LeChamois

Not getting along with flatmates is a rather common problem. As most people would not move in with somebody they dislike beforehand it's probably fair to say that issues appear after a few weeks or months. I wouldn't want to be stuck in a flat with two other people for a year if it turned out we were clearly not made to live together.

I did not get to vote. That is a fact. You need to see a doctor.

I care about the result and I was not allowed to vote, as has already been pointed out to you. Repeating things that are simply not correct doesn't make them right.

The right to vote was lost after 15 years abroad. Sign it!  Revoke article 50 and remain in the EU

As long as you are a British citizen you can sign the petition to Revoke article 50 and remain in the EU You didn't get to vote in the referendum so this is your opportunity to speak up!

@Cherryalessia You didn't mention having tried the gym. If it's really just the back ache bothering you then imho that should be the first thing you look in to.

Hmm, you are in your mid 30s and have so far managed to save €115k. Now you are taking a gamble on an asset currently valued at €900k, at the current rate, more than you would save in your lives. If house prices drop by only 11% your life savings will be wiped out. There is a fair chance this will work out just fine for you but I am with Mike Melga on this one, that's a gamble you can't really afford to lose.

  I did the Maths 10 years ago. My Maths was probably right but I was still wrong. Monthly interest payments were actually less affordable then - think 4-5% interest. Yes, prices might collapse but then again they might not. There are sound reasons to believe interest rates will stay close to zero for the next few decades, mainly not to bankrupt Southern Europe. Who knows, perhaps the ECB might even embark on an Abe-themed trip, if that happens you might want to pile up as much debt as you can. Then again, the ECB might not. It is difficult to make predictions, especially about the future.

That is the answer. It takes 15-20 years of full-time study to learn a first language to the level you are talking about yet somehow otherwise reasonably-minded people expect to learn a second one by going to evening classes twice a week for six months. The B1 and B2 levels are nowhere near the ability to write properly, if you are at B2, also in English or any other language, that means you will probably only get the most basic sentences right, even C1 means you will still be making mistakes all the time.

The court has now decided that Airbnb must hand over data to the city of Munich. You are not allowed to let your flat to tourists for more than 8 weeks a year.

No, I sent a plain letter I had written without a lawyer only two lines long, more or less my first post above. And filing a court case is not that much trouble anyway.

Once again, I am not a lawyer. However, it is precisely because he is a professional scammer that you should sue him. Sending in a bailiff will have no effect because there is nothing a bailiff can take. If he continues to amount bills he cannot pay or borrow money he doesn't intend to pay back then that is fraud, and once convicted he would have to pay the fine or go to prison. You suspect he has money so faced with the alternative of going to prison or paying up most people would probably not want to go to gaol. In my experience no lawsuit was necessary, the threat was quite enough.

I cannot see when he was first declared bankrupt. I am not a lawyer but it is my understanding that if he borrowed money from you after his "Eidesstattliche Versicherung" then it is clear that he never had the intention to pay back the money he owes you, which amounts to fraud. Whether this is correct or not, I once threatened to file a lawsuit on these grounds and the money turned up within 2 weeks.