Ben21

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About Ben21

Profile Information

  • Location Cologne
  • Nationality USA
  • Gender Male
  • Year of birth 1987
  1.   You have a residence card, right? Or a full page visa in your passport? If leaving from Zürich you show the border guards the card / visa, they scan it into their system and hand it back to you. When you arrive again in Munich / Madrid / Paris / Reykjavik / wherever inside Schengen, you show the border guards your card / visa, they scan it and if there are no issues, they hand it back to you and welcome you back in. (Sometimes the border guards stamp your passport out of habit, but it doesn’t matter). All of your data is stored in a central Schengen area database so they can tell what kind of stay permission you have, when you left and when you arrive. It will likely also alert them upon arrival if you are gone for so long a period that your visa expires.
  2. No issue at all. I've flown into and out of many different airports in the Schengen area with my German residence permit. Just show it to the border guards when you leave and enter. It's accepted throughout the area as a legal entry permit.
  3.   Just fill the forms out. You earn enough to support both you and your wife.
  4. Child's passport expiring

    I renewed my us passport by mail a few years ago. Didn't require a visit to the consulate. Maybe you can try doing that? If I remember correctly I got the passport back in about a week after sending in all the required documents.   ---------   Edit: Forget what I said. Didn't know children are required to appear in person. https://de.usembassy.gov/u-s-citizen-services/passports/renewing-a-childs-passport-under-the-age-of-16/   To answer your question I wouldn't worry. The required documents for a new passport say you can submit an already- expired one. As others mentioned though I wouldn't travel with the child until they get their new one.
  5. Change of tax class online

      I definitely would switch to 4/4. My wife and I were 3/5 for the last couple of years and when she started working we started having very large tax bills at the end of the year. Last year I owed 3.5k. Our tax advisor recommended we switch to 4/4 with Faktor and it made everything ok again.   This is with my wife making about half of my salary.
  6. Use CurrencyFair or TransferWise and send the entire amount. I wouldn’t leave any Euros in Germany personally, especially if your entire life is in the US... it just adds complexity and you won’t gain much from gambling with currency fluctuations. Put the FDIC limit into one bank savings account, put the rest into another that you own. You won’t have to fill out any paperwork— the IRS will be notified from your receiving bank and will probably not do anything about it. If on the very slim chance they do reach out, just provide the information that it’s an inheritance. Provided all the money is legally obtained, you have nothing to worry about.   Once you get it all to the US, speak with a Fiduciary Financial Advisor (one that charges by the hour and does NOT work on commission) to discuss your goals and how the money can be best invested.
  7. Noise pollution where the source is unknown

      This was my first thought. OP, is there a 24x7 operation going on in the industrial area?
  8. Advice on what to do after receiving Kündigung

      Not him, but for me a situation where it might make sense could be if your employer caught you doing something that’s borderline fireable but would rather save face for both parties by agreeing to a “mutually agreed separation” instead of letting a judge decide that you might owe damages to the company.
  9. Cross border taxes

    Not a tax expert, but AFAIK you owe Germany income tax + social security contributions on your worldwide income if you are resident in DE. You will have your Danish taxes taken out of your pay, but you should be able to claim those back based on double taxation agreements. Check with an accountant in both countries to make sure.
  10. Secretly reversing Kaution transfer?

      No it’s not possible to reverse an Überweisung initiated by you.
  11. German credit card recommendations

      I’ve read this as well, but I think there’s a small misunderstanding. Automatic payments work but it defaults to only 5% of the statement balance that will be automatically deducted. In order to avoid paying interest you have to make sure you manually transfer the other 95% every month.   I managed to get the card when it still allowed 100% transfers every month, but I probably would still get it today even with that no longer being the case. The card has saved me a lot of money over the years with withdrawing money from abroad for free. I still stand by it being one of the best free cards available here.
  12. Legal Help - Filing a Police Report

    You sound like you have all that's needed to go to court to get your money back, assuming you want to.  Though I would just follow El Jeffo's advice and issue him a Mahnbescheid.  They're super easy to do (follow the link he posted) and if he doesn't respond, you get your money back no questions asked.  IMO it's definitely worth it considering all that you have against him, especially the police saying they are investigating him and that you have other witnesses.   Unfortunately even if the police do arrest him and he is convicted, they won't recover your money.  You have to get the court involved in one way or another to get your money back.
  13. NRW state transportation card

    It’s not cheap, but you can buy a VRS Monthly Ticket for Zone 7. The cost is a mind-boggling 293.60€/mo. but it will allow you to go in and around Aachen + to Köln and Bonn as much as you like.   Check with your employer if they don’t offer a JobTicket to interns. That would make it vastly cheaper for you. Otherwise do the math yourself— a single ticket in zone 7 costs 17.50€ and a day ticket costs 29.40€. Usually monthly tickets are for people that commute everyday, but if you’re just going sporadically, it will probably be cheaper to just buy individual or day tickets when you want to visit either place.   Link to Info and prices: https://www.vrsinfo.de/fileadmin/Dateien/downloadcenter/Folder_Tickets2018.pdf
  14. Taking travel money to Sweden

    It’s tough if you only have Deutsche Bank though... there seem to be no free options to pay in foreign currency without paying an arm & a leg. Hopefully he has a credit card that doesn’t charge foreign transaction fees.   Btw I use the Santander 1plus VISA for all my purchases in foreign currencies. No fees at all (neither purchases nor ATM withdrawals), no annual cost... Would recommend it highly to anyone in a similar boat as OP.   Link: https://www.santander.de/privatkunden/konten-karten/karten/1plus-visa/
  15. Taking travel money to Sweden

      You will pay a 1% fee (minimum 1.50€) for each transaction when using your EC-Karte for purchases in a foreign currency.   Deutsche Bank has their fees on their website in English: https://www.deutsche-bank.de/dam/deutschebank/de/shared/pdf/List-of-Prices-and-Services-Deutsche-Bank-Privat-und-Geschaeftskunden-01042016.pdf