How to pay when buying a new car

Hi,

so what is the recommended method? cash is obviously less complicated but more risky. The dealer (Opel) seems to think I should pay by transfer (ueberweisung) but I guess that means I have to pay before I pick the car up, and then if for whatever reason the car is not up to scratch, I'm in a worse position because I can't stop the payment.

Any hints or tips?

thanks,
UncleCol

Make the payment. If when you turn up the car is not up to scratch, ask for your money back.

or:

Can you get Bankers Drafts over here?

We did a direct bank transfer and collected the car that day. You get a long warranty on cars do you not so it should be fine.

Bank cheque, it's as good as cash and safe as houses. Will cost you about ten to get one drawn up for you tho.

Tell the bank to do a transfer the same day you pick it up. Bring that statement to pick up the car. When you get it and you are not satified, get the bank to take the transfer back.

Than again.. i would never get me an Opel...

EC card? Have a look at the small print to make sure you really can object if it isn't up to scratch.

cheers guys - i'll probably go for the ueberweisung. now I just have to sit and twiddle my thumbs while some guys sit down with a beer and the assembly instructions and try and work out which screw goes in which hole, and whether the motor thing goes in the front or the back...

oh well

seriously, this is the best way to go.

You can always recind a bank transfer afterwards but it'll cost you as well and is way more hassle and much riskier if the recipients account no longer has the money in it.

Going to the bank before hand and getting yourself a banker's cheque is really the best way to go, though. Any problems on the day and you don't hand over the cheque. All dealers will accept banker's cheques since the money is withdrawn from your account prior to the cheque being issued, so no risk for the dealer that the cheque is not covered.

Isn't there a limit to EC and bank transfers?