APATWA1988

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Posts posted by APATWA1988


  1. 6 hours ago, Straightpoop said:

     

    The payment represents the refund of post-tax contributions withheld from wages previously income-taxed in the year contributed.

     

    Because there is no income component, the refund is a tax non-event in both countries.

     

     

     

    Thanks for your feedback. 

     

    I checked my tax documents from Germany and realized that I paid income tax on gross income minus the standard deduction. So you are right that the pension contribution is already taxed. 

     

    So even though certain standard deductions for pension were taken during tax filing, I don't owe any taxes on that amount?

     

    Just trying to clarify before I file my taxes in US. 

     

    Thanks. 

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  2. On 8/7/2017, 12:13:09, chrisv_7 said:

    Thread to help people understand how pension refund can work after leaving Germany.

     

    Official website for Pensions:

    Deutsche Rentenversicherung Bund (DRB)

    http://www.deutsche-rentenversicherung.de/Allgemein/en/Navigation/englisch_index_node.html

     

    Pension Refund Requirement:

    - US and various other non-EU citizens can claim back their German state pension contributions if they contribute in Germany for less than 5 years (60 monthly contributions).

    - The claim can only be made 2 years after leaving Europe (EU/EEA/CH).

    http://www.deutsche-rentenversicherung.de/Allgemein/en/Navigation/03_leistungen/03_beitragserstattung/beitragserstattung_node.html

     

    DRB Email:

    meinefrage@drv-bund.de

    (All queries were sent to this email address. They will respond to emails in English too.)

     

    Forms Required:

    Please contact DRB and the German consulate in your country of residence to confirm the forms required.

    1.  Form V0901 (Main claim for refund of pension contributions)

    http://www.deutsche-rentenversicherung.de/Allgemein/de/Inhalt/5_Services/04_formulare_und_antraege/_pdf/V0901.html?cms_resultsPerPage=5&cms_templateQueryString=V0901+

    2.  Form A1312-00 (Form in case refund is to be sent to a bank in USA or Canada)

    http://www.deutsche-rentenversicherung.de/Allgemein/de/Inhalt/5_Services/04_formulare_und_antraege/_pdf/A1312.html?cms_submit=Los&cms_resultsPerPage=5&cms_templateQueryString=A1312-00

    NOTE:

    - If you have a German bank account then provide the IBAN number in Form V0901 (I requested a refund to my ComDirect Bank Account)

    - For form V0901 - the Kennzeichen / Code does not need to be filled out

    - I did not need Form A9060 "Lebens- und Staatsangehörigkeitsbescheinigung" / "Certificate of Life and Citizenship"

     

    Confirmation of Personal Information in Forms at German Consulate:

    - Make appointment in the Germany Consulate within your country of residence

    - Take Passport and supporting documents (driver's license, utility bill or bank statement)

    - There is no charge for confirmation of personal information for pension purposes

    - German Consulate in USA website link for information and appointment: http://www.germany.info/signature

    - Make appointment at the German Consulate for the purpose of "Signature Certifications / Authentications"  

     

    Documents to send DRB:

    1.  Passport copy

    2.  Carbon copies from Social Security Record Booklet or relevant electronic vouchers from employer ( I sent my "Meldebescheinigung zur Sozialversicherung")

    3.  Insurance cards number / copy of insurance card

    4.  Check if any other doc can be sent (put tick mark in application) (e.g. Anmeldung / Abmeldung, Lohnsteuerbescheinigung, LohnKonto from firm)  

    5.  Application Form (V0901)

     

    Address of DRB in Germany to send Forms:

    Deutsche Rentenversicherung Bund

    Ruhrstr. 2

    10709 Berlin

    Germany

     

    Timelines:

    - DRB can take 6-8 weeks to respond and provide refund (my refund was processed in 4 weeks after DRB received my application)

     

    My Scenario:

    Citizenship: India

    Country of Residence: USA (after leaving Germany)

    Application for pension refund: After about 30 months of leaving Germany

    Refund Received: About 4 weeks after application in my German bank account

    Forms Sent: V0901

    Year Sent: 2017

     

    Hi Chris, 

    How did you pay taxes on the pension refund? Meaning in US or in Germany? And did you declare is as Social Security Benefit on 1040?

    I have similar situation as you, just 3 yrs later.

     

    Appreciate your feedback. 

    Thank you. 

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  3. Hello All,

    Thank you to this post and all the detailed responses, I was also able to get my refund last year in June. I had to make a few calls and write emails after sending the application, but eventually the refund showed up in my US bank account. (I chose US bank account as they required a notarized copy if the bank deposit form).

     

    Now I would like to ask question about taxation in US. 

     

    US Resident/citizens, how did you declare this on your tax? 

    From what I am reading, this needs to be declared as Social Security Benefit. (based on US-Germany Tax Agreement)

     

    My tax filing status is Resident Alien (As I am an Indian Citizen in US on H1B Visa). Not sure if there is an exemption which will help me reduce the tax burden? 

    I found the wording inconsistent between various IRS documents. So I am here looking for help on how people have declared this income on their tax forms. (If declared at all). 

     

    Thank you all in advance and appreciate your support. 

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  4. On 4/9/2017, 12:14:13, techgirl said:

    Translation:

     

    Did you move here from abroad?

    • No
    • Yes, on day/month/year

    From city, area, country

    To city, Bundesland (German state)

    Can someone help clarify this?
    What is the "here" referring to in "Did you move here from abroad?"

    0

  5. On 8/7/2017, 12:13:09, chrisv_7 said:

    Thread to help people understand how pension refund can work after leaving Germany.

     

    Official website for Pensions:

    Deutsche Rentenversicherung Bund (DRB)

    http://www.deutsche-rentenversicherung.de/Allgemein/en/Navigation/englisch_index_node.html

     

    Pension Refund Requirement:

    - US and various other non-EU citizens can claim back their German state pension contributions if they contribute in Germany for less than 5 years (60 monthly contributions).

    - The claim can only be made 2 years after leaving Europe (EU/EEA/CH).

    http://www.deutsche-rentenversicherung.de/Allgemein/en/Navigation/03_leistungen/03_beitragserstattung/beitragserstattung_node.html

     

    DRB Email:

    meinefrage@drv-bund.de

    (All queries were sent to this email address. They will respond to emails in English too.)

     

    Forms Required:

    Please contact DRB and the German consulate in your country of residence to confirm the forms required.

    1.  Form V0901 (Main claim for refund of pension contributions)

    http://www.deutsche-rentenversicherung.de/Allgemein/de/Inhalt/5_Services/04_formulare_und_antraege/_pdf/V0901.html?cms_resultsPerPage=5&cms_templateQueryString=V0901+

    2.  Form A1312-00 (Form in case refund is to be sent to a bank in USA or Canada)

    http://www.deutsche-rentenversicherung.de/Allgemein/de/Inhalt/5_Services/04_formulare_und_antraege/_pdf/A1312.html?cms_submit=Los&cms_resultsPerPage=5&cms_templateQueryString=A1312-00

    NOTE:

    - If you have a German bank account then provide the IBAN number in Form V0901 (I requested a refund to my ComDirect Bank Account)

    - For form V0901 - the Kennzeichen / Code does not need to be filled out

    - I did not need Form A9060 "Lebens- und Staatsangehörigkeitsbescheinigung" / "Certificate of Life and Citizenship"

     

    Confirmation of Personal Information in Forms at German Consulate:

    - Make appointment in the Germany Consulate within your country of residence

    - Take Passport and supporting documents (driver's license, utility bill or bank statement)

    - There is no charge for confirmation of personal information for pension purposes

    - German Consulate in USA website link for information and appointment: http://www.germany.info/signature

    - Make appointment at the German Consulate for the purpose of "Signature Certifications / Authentications"  

     

    Documents to send DRB:

    1.  Passport copy

    2.  Carbon copies from Social Security Record Booklet or relevant electronic vouchers from employer ( I sent my "Meldebescheinigung zur Sozialversicherung")

    3.  Insurance cards number / copy of insurance card

    4.  Check if any other doc can be sent (put tick mark in application) (e.g. Anmeldung / Abmeldung, Lohnsteuerbescheinigung, LohnKonto from firm)  

    5.  Application Form (V0901)

     

    Address of DRB in Germany to send Forms:

    Deutsche Rentenversicherung Bund

    Ruhrstr. 2

    10709 Berlin

    Germany

     

    Timelines:

    - DRB can take 6-8 weeks to respond and provide refund (my refund was processed in 4 weeks after DRB received my application)

     

    My Scenario:

    Citizenship: India

    Country of Residence: USA (after leaving Germany)

    Application for pension refund: After about 30 months of leaving Germany

    Refund Received: About 4 weeks after application in my German bank account

    Forms Sent: V0901

    Year Sent: 2017

     

    Can the funds be deposited into regular checking account? Or do they have to go into 401K account?

     

    And if you deposit in regular checking account, do you have to pay taxes on the refund amount/

     

    Thank you.

    0

  6. This is a very helpful thread. 

    I am about to start the process of reclaiming my pension contributions. 

     

    I am an Indian citizen and currently reside in USA. I stayed in Germany for 3 years, so I am eligible for refund.

    I am sure I will have many questions when I try to fill out the forms, which are mostly answered on this thread. 

     

    I have one other question, hopefully someone can clarify my doubt. 

     

    My job ended on Dec-31 2017, but I stayed in Germany until January 25 2018. 

    During this period, I filed for unemployment. (My understanding was that I need to do this to maintain my legal status in Germany.)

     

    Does this affect my process of reclaiming my pension contribution? If yes, then how?

     

    Just trying to prepare myself. 

    Thank you in advance.

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  7. Just sharing my experience during converting my Indian license to German one. Most of information might have already been shared.

    I successfuly passed my theory and practical test and now I have my German Driving license.

     

    For theory exam in English, I would definitely recommend https://www.fuehrerschein-bestehen.de/.. It was the best 20Eur spent. The test interface is exactly same as the one at TUV and quetsions are also very similar. I noticed few minor differences, but not any major differences that would lead to failure.

     

    For Driving School, I had chosen Fahrschule am Zoo (Frankfurt) as they offer lessons in english. My trainer was a german guy Mr. Herste. He was supposedly their tutor for english lessons, but his english was very poor. His training method was also not quite nice, as he would scare you and yell at you at your mistakes. Half of the time I was not able to understand his english and couldnt understand what was I doing wrong. Plus he is the only teacher for english lessons and they have many many students, so the wait time can be around 2-3weeks at times between two classes.

    Overall, I would recommend to stay away from Fahrschule am zoo for english driving lessons. I dont know any other better school, but one should talk to the trainer before booking the school, if possible.

     

    During my driving lessons,

    I had to take 7 lessons (1hr 30min each) before my trainer thought I was ready to give the test. I chose to get training in english.
    During the test, usually the test is in german, but the examiner was kind and understood engish(luckily). Before the test the trainer asked me some technical quetsions about the car, then we drove around city for some time going in residential neighbourhood, did emergency braking manouever, parking, U-turn manuever, and then drove on autobahn. This is general format for driving test.

     

    But the important points were your alertness about your surroundings, continous looking in mirrors, and also safety towards other road users (Pedestrians & cyclists).

    At a stop sign, you should come to a complete stop(3 sec), otherwise you can fail.

     

    Final tip, stay calm, you do not a have set time limit for test. So take your time.

    Best of luck for anyone planning to give the test.

    Feel free to PM me if you have any additional questions.

    4

  8. I successfuly passed my theory and practical test and now I have my German Driving license.


    For theory exam in English, I would definitely recommend https://www.fuehrerschein-bestehen.de/.. It was the best 20Eur spent. The test interface is exactly same as the one at TUV and quetsions are also very similar. I noticed few minor differences, but not any major differences that would lead to failure.

     

    For Driving School, I had chosen Fahrschule am Zoo (Frankfurt) as they offer lessons in english. My trainer was a german guy Mr. Herste. He was supposedly their tutor for english lessons, but his english was very poor. His training method was also not quite nice, as he would scare you and yell at you at your mistakes. Half of the time I was not able to understand his english and couldnt understand what was I doing wrong. Plus he is the only teacher for english lessons and they have many many students, so the wait time can be around 2-3weeks at times between two classes.

    Overall, I would recommend to stay away from Fahrschule am zoo for english driving lessons. I dont know any other better school, but one should talk to the trainer before booking the school, if possible.

    Feel free to PM me if you have any additional questions.

    0

  9. Hello Everyone, 

    My name is Aakash Patwa. I moved to Frankfurt in March'15. I am interested in finding partners to play snooker / billiards. 

    I have found one club in Frankfurt, I would like to go and try it out. If anyone is interested in this, please PM me. We can try to go on one of the Sunday or any day after work also. 

    Look forward to making new snooker friends. 

    http://www.billard-ffm.de

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  10. Guys,
    I am using https://www.fuehrerschein-bestehen.de/. And so far I like it.
    But one of my concerns is about the points. During the real test, if multiple answers are correct, am I required to mark all correct choices to get the points or any one correct choice is also considered as correct answer? It might not apply to all questions, but I would appreciate if anyone could answer my question. Thank you!

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