I'm currently contemplating a move from the UK to Germany. The job I have there is based in the Odenwald, and as I'm only 22 I'd prefer to live in somewhere a little livelier (say Wuerzburg) and commute to work. Therefore, I need to buy a car. As I'm only 22, I don't have much finance behind me - although my company is paying relocation costs.
The thought of a new car on a finance deal came to mind, but I don't know if I'd be eligible for this as I don't think I have credit history in Germany (although I did do an internship in Germany during Summer 2005 and had a bank account).
So I think it has to be second hand. The thought of buying a second hand car in the UK is daunting enough, never mind in a foreign country. I need to consider purchase cost, tax, MOT equivalent, insurance and servicing costs. Am I right in thinking that diesel cars are more expensive to insure and tax than their petrol equivalents? Also, is there a system -like the Insurance Group rating in the UK - which determines the insurance cost of a particular car? If so, where can I find this? What is the MOT equivalent? Bearing in mind that I am only 22 (but have 5 years driving experience and a clean licence), is car insurance likely to be expensive/a problem?
Any help, advice or comment on this would be much appreciated!