sumguy

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Everything posted by sumguy

  1. I'm looking for a Steuerberater with good experience with Canadian clients.   For example, I need to know whether there is income tax (not inheritance tax) on an inherited tax-free savings account (TFSA). I spoke to a lawyer who specializes in international inheritance cases, and he said it was complicated and he could only guess, based on how a US Roth IRA is taxed. I'd really like to find someone who has actually dealt with an inherited Canadian TFSA, with the Finanzamt, and similar issues. Any recommendations?
  2. Tax advisor / Steuerberater for a Canadian

    Just following up on this, because I have looked far and wide, and contacted several of the people who advertise here, but I still haven't found anyone who can answer from experience whether an inherited TFSA or RRIF is subject to income tax as a "pension" under the tax treaty. If anyone can recommend someone who has done this before (or some other way to find a concrete answer) I'd appreciate it...    
  3. Airfryers

    NYT/Wirecutter did a review of air fryers a few years ago, and found that they didn't really recommend any of them because actually a convection toaster oven works better for most things. The food gets spread out more on a tray, rather than balled up in a basket, so cooks more evenly. They softened their stance a little though, and say that a "pod" type of air fryer is good for small portions, if you don't want to use the counter space - but still recommend the toaster oven. I'd like to get one or the other, I guess I'm leaning towards the toaster oven type. Let's see if there are any "Black Friday" deals.   The 3 Best Air Fryers of 2022 | Reviews by Wirecutter   I'm also looking at this one, great reviews, but I can't quite work out what the advantage of air-frying your mobile phone is:   Ylife, mobile phone case compatible with Huawei, Samsung Galaxy A40, ZTT-B-14 : Amazon.de: Home & Kitchen
  4. Accused of torrenting copyrighted material

    Wow, after 13 years and 158 pages of this thread, people are giving out such terrible advice? Blave, I really suggest that you do *not* just bin the letter and ignore it!   It's possible that it's a pure scam, i.e. fake and not actually from Waldorf Frommer (now actually called Frommer Legal), so that's the first thing to find out. But it might be a valid claim, and Frommer is a legitimate law firm - double-check that it's a paper letter (not e-mail) and the contact details and bank account, etc. If it seems real, do *not* sign the form they give you (ever!) nor respond to the letter, nor hire another lawyer or service that promises to get you out of it for a lower cost, until you have a good understanding of what you're getting into. If you do hire someone to represent you, you can expect to pay at least €200 or more, and some are better than others. You can try to deal with it on your own, for example using something like this to generate a response letter: https://abmahnbeantworter.ccc.de/ - but that's more risky I would guess, and I have no idea how successful people have been with it. Some say to wait until you receive the "yellow letter" that is a court summons, before getting a lawyer, because your legal fees after that have to be paid by the complainant if they lose. But again, I don't know how advisable that really is.   Find a reliable source to educate yourself on the current state of things, and don't trust just any blog or forum post about it. There are lots of opinions, most of them ill-informed, many of them trying to sell you something. Information may be out of date, especially anything before 2017. Sorry, I don't have a good source to recommend offhand. I won't try to give you specific advice, because it's been a while since I had to look into it, and there have been a lot of changes in the laws over the years. In the past, the connection owner was considered liable, but that's changed, and it makes a big difference whether you actually did the sharing, or someone else. There have been court cases on exactly the situation you are describing, and rules set about how you can show that it wasn't you, and whether you are required to identify the person it was. Even so, it may or may not get you out of paying anything at all, but it won't be €1800. There's a chance you may need to throw your friend under the bus though. Good luck...
  5. I'm a non-EU immigrant with a freelancer Aufenthaltstitel. Is it possible for me to stop or reduce working, if I have sufficient savings? Or sort of semi-retire? Or do I always have to earn enough to live on from my business, regardless of my savings or investment income?   Since the pandemic, I've lost my main clients, and haven't been earning much. I'd like to make a change in the kind of work I do, but that will take some time. I've been told that I have to earn enough income to secure my livelihood, something like €500/month plus rent and health insurance. And that it doesn't really matter how much savings I have, I can't just live from my savings. But then how are people allowed to retire here?   I've been here for more than five years, and have a general work permit, but never got around to getting a permanent Niederlassungserlaubnis. I have enough savings that I could maybe take early retirement already, or at least semi-retirement (not taking my pension yet). But ironically, I'm worried now about not getting a permanent permit, not even getting my current one renewed, and being kicked out of Germany, for not making enough money. I suppose I could try to get some kind of office job or whatever, get the permanent permit, then quit. But can't I demonstrate that I have a secure livelihood from my savings, not only from work?