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About drifterwayfarer

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  • Location Fulda
  • Nationality Canadian
  • Gender Male
  1. Rentenversicherung refund question

    I lived and worked in Germany for an year, and then left permanently. I have now lived in North America for more than 2 years. While I worked in Germany, a monthly rentenversicherung amount was deducted from my paycheck automatically. I'd like to get my contributions back. So I went to Deutsche Versicherung website, and it says:   Compulsory and voluntary contributions will be repaid to half of the original amount, top-up insurance contributions will be repaid in full.    The website I went to is: http://www.deutsche-rentenversicherung.de/Allgemein/en/Navigation/03_leistungen/03_beitragserstattung/beitragserstattung_node.html   So looks like I am eligible;e to apply for a refund. But I was surprised by the statement above. Does this mean that I'll only be refunded half of what I paid in total in that year? If so, what's the reason behind not returning the full amount? And will I still get a pension later corresponding to that half amount that the government keeps?   Thanks for the help