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  2.   Stocks at the moment are difficult to predict because they are effectively linked to Trumps twitter account.
  3.   I'm hearing from you: mix diversity with a dash of high risk? Sounds like the philosophy of 7:3 World:EM ETFs !!
  4. Hello,   I am new here, but I am happy to have found such great forum discussing life in Germany and help foreigners understand the system.   Background: I am located in Munich and I obtained my master's degree in computer sience from TUM in 2017. I have been working since then with blue card for 22 months.   Questions/Doubts: As far as I understood from several websites(e.g. munchen.de), I can apply for Niederlassungserlaubnis after 2 additional months(since I am a garduate with 24 months of work experience in the same field). However, I am not sure what the required german proficiency level is. Is it A2 or B1?    With that being said, I know very well my German is pretty bad and would never meet the B1 level (given this is the case). I am planning to continue German courses soon, but it will take me some time. In that case, can I apply after 33 months with A1 level? And do I need to stay with the same company till the 33 months are over or can I relocate to another city with different company and still the 33 months get counted?   Thank you in advance and I apologize if some of the questions are redundant to other posts.  
  5.   It depends on what you think will make money in the future. Everyone is different.   I have an ETF which is based on companies which specialize in AI, robotics and autonomous driving. At the moment the companies make little money so the ETF is worth very little but in the future who knows. I don`t need the cash so I can wait.     
  6. Permanent residence for freelancers

    Thank you for your reply! My confusions are: 1. Public pension isn't required for freelancers, therefore many freelancers do not have it. I have read in some websites saying that for this reason public pension isn't required when freelancers apply for permanent residence. That's why i am not sure... 2. IF it is really required, can I pay back a one-off pension contribution covering the past 60 months? would it work or is it too late? 3. I am going to get married with a EU national (non-German) soon. For this reason my visa type will probably be changed from freelancer visa to spouse/family reunion visa. But spouse/family of EU nationals doesn't fall into the category listed here for permanent residence ( https://www.berlin.de/labo/willkommen-in-berlin/dienstleistungen/service.493516.php/dienstleistung/121864/ ) , which are: anerkannte Asylberechtigte und Flüchtlinge ausländische Absolventen deutscher Hochschulen Familienangehörige von Deutschen Inhaber einer Blauen Karte EU Kinder (ab 16 Jahren) Selbständige Therefore I am not sure if I should just keep my own freelancer visa even after I get married, so that I can apply for the permanent residence as the "Selbständige" listed above... I don't know if changing my visa to "spouse visa" would make things more complicated when applying for permanent residence... Thank you very much!  
  7. What made you smile today?

    I might have been tempted to stick a pen in the crack. Or maybe start drawing a nice tatoo right hand side to it. Its bulging out so nicely waiting for a sun or a Winnie Pooh drawing.
  8. This week we have a Toytown reservation for 7:30 pm at Taj Krishna, Nymphenburger Str 193, 80639 München. Nearest station: Rotkreuzplatz U1/7 and 53, 62, 63 bus OR Neuhausen 12 tram. If the weather gods are kind to us we will sit outside on the terrace!    1. ex-essex (Paul)  2. HughK+1  4. Emma  5..    Please copy/paste the last list into the reply and add your name As Soon As Possible, at the latest 5 pm Wednesday. 
  9. Today
  10. Permanent residence for freelancers

      What exactly do you find confusing? They've actually managed to explain it quite well.
  11. Jokes

    My daughter just passed her driving test and asked me to buy her something cheap to run around in. So I bought her a pair of trainers from Lidl.
  12. What made you smile today?

    It's a shame she didn't have a cigarette in her hand.
  13. Worst jokes ever

    It's a tough job being a Custom's Officer, you have to start at the bottom and work your way up.
  14. Peanut butter shortage - help!

    our local Penny has been out of PB for weeks, but the Netto ("orange Netto", not "Hunde Netto") nearby still has it.  I don't know if Netto has a different supplier or if Netto customers don't eat as much PB.
  15. Permanent residence for freelancers

    I read this ( https://www.berlin.de/labo/willkommen-in-berlin/dienstleistungen/service.493516.php/dienstleistung/121864/ ), it says pension is a must, but then pension isn't required for freelancers. I'm a bit confused. Do I have to pay the pension back in order to fulfil this requirement? :(
  16. Brexit: The fallout

    something to wake everyone up part 2:   https://www.youtube.com/watch?v=UA2EjAfVAcw&list=PLZyPqYz41qavAvZnwcfxvo2PAO8faOHuF&index=15&t=0s    
  17. Brexit: The fallout

    something to wake everyone up:   https://www.youtube.com/watch?v=q2mrQ1Z73kM   Jeremy who? 
  18. Brexit: The fallout

    he should be putting people to sleep in the EU parliament!
  19. I've just posted a silly photo

  20. What made you smile today?

    She can see a crack in the glass...  
  21. Random pointless comments

    Long live Carpe Diem!
  22. Is BAMF violating the European laws?

    Clearly, the member states can choose how to enforce/decide.
  23. Untrue (Alternative) facts

    Computer password inventor Fernando Corbato dies at the age of 93.  His funeral will be held at *********** and will take place twice to confirm it's him.   https://www.bbc.co.uk/news/technology-48988091  
  24. Permanent residence for freelancers

    Dear all, I have been freelancing in Berlin as translator for 4.5 years with a freelancer visa. I don't have public pension as it isn't mandatory for freelancers. I just contribute the TK public insurance. I am getting married soon with my fiance who is an European citizen (non-German). I am thinking to apply for permanent residence once I reach my 5-year stay in Germany and wonder what's the best way to do. My questions are as follows and I would really appreciate your advice:   - Is public pension contributions required when applying for permanent residence in my case? - Are there categories under permanent residences? Do I have to choose whether I am applying for, e.g. permanent residence as freelancer / permanent residence for family reunion / permanent residence as an employed person, etc? Or it doesn't matter as long as I have been residing in Germany for 5 years? - Will I be entitled to do different kind of jobs with the permanent residence? (I am tired of being a freelancer and I am considering the possibility to look for a job once I have the permanent residence, if possible) Thank you very much in advance for your help!    
  25. Is BAMF violating the European laws?

      https://en.wikipedia.org/wiki/Directive_(European_Union)   "A directive shall be binding, as to the result to be achieved, upon each Member State to which it is addressed, but shall leave to the national authorities the choice of form and methods."   IMO, the results are quite clear in the mentioned European directives.
  26. Is BAMF violating the European laws?

    There are no European laws, just directives. Each country has to translate those directives to local laws. Probably Germany has done it differently.
  27. Stephen Colbert suggests that Trump should 'Go to Hell'    
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