Akash3apr

Members
  • Content count

    31
  • Joined

  • Last visited

Community Reputation

0 Neutral

About Akash3apr

Profile Information

  • Location Munich
  • Nationality Indian
  • Gender Male
  • Year of birth
  1. Hi What happened finally? How much was the increase in your monthly premium??
  2. car damage

    This is also my question, how will the pizza guy be involved? I don't know what police has written in their report. Not sure how the pizza guy will be contacted or send a letter to him mentioning these things??
  3. car damage

    Guys, this is getting crazy now, looks like Police already know that  sun umbrella  belongs to Pizza shop. When I spoke to the pizza shop guy, he agreed that the umbrella belongs to him and said, get the car repaired through the insurance. Then I spoke to the insurance and they asked me to speak to Polizei, who should ask Pizza guy to pay for the repair charges. Then I spoke to the Polizei and they asked me to speak the Pizza guy and request him to pay for the repair charges.    So, now I am in a deadlock situation.   Just want to know what I can do now. Looks like, the only option is going Legal, which will be very painful option.   Thanks,
  4. car damage

    Yes, I visited my insurance office, they asked me to visit the workshop, I have sent photograph of damaged car to their email address, but I don't have anything in written from them
  5. car damage

    BTW, how will I prove the insurance that  I prevented further damage to your car    by covering it up or parking in a garage now that it's damaged / open to the rain. 
  6. car damage

    Thanks, I have already given my car for the repairs, but I am loosing some money here due to Selbstbeteiligung: Vollkasko EUR 300/TeilKasko EUR 150, possibly nearly EUR 500.  I already have covered parking, but I returned at 5 AM from friends house and hence parked it outside as I need to drop kids at KG at 7:15 AM. After the accident, I did parked my car in my covered parking.  I have legal insurance too, but looks like going thru legal insurance is very painful.
  7. car damage

    Thanks, I have already given my car for the repairs, but I am loosing some money here due to Selbstbeteiligung: Vollkasko EUR 300/TeilKasko EUR 150, possibly nearly EUR 500.  I already have covered parking, but I returned at 5 AM from friends house and hence parked it outside as I need to drop kids at KG at 7:15 AM. After the accident, I did parked my car in my covered parking.  I have legal insurance too, but looks like going thru legal insurance is very painful.
  8. car damage

    I also think the same that liability insurance of the Pizza shop cover the damages to the car.  Police also visited the site, but didnt say anything about the ower of the umbrella to me. Also, how it will be proved that who is the owner of the umbrella. What if the owner deny that the umbrella belongs to him.   Should I visit police buro first and ask them about it. And, then call my insurance.   
  9. car damage

    Hello there Last night due to strong winds, someone's large sun umbrella has hit my car and as a resukt, rear window glass broken. It's a convertible car and there is some dents underneath the glass.   Police informed me about the accident in the morning and just said that insurance company can contact them if required. They didn't say anything about whom that umbrella belongs to? Is that normal? I know that umbrella belongs to a pizzeria shop where my car was parked.   Secondly, I would like to know how this accident will be covered by my insurance comoany I have full kasko insurance. As per document, it reads as Selbstbeteiligung: Vollkaso EUR 300/TeilKasko EUR 150. Do I have to pay EUR 300 for the dent and paint, and EUR 150 for the glass separately, so total EUR 450. Please advise. Regards, Sanjay
  10. real estate

    1.3%
  11. real estate

    Hi Gaijin   I already spoke to Interhyp and my house bank. They are ready to provide 100% loan.
  12. real estate

    Hi Mike This is why I need expert advise. prices are crazy here near by Munich as well. Even rental apartment are like 16 EUR per square meter.
  13. real estate

    Hello Guys Help me here on a real estate question. |I live in Freising in a city center 136 m2 rental house, with warm rent approx. 1700. Its a slightly old house but very nice in terms of location and space. Looking at the real estate prices. I zeroed down to a new apartment of 86 m2, costing 628000 EUR (exclusing Notar, etc.). I am really interested in buying this apartment as real state prices are rising up pretty quickly. But I dont want to move in this apartment myself and want to put it on rent. I am looking at 100% bank loan. My thinking is, I will get some rental income out of this apartment and will put some money from my pocket to pay the loan EMIs. I also know that, since, I will not live in the apartment, I can only sell the apartment after 10 years to exempt from Capital gain tax. I would like to hold his apartment for 10 years and then sell it. I believe, the apartment price may be double in 10 years and I can earn some money here. I know its a lot of hassle to rent an apartment, finding good tenants, paying tax on rental income, maintaining apartment and then reselling it? I believe, I need to pay 20% to 40% tax on rental income? Whats are the pros and cons of doing this? Please advise. Thanks,  Sanjay