This is a bit tricky for me, being an advertiser here on Toytown for financial advice myself and all - but the TTners usually know me well enough to understand that I do not try to blacken any competition here, I cooperate quite well with others like Mike Woodiwiss from Spectrum and so on as most know.
But I have to set one thing right here that you, certainly involuntarily, have mistated about COMPEXX: the are - at least according to their licence from the IHK for offering insurances according to §34 C GewO - NOT an independent broker like I am or like Mike Woodiwiss.
According to their impressum on the website their IHK registration number is D-W36O-Q5VNI-07
Anyone can check what I say here by going to the offical IHK Vermittlerregister Website:
If you enter their registration number you will see that they are registered as "tied insurance agent" and not as independent broker. This is important for their clients to know because the advice given must necessarily be different between a tied agent with limited choices from the market and an independent broker who as access to the entire market.
You will probably not have know the difference yourself, so I don't blame you, but the difference between tied agent, multi tied agent and independent broker is huge and should not be muddied by erronous statements like yours, hope you understand my clarification of this.
Anyone who wants to understand the difference better, read here: