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Everything posted by Marianne013

  1. double health insurance

    The official number for people without health insurance is < 100k, at least among people who are in the country legally (which the OP would be). Certainly not a million. As for not having insurance for the first 8 months and getting away with it, there are plenty of examples on these boards of people who didn't get away with it, and as you won't be paying their back-charged fees, please do not advise this. It really irks me, when people publicly boast about illegal behaviour as if it was a good thing. No-one is perfect, but I don't feel the need to tell everyone about my occasionally shitty behaviour ?! What good can possibly come of that ? As for the OP, I would start here: You will probably have to sort out your employment situation properly and then the rest will fall into place. And as RedMdige said, there are two insurance brokers on this board who have heard it all before and they might be able to help you. If you are aiming for citizenship I would make sure you play strictly by the rules, everything else comes under "how to make your life difficult".
  2. Has anyone any experience of working in the UAE?

    Yes, but the right to remain can be rescinded. E.g. I have settled status in the UK, and I can be absent for 5 years before it gets rescinded, but it's not for life. The OP should probably check with someone legal what the actual limit is, maybe it's all a non-issue.
  3. Has anyone any experience of working in the UAE?

    Yes, but even if you register at a friends address and not pay rent you can't get around the health insurance. Just being registered in Germany does not make a you a resident. I'm on a Germans in Britain forum and lots of people find that out every year.  It's one thing to do this while flouncing around the EU as an EU citizen as no-one really cares as you (usually) have a right to be in the country anyway, but the moment non-EU (stupid Britain) comes into play they all bets are off. If for any reason you try this DO NOT ANNOUNCE IT PUBLICLY in a forum.
  4. I wonder if the terms and conditions were updated recently ? That's the problem with electronic versions of this, you really need to save a copy of them on the day you book, but who does this ? If this the terms and conditions were the same on the day you booked, then you are shit out of luck. 
  5. High rent in sublet

    Charging above market rent is not illegal per se. Usually there's a limit, but it might be a lot higher than you think. This is where the Miterverein can help.  Also charging extra if furnishings are provided is also common, I assume if the washing machine breaks you would expect your landlord to fix it and not pay for it yourself ?   
  6. Neighbours musicians

    Honestly that was my first thought too. Much easier than moving a $%^ piano. And with Corona and a lot of people not having anywhere else to work but from home, you are extremely unlikely you'll get anywhere with your complaints. It doesn't sound to me that they are producing frivolous noise, they are just trying to get better and pass their next exam, which is what students are meant to be doing. What if they have scheduled lessons ? Your best bet is probably to ask them if the could avoid playing whenever your 1-2 most productive hours in a day are.
  7. Travel to the US and back.

    If the airline is still in business by then. My travel insurance is up for renewal and "airline failure" is now explicitly excluded, which it wasn't before. I bought some tickets for a while in the future (not to the US, but equally precarious) and I bought Lufthansa, because somehow I was sure it would be a state run airline by then.
  8. Ordering from USA to Munich...taxes?

    Usually when you move you do not have to pay taxes on shifting your own stuff. I certainly moved from the UK to the US and back with half my household and didn't have to pay anything. What you can't so is to include a crate of wine or similar amongst your possessions, once  your household goods start looking too unusual they get  suspicious. I would wager that a proper moving company could have shifted the above mentoned clothes without any customs fees involved.
  9. Suing employer for discrimination / wrongful firing

    ALG1 is contribution based, not based on need.
  10. Strange behavior at Deutsche Bank

    Well, they were meant to be phased out in 2018[*], but that got tangled up in an administrative quagmire. They are still working on it.  In 2018, apparently cheque usage was down my 20% wrt 2017, I couldn't find numbers for 2019.  That's not 'wide-spread' and most traders would really prefer you didn't write them a cheque, if you do use a traceable method of paying them they very much prefer a bank transfer. When I opened a new account at NatWest 2 years ago, I did not get a cheque book.  Maybe it's different in the country side or for old people, but times have moved on here.   [*]
  11. The problem here is that in absence of any evidence of a verbal contract, the default position to fall back is "no contract", there aren't really any alternatives.  
  12. Strange behavior at Deutsche Bank

    Cheque usage in the UK is not widespread; banks stopped issuing chequebooks except on request a while ago and plenty of places will not take them and that includes pretty much all major supermarkets and even the guy who cleans my windows once a year wants to be paid by cash or bank transfer, but no cheques. There might be some cheques of mine festering in a drawer somewhere, I certainly haven't used one in at least 6 or 7 years, if not longer.