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About zephyr

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  • Location Munich
  • Nationality Private
  • Gender Male

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  1. Telc B1 exam experience(Horrible)

    I am sure you did just fine  - I remember from my Telc exam experience as well- I found it difficult to hear the recording due to acoustics in the examination hall. The verbal part of the test was with fine as long as one continues the conversation and does not stop completely. In the written part they had scores for writing the address , date and greetings at the right place in the letter - in the end the scores I received were certainly generous. All the best !  
  2. As we move to a new apartment, our TV rack is up for grabs. TV Rack - BESTA 180cm x 40cm x 20cm. Good condition. Pick up in Schwabing Nord.  PM for pictures  
  3. we have two favorites at the moment -  Daawat at Scheidplatz has a lovely Biergarten and Hindura in Trudering.      
  4. What is a " Vorfaelligkeitsentschädigung" ????

    Thanks - the explanation is very helpful. I read online that the maximum statutory period of Vorfälligkeitsentschädigung period is 10 years. Post 10 years the payment of penalty is not applicable. Is this correct? Ist eine Vorfälligkeitsentschädigung bei Verkauf vermeidbar? Generell können Sie, unabhängig von der Laufzeit der Zinsbindung, Ihr Baufinanzierungsdarlehen nach einer Frist von zehn Jahren kündigen - und zwar ohne eine Vorfälligkeitsentschädigung zahlen zu müssen. Die Kündigungsfrist beträgt sechs Monate (§ 489 BGB).