Lotzo

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  1. Buying a home in Germany 2022

    Hi LeonG, all this info is in the Wirtschaftsplan right? It is an apartment rather then house, yes.  
  2. Hi everyone,   I would like your advice on buying a home in Germany. in Besichtigungstermin (viewing appointment) what are the right/important questions to ask? Asking for a credit directly from a bank is it ok that they want all kind of really personal information just to give you a credit offer?! Einkommens- und Vermögensauskunft Kopie Personalausweis/Reisepass Lohn-/Gehaltsnachweise der letzten drei Monate Einkommenssteuerbescheid Kopie Kontoauszüge/Depotauszüge/Bauspar- und Versicherungsunterlagen   I requested the Grundbuchauszug der Wohnung from the Makler after the viewing appointment, but I was told that this will be given directly to the bank when we secure the credit and we really want to buy it?   Any help is appreciated. Thank you.
  3. Hello everyone ,   I change from Sunflower-seeds oil to Raps oil, because I thought is healthier.   Today I did some internet research and I found out that Raps oil is not really healthier...and in North America known as Canola oil which is made from raps seeds that were genetically modified. What I read is that in general all the raps oil for eating is genetically modified because otherwise is toxic and previously was used only in the industry.   I probably switch back to Sunflower oil which I also read is not so healthy, but in comparisons with raps is better.   Extra virgin olive oil I use pure on salads, but it doesn't work for cooking. The olive oil for cooking is also with changed structure...   Coconut oil or avocado oil is too expensive:(   In some articles I even read butter is better than all the vegetables oils...but the information is mixed.   Also I read in one place that yes Ghee is healthier but in small quantities.   Pretty confusing or That's why I wanted to ask you what cooking oil do you use and why. Mentioning brands that could be found on the German market will be appreciated.   Thank you!