WhyNot_DE

if both of you work with similar incomes, the difference will be minimum.   if you filled a joint tax return, then your marriage is considered for the whole fiscal year

small bump if this was lost in the mix 

Another year another set of questions to @PandaMunich or anyone that may help     Situation last year Wife was in Elternzeit although in the Bescheinigung still shows a very small amount of "Lohn" which I don't know where it comes from, nevertheless I put in Anlage-N  -There is an entry in Lohnsteuerbescheinigung (line 15) about Muttershaftgeld that I wrote in line 28 from Anlage-N (Lohnersatzleistungen  )   But now I do not know where to put: - Elterngeld received by wife (directly from the state) - Shall it go in same line ? - I had prepaid a portion of taxes due to owe more than 400€ last year, shall I write this somewhere? I did 2 payments during last year and one this year, shall I write the total, or nothing? - Kindergeld has to go in Anlage Kind?   Thank you very much for the inputs, I hope I am missing only these 3points to finish this year's return (pretty basic otherwise)   WhyNot

Guess this is the result of Schäuble stating Centeno was the "Ronaldo from the Eurogroup"  EU needs a common tax agreement if doesn't want to collapse in the next decades.    

thank you, was just clarifying!    

Thank you @El Jeffo shall I make a reference to some law about this "Sonderkündigunsrecht" ?    

Hello,    today I got a letter saying that from the 01.03 the price of my service is going to increase - same contract and same Laufzeit according to the letter.    my question is if this is a valid reason for cancel my contract. I have been wanting to do this for a while now.    Thank you     

Once again thanks,    I am not sure about this "dispo" will check it as soon as possible.   Like you say I am frustrated, mainly when I have colleagues who just landed here and get a CC and so on. I just want to understand where did I screw up because ultimately it may be my own fault   Thanks

Hey @Smaug thanks for your tips,    I do not move since 2013 previously only other address in Germany. I had only other bank account but since 2015 I have a joint account with my wife and a phone contract   Your last point makes sense and I didn't realize this. Around 2014/2015 I made a couple of attempts to open DKB account and at the time DAB (now Consors) and an attempt with Postbank to get a CC. They were all rejected without any specific reason, but after some research I assumed it was my Score and that Visa/Mastercard were rejecting the application.   All these "attempts" have expired in Schufa and I am working with a Prepaid-card, which is fine, but sometimes unconvenient while on business trips and whatnot.    I am just clueless on why this is the case, it is not a huge problem so far, but I plan to take a loan for a house and so on, and then the higher the score the better   Thanks again for your inputs

Does anyone had the score "unchanged" for a year? My score is currently under 97% for the past year (I get quartly updates) and I can't understand why. VISA won't give me a credit card cause score is low (I suspect) therefore I can't "build" credit history.    Will Schufa give me any further information on why or if there is something I am missing for my score not being increased? or does everything lies under the "secret formula" for calculating this?   Thank you      

Good news overall, hope it is not so they increase 0.5% next year. I had the idea that many Insurances were complaining that premiums were not enough to pay the coverage. seems this news say the opposite.