generalmartok

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About generalmartok

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  • Location Germany
  • Nationality Timelord
  • Hometown Gallafrey
  • Gender Male
  • Year of birth

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  1. Consumer Protection or Fraud complaint agency?

    Hey there..    Their Impressum says : Aufsichtsbehörde gem. §34 d Abs. 1 GewO ist: Industrie- und Handelskammer Südwestsachsen Straße der Nationen 25, 09111 Chemnitz   I also found this online.    Is the Schlichtungsantrag the right process to start? I don't really want to make a claim against this individual since I am already filing a civil lawsuit for making my claim. What I want is for this person to face consequences like fines or even jail time because in my opinion, what they are doing is nothing short of criminal. I guess I will contact the IHK in Chemnitz?    Edit : Can I just bring the matter to the police?    Regards, 
  2. Where to shoot firearms?

    Google gun clubs (Schützenvereine)  in your area. Most will only have air rifles/pistols and small caliber firearms. Find one that has the type of ranges that you are looking for. Be aware that most gun clubs are for sports shooters who usually have their own firearms. So if you are expecting to find a place that will rent you firearms and sell you ammo to shoot at the range, I doubt there are very many of those. I think there are some places offering IPSC style shooting. Use google to find one in your area.
  3. Affordable Lawyer to help w/ Customer Dispute

    I can't comment about the Verbraucherzentrale since I have had no experience there. Maybe someone here that has, will come along soon. With regards to finding a lawyer, it depends on what type of claim you have. You could try googling "Anwalt Verbraucherrecht Berlin" and make some calls. Also you might think you have a good case against the company but that not always necessarily be true. And you have to remember that, a lawyer gets paid either way, whether he wins your case or not. If you could share some more details of your story, people here might be able to give some inputs.   Edit : Like if your dispute is with Vodafone or O2, you can be sure they act in bad faith all the time. But unfortunately you will have a tough time making them pay for anything since most likely they covered their legal obligations to the letter.
  4. Affordable Lawyer to help w/ Customer Dispute

    Most lawyers charge a flat consultation fee but this does not include writing a letter on your behalf. I think that it's 120-250 Euros but I might be wrong. To write a letter on your behalf, they will have to bill you according to what the dispute is worth. You can use this tool to find out how much https://anwaltverein.de/de/service/prozesskostenrechner Put in the claim amount under "Streitwert" and deselect everything except "Außergerichtliche Vertretung" (out of court representation) and you will get the number.   This is just based on my experience and I am no legal expert. I have no experience with the Verbraucherzentrale. I imagine they might investigate but not sure if they will claim your money back for you.  
  5. Costs for a Versicherungsberater

    After I posted this, I was searching and found this site where it says :        
  6. Costs for a Versicherungsberater

    Hello all,   Due to fraudulent behaviour of an insurance agent (Vermittlerin) I was put in risk of losing insurance cover (vorvertragliche Pflichtverletzung §19 Abs. 1 VVG). To fix this problem I am paying a consulting firm to work to me on two fronts (work with the private provider to see if they will let me stay either with or without a "Zuschlag" and a public provider who will accept me if the private provider lets me off the contract, and with a lawyer to build a case against the company that represents this quack insurance lady, and to appear in court as witnesses if necessary.) Details: For this consulting work, they have invoiced me 2000 euros (plus 19% VAT). A lawyer is involved to help claim these costs from the court. At the moment the lawyer is unsure about the costs for a Berater for this kind of work (if it is "marktüblich"). I thought of asking the experts here just to have some additional information. So, for consultation work according to §59 Abs. 4, is there a sort of a table or anything (like the lawyers have with the Rechtsanwaltsvergütungsgesetz) of that sort?   Thanks in advance!
  7. Consumer Protection or Fraud complaint agency?

    I have a dispute with a fraudulent insurance agent (details here ) and have a question regarding filing criminal charges. Since most legal insurance companies seem to not cover costs of filing charges (just defending charges filed against you) , I was wondering which is the best way to make sure she is dealt with by the law if guilty. Can one contact the Staatsanwaltschaft directly? Ultimately I just want her to not do this to more unsuspecting clients what she did to me, and get away with it each time. But at the same time, I don't want to end up with the costs myself.
  8. Switching from Private to Public health Insurance

    Hello all,   Due to fraudulent behaviour of an insurance agent (Vermittlerin) I was put in risk of losing insurance cover (vorvertragliche Pflichtverletzung §19 Abs. 1 VVG). To fix this problem I am paying a consulting firm to work to me on two fronts (work with the private provider to see if they will let me stay either with or without a "Zuschlag" and a public provider who will accept me if the private provider lets me off the contract, and with a lawyer to build a case against the company that represents this quack insurance lady, and to appear in court as witnesses if necessary.) For this consulting work, they have invoiced me 2000 euros (plus 19% VAT). I plan to make a claim against that company to recover these costs. My question is, is there kind of regulation (like the lawyers have with the Rechtsanwaltsvergütungsgesetz) or a table by IHK or any other governing body for insurance consultants? Details of the consultation agreement here : The lawyer said at one point he needs to make sure that the money I paid for this work is "marktüblich". I just wanted to hear from the experts on TT about their opinions.   Thanks in advance!
  9. Two different questions related to finance

    Hi,   Thanks for your reply. You're right, normally I would have directed my questions to this person. But this individual also fraudulently sold me private health insurance by answering the questions regarding preexisting health conditions herself with "no" being fully made aware of my preexisting conditions, thereby almost causing me to lose insurance coverage had I not, by chance have been comparing tariff plans myself, and run into another broker with an actual license and a IHK number. A lawyer is now involved and I don't wish to communicate directly with this individual and of course do not trust anything she might have to say. I'll try to get more information regarding the exact terms I signed up for. Also, if the bank were to know they worked with a Vermittlerin without verifying her credentials, they might be more forthcoming about letting me out of it.   I just wanted to get a second opinion.   Cheers
  10. Two different questions related to finance

    Hello community,   Apologies that I am starting a new topic. I tried to ask one of my questions in an old thread but I don't know how to "reactivate" the thread and I'm not sure if anyone is reading those threads.   I have two questions. The first is about Riester. My wife and I started paying into the Riester Rente from January this year. Is it possible to cancel Riester? I imagine we would only get back what we paid in and not the govt. contributions? Since we didn't yet do our taxes this year, we haven't made use of any tax rebates. Do we stand to lose any money because of any costs due to overhead (Abschlusskosten)?   My second question is about capital gains. I have an account with DEGIRO and have bought some shares of common company stock off and on over the last year or so. As I understand it, since DEGIRO is regulated in Europe, whatever tax I have to pay on gains I make from trading or divident payouts is deducted automatically from the broker. So far the tax verein was satisfied with the yearly statement that I could relatively easily print from the trader app. My question is, since I pay tax on capital gains, can I also offset my costs from my taxable income? For example, if I got a premium account from TradingView that costs me say 10€ a month, could I offset this? I am an employee.   Thanks very much for the replies!
  11. Taxation of Stock gains

    Hey guys,   I hope this is the right thread to ask my question. So a while ago I started buying some shares of common company stock through a broker (DEGIRO). When I mentioned it to my tax verein the lady asked for a statement each year which I am able to print out relatively easily from the app directly. So as I understand it, the broker is already deducting tax at source on any gains I make through trading. My question is, if I was to say pay subscriptions to any services (say like getting TradingView Premium etc.) could I offset those costs from my taxable income, even though I'm an employee?   Thanks in advance!
  12. Job contract ending in few days - no extension (yet)

    Ok, don't take this the wrong way, but you are now just making up scenarios that don't exist in reality, and then asking if that would be a problem. I cannot comment on asylum permits, but I don't think you will be ever asked to not leave that city or travel with a regular work visa. So just relax and try to stop imagining "but what if" situations  
  13. Job contract ending in few days - no extension (yet)

    I think you are overthinking this. It is still the same job and same industry. You didn't start working in say, insurance.
  14. Job contract ending in few days - no extension (yet)

    Only the Ausländerbehörde can tell you if you need a new "Zustimmung" from the Bundesagentur für Arbeit for a same job with a different employer and really quite depends on the type of work visa you have. For example, I imagine with a Blue card, you would only need to inform the ABH of the change in employer if it were within a certain cool-off period (2 years I think). It would generally be good practice for you to inform the ABH of any changes in your employment status until you have a permanent residency with no work restrictions. This is of course, just my opinion. I imagine if you got a new job there would be an overlap period due to serving notice period etc., where you could do the approval process. In any case, I don't recommend starting work at the new job until your visa is sorted out. The ABH told me in my wifes case, that this could be a problem later with immigration etc. and advised to wait until the visa was changed to the new employer.
  15. Job contract ending in few days - no extension (yet)

    Which is your current valid contract? By that I mean with signatures of both parties? Do what it says on that one. "A new opportunity might be available" is not a justification for not meeting your obligation within the stipulated time frame. But I am not a legal expert and hence you should go to the Job center because only they can tell you what you must do. In my experience you do not need an appointment to register yourself as "unemployed". Just expect to wait in queue. From what I understand you should have done this already end of May for a contract expiring end of June.