could have been 20 more not 10 or only 70 a month and he owes you money. Do you have the annual statements?  If not ask for them not sure how far back you can be required to pay he should have caught it at year one. In my case my nebenkosten was reduced this year by 100 per month  as it was to high and i got a large refund.
  7. Buying property in the US / property tax

    Here are 2 links that you can research details on cities  such as schools , crime, etc and see comments from residents and ask questions. Some of the info that you were looking to be providedby a seller agent cant be done do to laws on what they can provide. It really up to you to do due diligence   https://www.bestplaces.net/   https://www.city-data.com/
  8. Dentist overcharging for a filling

    If you have went for regular checkups and had the book stamped every year they will pay more for crown with 5 or 10 years of stamps i don't remember how many years are needed. But they don't pay that much to have it done.  And not sure how it will be with have work do es somewhere else first. If too expensive make a quick trip to poland and have it done there.
  9. Need temporary Internet help (fastest possible)

    I have had a gigacube for a few years. So things may have changed. It worked great when i use it and i only pay when i activate it for that month. I pay nothing when it is not used, but I bought the cube outright for around 100 euros if i remember correctly. Its been several years so plan could have changed.i even used it when i was in hospital for a week and they had no wifi
  10. Buying property in the US / property tax

    I just noticed the link and looked. If a listing says tons of work it means unless you are a contractor run. The low tax basis is shown based on sale price nit appraised value. Its not the actual tax, you need to see the assesed value to know actual tax which is the actual amount you would pay. As soon as you will buy and renovate this amount will go up to the renovated values. In a home this age it could have asbestus, lead paint, need a complete rewire etc maybe need as much as purchase price in renovations or more. 
  11. Buying property in the US / property tax

    If your are getting the tax amount from a web site be careful if it is a condo or apartment the amount shown could just be the hoa fee for monthly maintainence and the tax is on top of that. you must verify the actual fees and tax through a realtor. Get your own relator to help search. Also taxes and interest on mortgage are deductible IF you exceed standard deduction which is about 23k Now  if married filling jointly. Tax differences between states are significant this is why so many move after retirement to save cost.
  12. Do you like living in Germany?

    Generally no but I like the ability to travel easily and inexpensively in Europe. The cost on some travel Packages one can find sometimes seem unreal. I recently went through a down size and job loss and we are moving to the Harz from Berlin. So far my experience there has been totally different than berlin. The people and neighbors have been approachable, friendly and helpful even in the rathaus!! So i might change to loving Germany. I know i love the cost of living 260 a month warm with a view, the owner even took us for lunch after signing the contract.. will keep you posted if the good feelings grow stronger. Oh i do love german separation packages negotiated via a works council that why moving to Harz now is possible
  13. Immigration & Family lawyer

    Oops i just noticed you said family and immigration after posting I think she only does immigration
  14. Immigration & Family lawyer

    Try katja ponert , link below the consult price is closer to 170 with tax but this cost is regulated and set in germany. I highly recommend her I am using her now for my residency permit. In the past we consulted her for other issues she will tell you if she does not think something will work rather than taking your money and then later telling you something was not approved And send you a bill. Her english is perfect as well mail@vpmk.de  www.vpmk.de T +49 (0)30 536 33 99 -0
  15. blitzed in a right hand drive car?

    Once you get the ticket you have the option to report you were not the driver and provide the details of who was