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About BayrischDude

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  • Website www.lederwaren-allgä

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  • Location Kempten
  • Nationality Boar-isch
  • Gender Male
  • Year of birth
  • Interests Recently I decided to gender identify as a throw rug.

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5,319 profile views
  1. Banks have utterly lost their mind...or have they?

    When I was in Scotland last year, I used my AmEx card and somehow the number was obtained and used simultaneously in Spain.    AmEx blocked it immediately and contacted me after.  I was not asked to verify who I was!  But there is a huge difference between AmEx and other card issuers.  I just find it odd that this particular card issuer knows my home and mobile numbers and I still need to verify who I am.  They do this each time they call and I refuse to provide the requested info.  Days later, a letter is delivered via the post.  As this seems to be their MO, there is a 'hoch tier' who is directing them to do this.  Company policy.  This baffoon or group of baffoons (would that be a murder of baffoons or a herd?  Perhaps it's a gaggle!) is utterly clueless and is scarily out of touch with current affairs and a nervous / scared public.  I buy numerous online products for my business, but I won't register online with a new company until I do a little due diligence to make sure I am not offering personal data to a fake website.
  2. This is quite perplexing, to say the least.  I often envision a bank's CIO, CSO or CTO as someone round 50 years of age, educated, but lacking true up-to-date scams and fraud.  However, I am often hopeful they surround themselves with younger, more aware, information, security and technology experts.  But do they listen to these people? I use Sparkasse for my personal and business banking.  They leave me fairly in peace.  I do, however, have to credit cards.  Hate them, but sometimes necessary. Over the past few weeks, one has been ringing on both my home-shop line and my mobile.  I know it's them, but I chose to play dumb, because what they do is mind boggling.  They ring me and ask me for identifying data!  I recall all too well PayPal's remarks of, 'we will never ask you for your password.'  I think Amazon had a near same phrase.  Is it possible to mask a phone number?  Aye, it is!  It can be done, albeit difficult and costly.  But to ring a customer and ask them to provide date of birth and address to verify who I am...?  I asked the same of the caller last time they called.  Oddly, she refused. Is this becoming the norm?  Have banks suddenly lost all knowledge of scams and fraud (along with the noodle between their ears) to go down such a dangerous path to ring a customer and ask them to identify themselves?  I hope no!  Thoughts...or am I being too...worrisome? Perhaps the old fraud investigator in me has never truly left.  
  3. Shop window monitor...suggestions

    Aye, it does...automatically.  It has several features, albeit nothing fantastic, but suits my needs.  There is a built in timer so it starts at 9 and turns off at 11pm.  Can also change the brightness and colours a wee bit.  It's not overly flashy with the built in slideshow and that can be changed as well.  I''m quite pleased.
  4. old school car key cutting

  5. Medical overbilling

    Doctors and hospitals are notorious for this.  Sometimes It's an honest mistake from the billing people other times it is out right fraud.  In your situation, as you've dicussed it with him, it is going to be your word against his.  Nice that you have a medical degree, but it most like fall on deaf ears.  I suggest you forward the bill to your insurance for reimbursement and find another eye doctor.
  6. I woke up blind in one eye this morning

    Wishing you a speedy recovery, @john g.
  7. I woke up blind in one eye this morning

     eh...john...  ??? 
  8. I woke up blind in one eye this morning

    Hopefully you're finally on the mend...Captain Greybeard!   The pirate look suits, john!  All you need is a pair of boots and a sword.  
  9. Shop window monitor...suggestions

    A wee update.  Bought a digital picture frame.  Size is perfect (15" diagonal) so it won't take up a shite load of space in the smallish shop window.  USB port, completely stand alone, easily updateable, power cord, remote (not needed) etc.  Cost was only 35€.  Nice. 
  10. Dodea retiree

    @Kimla, when I left government service in 2009, I only needed to visit the USAREUR Registry of Motor Vehicles.  I showed them the USAREUR driving license I had and they created a letter in English and Germany, which I took to the German office to obtain the German driving license.  No course was necessary.  Although the course your parents took is decades old, it was the German version course, merely offered in English. USAREUR began doing such in the 1980s as it made no sence to test people twice merely on the ground of stepping out of the cover of the SOFA.  A USAREUR license is no different than a German one based upon testing - theory and practical. Perhaps things have changed since 10 years tim and USAREUR no longer does such, but worth a try. As far as the car goes and the idea of taxes.  If I recall correctly, the German Government will mandate a two years no sell rule on the car.  It is due to taxes.  Because their car was purchased tax free, they don't want your parents selling it so soon after leaving government service. Again, that might have changed as well.  
  11. Has the internet made us dumber and nastier?

    Without those wee arsholes and fookery, we would never appear to be as intelligent as we are.  We need them! Someone once said regarding a very stupid remark, 'that was an insult to my stupidity'.  Love that phrase!
  12. Has the internet made us dumber and nastier?

    'Us' have been stupid since...fookin forever.  There is now a means to spread this stupidity further and infect others.  Be it flat earth, anti-vaxers, Bielefeld does not exist, we never went to the moon, the USA is not a country but a business, etc. To counter this and for those of us who dare think or engage that wee noodle between our ears, we are able to gain additional knowledge by use of the interwebs.  How nice is that?  I recall as a child the encyclopedia books and read them constantly.  Seems each year an additional book would arrive and be added to the bookshelves.  Today, no longer a need.
  13. Shop lifting and impact on residency or Blue Card

    OP, shoplifting is no serious crime, unless the bottle you stole was extremely expensive.  The police and state's prosecutor don't want to read your excuses.  Just offer them the facts.  You messed up.  Period.  Offering things (I highlighted above) would be viewed as a contradiction by the police and prosecutor.  Just facts. This is akin to a traffic violation as it is minimal.  You will, most like, no be in court and hence no conviction, which is what ends up on a good conduct certificate.   However, you will have a police record.  How this impacts your Blue Card, I cannot say.  When your card comes up for renewal, it will fall on the migration office to determine an extension.  They could choose no to due to this incident or could choose to overlook it.  Ignoring the police request for more information would not be wise.  Answer it immediately.  If you choose to involve a lawyer, there would be a chance of going to court.  Give it a wee good think.  
  14. Tax Evasion - Can spouse or children be held liable?

    To a degree, yes.  If the taxpayer died and owed taxes, the estate would be held liable first.  If selling the estate did not cover the owed taxes, then the German Government would turn to the spouse and or kids (depending upon age) for the remainder.  There are certain circumstances where to spouse or kids are not held liable, but I cannot recall specifics.  I would imagine that mentally handicapped would, to a degree, be included in the above, but it would depend upon the type of handicap and government monetary support. When one dies here in Germany (and other countries as well) the inheritance is not only for the good, but bad as well.  If one assumes the assets, then one assume the debt as well. Fled the country?  Not sure.  Germany has numerous extradiction agreements throughout the world and it would highly depend upon the amount owed.  A few hundred yo-yos, probably not worth the effort.
  15. OP, look at  I just now looked and there are numerous groups in your area.  There is likely something that meets your requirements.