HI All I need to send 120,000 pound sterling from my account in UK to real estate seller account in Berlin. The money must be converted to Euros first. I found that my bank rate will be lower by EURO 1400 compared to TransferWise. However, I found horrible Review about TransferWise online. Anybody here used it before for similar amounts and it was useful ? I even read about users who send money to TransferWise and it did not reach the recipient.