White Rose of Yorkshire

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About White Rose of Yorkshire

Profile Information

  • Location Stuttgart
  • Nationality British
  • Hometown Twixt Whitby & Hull
  • Gender Female
  • Interests History. Meeting people from different backgrounds.
  1. US Presidential Election Fallout

    This is also a live thread.     https://programm.ard.de/TV/tagesschau24/Live  
  2. Brexit: The fallout

    „Brexit trade deal: What are the sticking points?     1. Fishing   The UK wants most of that business back, and says it will prioritise its own boats after 1 January when it will become an independent coastal state, outside the EU's Common Fisheries Policy (CFP).   So, the dispute is not just about access, but also about a bigger share of the fishing quota for the UK fleet - not just where you can fish, but what you can catch.   But if there is no agreement on access to fishing waters, the UK won't get full access to the EU market, without tariffs or taxes, to sell its fish there.   Last year, around three quarters of UK fish exports went to the EU.     2. Level playing field   The  idea of level playing field measures, which appear in most free trade agreements, is to ensure businesses on one side don't have an unfair advantage over their competitors on the other.   If you cut regulations it can be cheaper to produce things, making some companies more competitive than others, and the EU is worried that the UK could do that in the future.   The UK, on the other hand, says the whole point of Brexit was to break free from following EU rules.     3. Resolving disputes   This is mainly about how the rules of the deal will be enforced in future and what happens if one side breaks them.   The EU has been pushing for powers to retaliate against the UK breaking the rules in one area, by hitting back in another - for example, imposing tariffs or taxes where it thinks they might hurt most. Such powers would of course cut both ways.   There's also the question of who might adjudicate disputes, and where precisely the European Court of Justice will fit in.   These are all hugely sensitive issues which will set the tone for the future relationship for years to come.     So can a deal still be done?   It's certainly possible that a basic trade deal can be done in the short time that remains. But both sides are going to have to make concessions quickly.   It's also worth remembering that the negotiations are not just about trade with the EU (which accounted for 43% of UK exports in 2019 and 51% of UK imports).   There are important talks, for example, about police and security co-operation as well. The UK had wanted to maintain the same access to shared databases that it has now, but the EU says that isn't on offer to non-members.“   https://www.bbc.com/news/52937766      
  3. Support for Excel 2010 ended on 13.10.2020

    I can still use Excel but the text I mentioned above has got me really worried. Thank you both for your help much appreciated.
  4. Support for Excel 2010 ended on 13.10.2020

    I was working on my pc when the following message came on my screen in red.    Microsoft Excel Fehler bei Produktivierung . The same message appears by Microsoft Word   I then got a message saying that support for Excel 2010 ended on 13.10.2020. It then shows another screen with Microsoft 365 kaufen.  Has anyone else experienced this?     Do I really have to buy Microsoft 365 or is it possible to somehow update the old version?  
  5. Brexit: The fallout

    It might be a bit difficult for non-Brits to understand but in my opinion protection of the British fishing industry and French opinions of their fishing rights is and will continue to be a really big problem. A real Le Bust Up according to the Daily Mail.   https://www.bbc.com/news/blogs-the-papers-55195900  
  6. Brexit: The fallout

    Here is the latest update.   "In a phone call today on the on-going negotiations between the European Union and the United Kingdom, we welcomed the fact that progress has been achieved in many areas. Nevertheless, significant differences remain on three critical issues: level playing field, governance and fisheries. Both sides underlined that no agreement is feasible if these issues are not resolved.   Whilst recognising the seriousness of these differences, we agreed that a further effort should be undertaken by our negotiating teams to assess whether they can be resolved.   We are therefore instructing our chief negotiators to reconvene tomorrow in Brussels. We will speak again on Monday evening."   https://www.gov.uk/government/news/joint-statement-from-european-commission-president-von-der-leyen-and-uk-prime-minister-boris-johnson?utm_source=9b6b5317-b99d-4bc5-8bce-922af56eb4f8&utm_medium=email&utm_campaign=govuk-notifications&utm_content=immediate
  7. Brexit: The fallout

    It is not all doom and gloom. Unilever is now Unilever plc and has moved its headquarters to London. The British film industry is booming. The American Sky Company is planning to open a new film studio in Hertfordshire in 2022. Netflix has signed a contract with  Shepperton Studios  in London and Disney has formed a partnership with Pinewood studios.
  8. SCHUFA

    A positive Schufa ratting means that you either don't have any debts or you always pay your credit rates on time.   Could it be that you don't have a permanent work contract or the amount of money you want to borrow is too high?   https://www.google.com/search?client=firefox-b-d&q=schufa+positiv+rating
  9. Ripped off by a Steuerberater

    I really feel sorry for you in this situation but it is no use throwing good money after bad. The first thing anybody will ask you is why did you send the documents if you didn't want them to do anything. Can you prove that you gave instructions not to file your tax claim at the moment? Did you really believe they would just look at your documents or store them free of charge somewhere until you contacted them again? The best thing you can do is ask to pay the amount in monthly rates and try to get some sort of financial assistance.     There are some goverment schemes to help self-employed people. Details about the latest scheme will be unveiled at the end of this week.  https://www.toytowngermany.com/forum/topic/389106-financial-aid-for-self-employed-people/    If you cannot apply for goverment aid for self-employed people, you can apply for Grundsicherung assistance but will be required to give details of your savings and the financial situation of anybody you live with.   These are really hard times and I wish you the best of luck.
  10. What do they mean by a "limited period?" A few minutes, hours or days?     You can contact the Datenschutzberhorde of your Federal State.https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html    
  11. Health insurance and unemployment benefits due to low self employed income

    Everybody in Germany must have a valid health insurance there are no exceptions.   Financial Aid from the goverment for self-employed people has been in place since April. Google Corona Hilfe and see links below. Unterstützung für Selbstständige und Unternehmen im November https://www.bundesregierung.de/breg-de/themen/coronavirus/info-unternehmen-selbstaendige-1735010    https://www.toytowngermany.com/forum/topic/389106-financial-aid-for-self-employed-people/   The Verband der Gründer und Selbständigen Deutschland e.V. has a wealth of information on their homepage and there are regional groups in most areas.https://www.vgsd.de/   
  12. Company work for was acquired, can they force me to change my direktversicherung

    It depends when your Direkversicherung began, see links below. If you terminate your Direktversicherung you will have to pay back the tax  you saved on all previous payments. You can continue to pay as a private person but there will be no tax advantages. I would suggest you make an appointment with the company who deal with your Direktversicherung before you sign  or agree to anything.   https://www.transparent-beraten.de/betriebliche-altersvorsorge/jobwechsel/   https://www.transparent-beraten.de/betriebliche-altersvorsorge/direktversicherung/#stellenwechsel
  13. Financial Aid for self-employed people

    Das Bundesministerium für Arbeit und Soziales  has an online question sheet to help self-employed  people  (who have a loss of earnings due to the Covid 19 situation) apply for the correct financial aid. https://www.bmas.de/SharedDocs/Downloads/DE/PDF-Infografiken/20201027_lotse-corona-hilfen.pdf;jsessionid=017694269E940FAAB20BE32CB5912DE9.delivery1-master?__blob=publicationFile&v=2 https://www.bmas.de/DE/Schwerpunkte/Informationen-Corona/lotse-fuer-corona-hilfen.html
  14. Brexit: The fallout

    According to this statement, all EU members will require a passport when visiting England as of October 2021.   "The updated GB-EU Border Operating Model:   Maps out the intended locations of inland border infrastructure. The sites will provide the necessary additional capacity to carry out checks on freight.   Announces that passports will be required for entry into the UK from October 2021 as the Government phases out the use of EU, EEA and Swiss national identity cards as a valid travel document for entry to the UK. Identity cards are among the least secure documents seen at the border and ending their use will strengthen our security as the UK takes back control of its borders at the end of the transition period.     Confirms, after extensive engagement with industry, that a Kent Access Permit will be mandatory for HGVs using the short strait channel crossings in Kent. The easy-to-use ‘Check an HGV’ service will allow hauliers to check if they have the correct customs documentation and obtain a Kent Access Permit."       https://www.gov.uk/government/news/government-publishes-updated-gb-eu-border-operating-model  
  15. The 2020 US Presidential candidates

    Thanks, so it is Bidon as in Bye.