Camm

Just open an account with Vanguard Germany (or Blackrock) and invest in the Eftf for S and P 500 that they offer. 10.7% per year over the last 30 years on average.   Not rocket science to Google this info.

Not quite sure why anyone would choose to book a hotel room near a central train station area unless they can't understand a transport map!   Anywhere in the world, it will not be a true reflection of the city staying in the central train station area but Munich is perfectly safe for normal non dickhead people.