QUOTE (maekelborger @ Nov 30 2007, 10:49 am)

If you're going for a preventitive check-up, immunisations, etc. (Vorsorgeuntersuchung) then you don't need to pay the €10 - this only applies if you want/need treatment, and in any case only applies to those that are state ("gesetzlich") insured (as the AOK insurance probably is)
Not true almost there breath. I went to get a refill on a prescription and they still wanted €10. They want €10 per quarter regardless and unless things have changed, the quarter included both doctors and dentists. As a copay, that is CHEAP! With my HMO in the States, my copay was anything from $15 to $50 depending on who I saw and that was per visit and the monthly premiums out of my paycheck was close to $300 per month as a single healthy male.
I am on AOK, along with my son, and I find them A-OK! They cover what you need and the extras that you don't need (although you may be convinced that you do) cost extra. Depending on the ENT office, you may need to get a prescription from your GP. Mostly they need this for the insurance game. It is easy enough to do, so just play along.