Health insurance for students and interns

Looking for some cheap health insurance, to complete my registration as a student. Nothing fancy just passable for the KVR.

Hey there - check out this site - this is where I got mine - found it to be the most affordable and coverage is decent.
http://www.axappphealthcare.co.uk/

or this is a better link - directly to the options available - you have to put info in to get a quote - just put in a false name and address if you dont want to give them yours.
http://www.axappphealthcare.co.uk/body/htm...rnational.jhtml

Even as an American you can get this - the one you want is the expat insurance.

Barbara

I'm assuming here that you are an undergraduate student. In this case, then students are what they called "Versicherungspflichtig" meaning you have to be insured. If you are under 30 and have not yet reached your 14th semester then you will pay 55.68 euros at every public German health insurance company. You can choose which one. All the German health insurance companies will cost the same. You can choose for example from the big ones such as AOK, DAK or Technischer Krankenkasse or any of the other ones. The health insurance will want to see the "Zulassungsbescheid" (acceptance letter) from the German university.

If you are a PhD student then the situation is different. Most people work for the university and the insurance is through your work. If you are not working as a PhD student then you may have to be considered "freiwillig versichert" (voluntarily insured). The price varies depending on the health insurance company. I have heard of cases though when if you are on a scholarship that you can still pay the regular student rate for health insurance of 55.68 euros. This was a case with a PhD student at my office who was from the Ukraine who was on a scholarship.

A Künstler Krankenkasse was recommend to me by a friend, cos it's meant to be the cheapest around. I did a search on the net and got this result - http://www.viando.de/Versicherungsvergleic...rankenkasse.php

i am new to munich, and am not covered by any health insurance. i am in language school, and picking up a few freelance jobs, and not able to be covered by government insurance.
does anyone know any that are under 200 euros or all super expensive?
thanks for any help-

Topics merged by admin

I think you've been merged into the wrong topic, because going to language school does not (as far as I'm aware) make you a student. If it did, you could get health insurance for €56 a month from AOK.

So look through here for some ideas.

Hello, I'm due to start an internship (as a required part of my comp sci degree) in Aschaffenburg in just under a month, but have been told that before I can start I must supply my employer with my health insurance details.

As I'm British and have never paid for private healthcare, this is causing a real problem; I have no such details to supply.

My girlfriend already works there fulltime, but her health insurance company say they won't insure someone who earns as little as I shall (€400 per month) and my employers won't accept my EHIC card, which is all the NHS could recommend when I called them about this.

I've tried searching the forum for advice, Google too, but can find nothing about this specifically, the closest advice being people saying to simply pay for private insurance. Is there no way a British student can do an internship in Germany without getting private insurance? No public health service I can apply to?

I shall be most thankful for any help.

Topics merged by admin

You're generalising too much to say "another european country". This is a German issue. I dont know the exact rules with interships but basically if you live in Germany then you have to have health insurance - this is "public" for many people as it is taken from their salary but if you dont have that option then yes you need to take out a private insurance. The card from UK might work if you are here for a limited period (3 months?) but if your employer doesnt accept that then that up to them I guess.

Investigate getting a cheap (student?) UK insurance that covers you in Germany/Europe maybe?

maybe something like this

I'm not entirely sure why your employer isn't providing you with health insurance, as would be the standard situation with a full-time employee. I guess they've absolved themselves of that responsibility by giving you a €400-job. If you were studying here then you would go to the AOK with your EHIC card and they would give you the necessary papers. It may be worth getting in touch with them to see if they can cover you under their student deal, which is €55 per month. Otherwise you'll have to get expat health insurance, which you should find for about £600 for one year.

Try getting an E128 form.

True, I had got my terms muddled from looking at several sites that all referred to it that way, so I've edited my post to be properly specific.


I'm there for at least 6 months, with the option to extend it to the full 15 months until my final year of uni if it works out good for both me and them, so I think that's why they don't accept the card.


That seems pretty reasonable, at least compared to the €55 per month that seems to be the norm otherwise. Instead of ~£265-660 (€55 x 6 or 15 months respectively) they seem to do it for between £55/70 to £165/215 (essential/comprehensive, 6/15 months). Do you know if this insurance would definitely be accepted by German employers? I shall email the HR folk I've been talking to to check, obviously.


If they do not accept the Endsleigh insurance, I shall look at these options too, thanks.

That's been replaced by the EHIC now, and that's what they wouldn't accept, but thanks for the advice. My EHIC is on its way to me in the post, so I'll have it for when I'm visiting other European countries.

If you are still a student, the EHIC is almost certainly valid here and they should accept it. This is a standard European thing, maybe they just need a bit more pressure.

Yep, unless it's changed recently, you need to take the EHIC card to the AOK and they'll give you a piece of paper saying you're insured.

Hi,
can you recommend any private health insurance company for a student who seldom gets sick and can shell out upto 600€ per year as medical expense (selbstbeteiligung?!) please ?. When monthly premiums are low, that would be wonderful too.
thanks

Topics merged by admin

unfortuantely your info is far to fussy that anyone could reply to you (which is why nobody has done so yet, I suppose). If you have spent at least a little time researching the numerous threads about health insurance here in TT you will have found out, that some personal info is required from you since private health insurane is based on age and gender, for starters. Furthermore it would be helpful to know if you are student at a public or private university in Germany, how long you intend to stay, if you are from another EU memberstate or from outside etc.

Give us more beef and we can help you, based on the above, no answer is possible, sorry

Cheerio

A male student, registered in a full time program in a german university is over 30 and a citizen of a non-european country.